Updates

September 29, 2026 National Stock Exchange of India Limited BSE Limited Exchange Plaza Phiroze Jeejeebhoy Towers Bandra Kurla Complex Dalal Street Mumbai – 400051 Mumbai – 400 001 Symbol : EQUITASBNK Scrip Code : 543243, 976218,976979&978223 Dear Sir Sub: Disclosure in terms of the SEBI Master Circular for Issue and listing of Non-Convertible Securities, Securitized Debt Instruments, Security Receipts, Municipal Debt Securities and Commercial Paper issued on October 15, 2025– Chapter XIV- Centralized Database for Corporate Bonds/Debentures Pursuant to Chapter XIV of the captioned circular, we hereby submit the following disclosure in the format prescribed as per Annexure XIV- B:  Event based disclosure regarding the Listing approval received on September 29, 2026 for issue and allotment of 50,000 Rated, Listed, Unsecured, Subordinated, Redeemable, Transferable, Fully Paid Up Lower Tier II Bonds in the nature of Non-Convertible Debentures having a face value of Rs.1,00,000/- (Rupees One Lakh only) each, aggregating to Rs. 500 crores (“NCDs”), issued on private placement basis. Kindly take the above information on record. Thanking you, Yours faithfully, For Equitas Small Finance Bank Limited N Ramanathan Company Secretary Encl: a/a Annexure Details pursuant to SEBI Master Circular for Issue and listing of Non-Convertible Securities, Securitized Debt Instruments, Security Receipts, Municipal Debt Securities and Commercial Paper issued on October 15, 2025– Chapter XIV- Centralized Database for Corporate Bonds/Debentures 1. Listing Details: Sl. ISIN Allotment date Listing date Listing First issue/ Exchange No. quantity further issue 1 INE063P08138 September 25, September 29, 50,000 First Issue BSE Limited 2026 2026 2. A hyperlink of ‘Listing Notification by stock exchange’ [final approval] hyperlink (downloadable): https://www.bseindia.com/downloads/UploadDocs/Notices/20260929-12/20260929-12.pdf 3. Details of record date: Sl. ISIN Record Interest / Date of payment of No. Date Redemption interest/redemption* 1 INE063P08138 10-09-2027 Interest 25-09-2027 2 10-09-2028 Interest 25-09-2028 3 10-09-2029 Interest 25-09-2029 4 10-09-2030 Interest 25-09-2030 5 10-09-2031 Interest 25-09-2031 6 10-09-2032 Interest 25-09-2032 7 10-09-2033 Interest 25-09-2033 8 10-09-2034 Interest 25-09-2034 9 10-09-2035 Interest 25-09-2035 10 10-09-2036 Interest 25-09-2036 11 10-09-2036 Principal 25-09-2036 * Subject to Business Day Convention 4. Details of credit rating: a) Current rating details: ISIN Name of the Credit Outlook Rating Date of Verificatio Date of CRA Rating action credit n status of verification (new, rating CRAs upgrade, (verified downgrade, / not reaffirm) verified) INE063P08138 Care CARE Stable New September Verified September, Ratings AA- 08, 2026 29, 2026 Limited INE063P08138 India IND Stable New September Verified September, Ratings and AA- 08, 2026 28, 2026 Research Private Limited b) Earlier rating details: ISIN Name of the Credit Outlook Rating action Date of Verification Date of CRA rating (new, upgrade, credit status of verifica downgrade, rating CRAs -tion reaffirm) (verified/ not verified) N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A. 5. Payment Status: a) Whether Interest payment/ redemption payment made (yes/ no): No Not applicable since the Debentures were allotted on September 25, 2026 and the first interest payment date will be September 25, 2027 b) Details of interest payments: Sl. Particulars Details 1 ISIN INE063P08138 2 Issue size Rs.500 crores 3 Interest Amount to be paid on due date Rs. 9,950 per Debenture 4 Frequency - quarterly/ monthly / annual Annual 5 Change in frequency of payment (if any) N.A. 6 Details of such change Nil 7 Interest payment record date Interest payment record date would be the date falling 15 (Fifteen) days prior to any due date in relation to the Debentures 8 Due date for interest payment N.A. 9 (ADcDtu/aMl dMat/eY fYorY iYn)t erest payment N.A. 10 (ADmDo/uMntM o/f YinYteYrYes) t paid N.A. 11 Date of last interest payment N.A. 12 Reason for non-payment/ delay in payment N.A. c) Details of redemption payments: Not applicable since the Debentures were allotted on September 25, 2026 Sl. Particulars Details 1 ISIN INE063P08138 2 Type of Redemption (Full / Partial) Full 3 If partial redemption, then N.A. a. By face value redemption b. By quantity redemption 4 If redemption is based on quantity, N.A. specify, whether on: a. Lot basis b. Pro-rata basis 5 Reason for redemption (call, put, Maturity premature redemption, maturity, buyback, conversion, others (if any)) 6 Redemption date due to put option (if any) N.A. 7 Redemption date due to call option (if any) N.A. 8 Quantity redeemed (no. of NCDs) N.A. 9 Due date for redemption/ maturity 25/09/2036* Actual date for redemption (DD/MM/YYYY) 10 Actual date for redemption (DD/MM/YYYY) 25/09/2036* 11 Amount redeemed N.A. 12 Outstanding amount (Rs.) Rs. 500 crores 13 Date of last Interest payment As per the terms of issue, the last instance of interest payment will be due and paid on 25/09/2036. * Subject to the terms of issue 6. Default history information: Have there been any defaults/ delays in servicing any other debt security issued by the issuer? No If yes, details thereof: Nature Issue size Due date of Actual Default Verification Date of of the interest/ payment date details status of verifi- issue redemption details debenture cation (dd/mm/yyyy) (dd/mm/yyyy) trustee (yes/ N.A. N.A. N.A. N.A. For Equitas Small Finance Bank Limited N.A. N.A. N.A. N Ramanathan Company Secretary