Chairman''s Speech At the 32nd Annual General Meeting of the Company.

AL LIMITED NIHAR NHA e Chairman's Speech at the 32nd Annual General Meeting (Nihar Info Global Limited - 30th September 2026) Respected Shareholders, Members of the Board, Colleagues, and Friends, It gives me immense pleasure to welcome you all to the 32nd Annual General Meeting of Nihar Info Global Limited. The financial year 2025-26 has been a pivotal landmark in the journey of your Company. Over the past year, we have achieved a significant turnaround in our operating performance, returned to net profitability, and laid a solid, future ready foundation for out ext phase of sustainable growth. Today, I would like to share with you our financial highlights, our refined strategic business verticals, and our long-term vision for the cnterprise. FINANCIAL PERFORMANCE - A YEAR OF STRONG GROWTH AND TURNAROUND tT h' ea m ep ar ro uu nd r re ep vo ir et .t hat your Company demonstrated robust growth across all key financial indicators during Standalone Revenue Grew from 2483.03 lakhs ('Y 24-25) to 31,501.97 lakhs (FY 25-26) (+211%) Consolidated Revenue Grew from 2772.00 lakhs to 32,169.12 lakhs (+181%) Standalone PBITDA Turned around from a loss of 2348.03 lakhs o a positive Z69.93 lakhs Consolidated PBITDA Turned around from a loss of 3336.00 lakhs to a positive 289.54 lakhs Standalone PAT Swung from a nt loss of 3364.16 lakhs to a net profit of 253.93 lakhs Consolidated PAT Recovered from a net loss of ~2357 lakhs to a net profit of 268.70 lakhs fdT iih nsi acs ni cp ilf aii ln n a e pn d rc ui s dca al el na ct bi eu l ,r i n t eya a.r po W itu h an i ld l ee fr fte iha cif isf e i r nr ce ym t ,s u r ant n h t da o t l p oro nou gfr i - t tac ebo rir l me i t sy hb au m rs a ci c hn k oe ss l s da en re n i vg m ai p nn o ye r es t ca ra n or t ne tm iih nle .ea slt th oy n, e ,r wes eil i re en mt, a ia nn cd o mc ma ip tab tl ee d o tof NIHAR INFO GLOBAL ~ THREE STRATEGIC BUSINESS VERTICALS trT heo rv ea ec mo dpm ee fm d iu nn o ei u dc r ba c ut o se r ip noo er su a sr t veu e rpp tld iaa ct at f le sod :r mb ,u ns ii bn ae ss is n fm o.o id ne .l G ocl ie nat gl y f ot ro w ai rn dv ,e s Nt io hr as, y Ip na fr ot n Ge lrs u, b oa ln Ld i mc iu ts et do m ise r os p, er aw te i ngr e ac ce rn osl sy 1. A sM aa m tr ia sk z fe ao ct n tp i l onaa .nc de E Fl- iC pko am rtm ,e r lec ve e: ra gS it nr ge n og ut rh en exi pn eg r to iu sr e f io no t sp or ui rn ct i no gn , l ie na vd ei nn tg o n ra yt i fo un la fl i lm la mer nk te ,t p al na dc es c us su tc oh m ea rs o cI rn et ae tg ir na t ae nd iB ntu el gl ri ao tn c to ecs hy -s dt rie vm n( pG ro el cd in oS ui sl v me er ta. ls sh o ep c) o: yO su tr .fl agship, high-growth vertical focused on @ Nihar House, No.34, Ganesh Nagar, West Mamedpally, Secunderabad - 500026, Telangana. © 040-27705389 / 90 @ info@niharinfo.in www.niharinfo.in 3. B2B E-Commerce: Scrving institutional and business clicnts by deploying our cstablished supply chain capabilities, vendor network, and technology infrastructure. GOLDNSILVER.SHOP - BUILDING AN INTEGRATED PRECIOUS-METALS ECOSYSTEM Dear Shareholders, among our key strategic initiatives, GoldnSilver.shop represents a transformative growth driver for your Company. Our goal extends beyond building a conventional online bullion marketplace. Our vision is to build a technology-led, compliant precious-metals ecosystem that serves customers across every stage of their ownership journey. The GoldnSilver.shop roadmap spans five integrated verticals: 1. Physical Gold & Silver: Offering high-purity coins, bars, and gifting products with transparent pricing, certified purity, secure transit, and doorstep delivery. Digital Gold & Silver: Enabling scamless, fractional digital access to precious metals in collaboration with trusted industry leaders like SafeGold, Augmont, and MMTC-PAMP, subject to regulatory and commercial arrangements. 