Allotment of Securities

Ref No: 10/SE/CS/JUNE/2026-27 Date: June 25, 2026 Listing Department L i s t i n g & Compliance Department BSE Limited National Stock Exchange of India Limited Phiroze Jeejeebhoy Towers, Exchange Plaza, 5th Floor Dalal Street, Mumbai – 400001 Plot No. C/1, “G” Block Bandra- Kurla Complex Bandra(E), Mumbai- 400051 BSE Scrip Code: 544020 NSE Symbol: ESAFSFB Dear Sir / Madam, Sub: Intimation under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 for allotment of listed, rated, taxable, unsecured, transferable, redeemable, fully paid up, Basel II complaint lower Tier II subordinated bonds in the nature of Non-Convertible Debentures on a private placement basis. Pursuant to Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, (“SEBI LODR Regulations”), we wish to inform you that the Allotment Committee of Executives of ESAF Small Finance Bank Limited on June 25, 2026 has accorded its approval for allotment of 8500 listed, rated, taxable, unsecured, transferable, redeemable, fully paid up, Basel II complaint lower Tier II subordinated bonds in the nature of non-convertible debentures having face value of ₹1,00,000/- (Rupees One Lakh only) each aggregating to ₹85,00,00,000/- (Rupees Eighty-Five Crores only) on a private placement basis. Detailed information as required under SEBI (Listing Obligation and Disclosure Requirement) Regulations, 2015 in respect of allotment of NCDs is given in ‘Annexure A’. Details as per BSE’s Circular No. 20230714-34 dated July 14, 2023, and NSE’s Circular No. NSE /CML/2023/57 dated July 14, 2023, are as under: Date of occurrence of event / information June 25, 2026 Time of occurrence of event / information 10:55 A.M. The above announcements are also being made available on the website of the Bank at https://www.esaf.bank.in/investor-relation/?id=disclosure-to-stock-exchanges. Requesting you to take the same into your records. Thanking you, Yours Faithfully For ESAF Small Finance Bank Limited Ranjith Raj. P Company Secretary and Compliance Officer Annexure-A Details as required under SEBI (Listing Obligation and Disclosure Requirements) Regulations, 2015 Issuer ESAF Small Finance Bank Limited Type of securities issued (viz. equity Listed, rated, taxable, unsecured, transferable, shares, convertibles etc.) redeemable, fully paid up, Basel II complaint lower tier II subordinated bonds in the form of non-convertible debentures bearing 11.65% interest. (ISIN: INE818W08172) Type of issuance (further public offering, Private Placement rights issue, depository receipts (ADR/GDR), qualified institutions placement, preferential allotment etc.) Total number of securities issued or the 8500 (Eight Thousand Five Hundred) Listed, total amount for which the securities will Rated, Taxable, Unsecured, Transferable, be issued (approximately) Redeemable, fully paid-up, Basel II compliant lower Tier II Subordinated Bonds in the form of non-convertible debentures having a face value of ₹ 1,00,000/- (Rupees One Lakh only) each, up to an aggregate value of ₹85,00,00,000/- (Rupees Eighty-Five Crores only) ("debentures") on a private placement basis. Total number of Securities allotted 8500 NCDs of ₹1,00,000/- each aggregating to ₹85,00,00,000/- (Rupees Eighty-Five Crores) on a private placement basis. Size of the issue ₹ 85,00,00,000/- (Rupees Eighty-Five Crores) Whether proposed to be listed? If yes, Yes, NCDs are proposed to be listed in the name of the stock exchange(s) Negotiated Trade Reporting Platform under New Debt Market (“NTRP”) of the National Stock Exchange of India Limited (“NSE”) Tenure of the instrument - date of Tenure: 73 Months allotment and date of maturity Date of Allotment: 25 June 2026 Date of Maturity: 25 July 2032 Coupon/ interest offered, schedule of Fixed Coupon. Coupon Rate not to exceed payment of coupon/interest and principal 11.65% (Eleven Point Three Six Five) per annum payable quarterly. Charge/ security, if any, created over the Unsecured assets Special right/ interest/ privileges attached NIL to the instrument and changes thereof Delay in payment of interest/ principal NA amount for a period of more than three months from the due date or default in payment of interest/ principal Details of any letter or comments NA regarding payment/non-payment of interest, principal on due dates, or any other matter concerning the security and/ or the assets along with its comments thereon, if any Details of redemption of debentures Redeemable on maturity