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Date: June 25, 2026 BSE Limited National Stock Exchange of India Limited Listing Department Listing Department 25th Floor, P J Towers, Exchange Plaza, Bandra Kurla Complex, Dalal Street, Bandra (East) Mumbai – 400 001 Mumbai – 400 051 Scrip Code: 540901 Symbol: PRAXIS Sub: Publication - Special Window for transfer and dematerialisation (demat) of physical shares Dear Sir/Madam, Pursuant to Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 and SEBI Circular No. HO/38/13/11(2)2026-MIRSD-POD/l/3750/2026 dated January 30, 2026, we are enclosing herewith a copy of advertisement, published in the following newspapers: 1. Free Press Journal (English) 2. Navshkati (Marathi) The above information is also being made available on the website of the Company at https://praxisretail.in/ Kindly take the same on your record. Thanking you, For Praxis Home Retail Limited Charu Srivastava Company Secretary & Compliance Officer ACS No. 27108 Encl: As above PRAXIS HOME RETAIL LIMITED CIN: L52100MH2011PLC212866 Registered Off.: 2nd Floor, Knowledge House, Shyam Nagar, Off Jogeshwari-Vikhroli Link Road, Jogeshwari (East), Mumbai-400060 Tel.: +91 22 4518 4399; website: www.praxisretail.in; e-mail: investorrelations@praxisretail.in THE FREE PRESS JOURNAL www.freepressjournal.in Mumbai, Thursday, June 25, 2026 ii. Unsecured Advances 7. Transfers to Depositor Education and Awareness Fund (DEA Fund) vii) Disclosure of facilities granted to directors and their relatives as on 31.03.2026 (Amounts in Rs. Crores) (Amount In Rs. crore) (? in Crore) Category Current Year (31-03-2026) Previous Year (31-03-2025) Sr. No. Particular Current Year P r e v i ous Year No. of Amount Outstanding No. of Amount Outstanding Total unsecured Advances of the Bank 53.08 60.29 (31-03-2026) ( 31-03-2025) Category of Borrower Accounts 31-03-2026 Accounts 31-03-2025 Out of the above, amount of advances for which - - i) Opening balance of amount transferred to DEA Fund 13.66 12.33 intangible securities such as charge over the rights, ii) Add : Amount transferred to DEA Fund during the year 1.36 1.60 A. Directors & Their Relatives (Prohibited but licenses, authority, etc. have been taken Closed subsequently) iii) Less : Amount reimbursed by DEA Fund towards claims 0.18 0.27 Estimated value of such intangible securities - - 1. Directors - - iv) Closing balance of amounts transferred to DEA Fund 14.84 13.66 iii. Loans against Gold and Silver Collateral 2. Relatives of Directors 1 0.05 - a) D Toet ta ai ll Ls o af nL so a 2n 0s e 4x -2te 5n ded a g a i n s t e 3l 1ig .4ib 4l e Gold and Silver Collateral 8 a. ) D Si usc mlo ms au rr ye io nf f c oo rmm ap tl ia oi nn ts on complaints received by the bank from customers and from the Offices of 3 in. tereF sir tm eds/Companies where Directors/Relatives are - - Banking Ombudsman (OBOs) 2025-26 517.82 Particulars Loan outstanding Average ticket Average LTV Gross NPA (%) Sr. No Particulars Curr 2e 0n 2t 5y -e 2a 6r Previo 2u 0s 2 4y -e 2a 5r B. Permitted Exemptions to Directors size (? crore) ratio Complaints received by the bank from its customers 1. Pre-existing legacy loans running till maturity 3 1.03 - ? crore As % o af T so tal 1 2. NN uu mm bb ee rr oo ff cc oo mm pp ll aa ii nn tt ss rp ee cn ed ivin eg a dt b re ing gin thn ein yg o af the year N 1IL N 1IL 2 S. ecL uo ra itn ies sagainst Bank'sown FixedDeposits /Govt. 3 0.23 - 1. Opening balance of the FY [(a)+(b)] 167.34 31.49% 0.02 57.14% 0.28 3. Number of complaints disposed during the year 17 13 3. Staff Loans (if the director is a Staff Director) 6 0.29 7 0.28 3.1 Of which, number of complaints rejected by the bank 4. Staff Loans 40 3.08 18 0.79 (a) Consumption loans 91.38 17.19% 0.01 56.41% 0.12 4. Number of complaints pending at the end of the year NIL NIL of which bullet repayment loans 27.55 5.18% 0.01 52.77% 0.03 Maintainable complaints received by the bank from OBOs (b) Income generating loans 75.97 14.29% 0.06 58.05% 0.15 5. Number of maintainable