3. Gold & Silver ETFs (Domestic & Overseas): Expanding investment avenues by partnering with platforms like Zerodha for domestic ETFs, while actively exploring frameworks with the NSE International Exchange (NSE IX) in GIFT City for international ETF access, subject to applicable regulatory guidelines. These initial three verticals—Physical, Digital, and ETFs—form our immediate operational priorities. Once these revenue streams are fully established and scaled, we will systematically launch our next two value-added verticals: 4. Gold Loan Referral Platform: An asset-light, technology-driven referral module connecting eligible customers with regulated banks and NBFCs, enabling users to leverage their bullion holdings without placing credit risk on our balance sheet. 5. Gold Buyback & Liquidity: A transparent buyback mechanism providing customers with guarantced liquidity and completing the full customer lifecycle within our ecosystem. LONG-TERM CUSTOMER LIFECYCLE PROPOSITION BUY — INVEST — HOLD — FINANCE — SELL / BUYBACK PREPARING FOR THE FUTURE - ELECTRONIC GOLD RECEIPTS & INFRASTRUCTURE We are closely following developments relating to Electronic Gold Receipts (EGRs). As India's bullion market evolves towards greater formalisation and technology-enabled trading, we intend to keep GolduSilver.shop technologically prepared to evaluate opportunities in EGRs and tokenisation as regulatory frameworks mature. Trust and compliance ate the ultimate foundations of the precious metals industry. To ensue complete i vn et re ig fr ii ct ay t, i ow n,e sear ce u ri en t pe ag yr mat ei nn tg gr ao tb eu ws at y sd ,i g ai nta dl si pn ef cr ia as lt ir zu ec dt u ir ne s, u ri en dc l lu od gi isn tg i cD si g foi rL o sac fk ee r f uli fn it le lg mr ea nt ti .o n for instant KYC GOLDNSILVER.SHOP AS A KNOWLEDGE HUB We firmly believe that informed investors build long-term value. To enhance matket awareness, we have gstablished a dedicated Knowledge Hub surrounding GoldnSilver.shop. We regularly publish weekly Gold & S Ri el dv de ir ,M a wr hik le et iA nn ta rl oy dt ui cc is a gc mr uo ls ts ls ii nx gk ue aly cp ol na tt ef nor tm is n: TL ei ln uk ge ud I an n, Y Ho iu nT du ib te o, eX c( aT' tw ei t rt eer g) i, nF aa lc ie nb vo eo sk t, sI n as ct ra og sr sa m I, da ian ,d CORPORATE REALIGNMENT & STRATEGIC FOCUS To sharpen our corporate focus and allocate resources efficiently toward high-margin technology and e- commerce initiatives, the Board has taken strategic steps to streamline non-core operations, including rationalizing historical subsidiary investments and optimizing our capital structure. This disciplined approach ensures that capital and management focus are dedicated strictly to value-accretive growth drivers. LOOKING AHEAD As we step into FY 2026-27, our strategic priorities remain clear: scale our established e-commerce and B2B trade channels, systematically execute the phased rollout of GoldnSilver.shop, and maintain strict corporate governance, regulatory compliance, and fiscal discipline. The strong progress achieved in FY 2025-26 gives us immense confidence in our business model and our strategic direction. ACKNOWLEDGEMENTS In conclusion, T express my deepest gratitude to all our Sharcholders for your continued trust, patience, and confidence in Nihar Info Global Limited. T extend my sincere appreciation to my colleagues on the Board, our executive leadership team, and all employees for their dedication during this turnaround year. I also thank our customers, ecosystem partners, bankers, advisors, vendors, and regulatory authorities for their steadfast support. Together, we look forward to building a stronger, technology-driven digital enterprise. Thank you. | Jai Hind. B.S.N. Suryanarayana Chairman Nihar Info Global Limited Date : 30.09.2026