complaints received by the bank from OBOs 6 10 C. Other Related Parties (Non-Director) 5.1 Of 5, number of complaints resolved in favour of the bank by Bos 6 7 1. Key Management Personnel (CEO) 2 0.17 2 0.18 2. New loans sanctioned and disbursed during the FY 5.2 Of 5, number of complaints resolved through conciliation / mediation/ NIL NIL 2. Associate Concerns / Other Related Entities - - [(c)+(d)] 105.59 20.39% 0.02 52.19% NA advisories issued by Bos 11. Previous year’s figure have been regrouped /rearranged wherever necessary to conform to the (c) Consumption loans 44.03 8.50% 0.01 50.01% NA 5.3 aO gf a5 in, sn tu tm heb be ar no kf complaints resolved after passing of Awards by BOs NIL NIL layout of the accounts of the Current year. of which bullet repayment loans 32.37 6.25% 0.01 49.33% NA 6. Number of Awards unimplemented within the stipulated time (other than NIL NIL For Identification (d) Income generating loans 61.57 11.89% 0.06 53.86% NA those appealed) In Terms of Our Separate Report Note: Maintainable complaints refer to complaints on the grounds specifically mentioned in BO Scheme 2006 and For VAISHAMPAYAN & PADHYE AGM( Admin) AGM (Audit) 3. Renewals sanctioned and disbursed during the FY - - - NA covered within the ambit of the Scheme. Chartered Accountants 4. Top-up loans sanctioned and disbursed during the FY - - - NA iii. Top five grounds* of complaints received by the bank from customers F (CR AN J 1 a1 y9 v3 a8 n0 tW B. Vaishampayan) Acting Chief Executive Officer 5. Loans repaid during the FY [(e)+(f)] 119.61 23.10% 0.02 NA NA cG or mou (p in .l ead .i s n to sf , pecN nou dmm inpb glae air n to t tsf h e cN o ru emm cp eb l ia ve i er n do t sf de% c nr ui en mac s br ee e a ri ns o e ft / h e c pN o eu m nm dpb il nae gir n o atsf t O cf o 5 m,n pou lf a m inb te sr P Ma . r Ntn oe . 0r 37420 Director Director Director ( oe f) w C ho in cs hu bm up lleti to rn e plo aa ymns ent loans 26 68 .. 77 83 1 53 .. 12 77 %% 00 .. 00 11 NN AA NN AA c reo lm atp inla gi n tots ) be tg hi en n yi en ag r of dur yin eg ar the r te hc co eem pivp re el da v i ion ovt us e s r th the e e yn ed a o rf bp ee yn od ni dn g 30 D Ua Dt Ie N: : 2 23 6. 00 36 7.2 40 22 06 KWSFCB7746 Vice Chairman Chairman (f) Income generating loans 50.88 9.83% 0.04 NA NA year days INDEPENDENT AUDITOR'S REPORT 1 2 3 4 5 6 7 6. Non-Performing Loans recovered during the FY 0.28 0.05% 0.02 NA NA Current Year 2025-26 The Members of [(g) + (h)] Ground – 1 NIL 0 0.00% NIL NIL Account T Mh ue m K bu ar ila Nagarik Sahakari Bank Ltd. (g) Consumption loans 0.12 0.02% 0.01 NA NA opening/ Report on the Audit of the Financial Statements of which bullet repayment loans 0.03 0.00% 0.01 NA NA difficulty in Qualified Opinion (h) Income generating loans 0.15 0.03% 0.05 NA NA op ae cr ca ot uio nn ts of t1 h. e W Be a h laa nv ce e a Sud hi ete ed t t ah se a a tc 3c 1o sm t p Ma an ry ci hn g 2 f 0in 2a 6n ac nia dl s thta et e Pm roe fn itt s a no df T Lh oe s K s u Ar cla c oN ua ng ta fr oik r S tha eh ya ek aa rr i t B hea nn k e L ni dm ei dte ad n w dh aic h su c mom mp ar ri ys e os f significant Accounting Policies and other explanatory information incorporated in these financial statements of the Bank Ground – 2 NIL 3 0.00% NIL NIL Loans and along-with returns of its Head Office and Thirteen (13) Branches audited by us and verified by the Concurrent 7. Loans written off during the FY [(i) + (j)] - - NA NA advances Auditors/Internal Auditors as well as by us. These financial returns are consolidated in these financial statements. (i) Consumption loans - - NA NA Ground – 3 NIL 2 #DIV/0! NIL NIL Staff Behaviour I en ff eo cu tr s o op fi n thio en man ad tt eto rs t h de e sb ce rs ibt eo df t ih ne t hin ef o Br am sa isti o fon r a Qn ud a a lic fic eo dr d Oin pg in t io o nth pe a e rax gp rla an pa ht ,i o thn es g saiv ie dn a t co c ou us, n e tsx c ree ap dt f wor it t hh e si gp no is fis ci ab nle t of which bullet repayme [Showing first 8,000 characters — download PDF for full document]