Credit Ratings

Jammu and Kashmir Bank Limited Corporate Headquarters T +91 (0)194 248 3775 W www.jkb.bank.in M A Road, Srinagar 190001 F +91 (0)194 248 1928 E board.sectt@jkbmail.com Kashmir, India CIN: L65110JK1938SGC000048 Board Secretariat Ref:-JKB/BS/F3652/2026/145 Date: 29th September, 2026 National Stock Exchange of India Limited The BSE Limited Exchange Plaza 5th Floor Phiroze Jeejeebhoy Towers Plot No. C/1 G-Block Dalal Street Bandra Kurla Complex Mumbai – 400 001 Bandra (E) Mumbai – 400 051 Scrip Code:532209 Symbol: J&KBANK Sub: - Credit Ratings Dear Sirs, Pursuant to Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, please be informed that Brickwork Ratings has reviewed the credit ratings assigned to the Bank’s Tier II bonds (under Basel III) & Additional Tier I Bonds (under Basel III), the details of which are as under: Amount (Rs. in Crores) Rating and Outlook Previous 30th Instrument Tenure Regulator Previous Present September, Present 2025 Tier II Bonds Long Term 0.00 --- Withdrawn --- SEBI (under Basel III) Additional Tier I BWR A/Stable BWR A/Stable Bonds Long Term 1000.00 1000.00 SEBI (Reaffirmed) (Reaffirmed) (under Basel III) Total 1000.00 1000.00 Rupees One Thousand Crores Only This is for your information and appropriate dissemination. Thanking you Yours faithfully For Jammu and Kashmir Bank Limited (Mohammad Shafi Mir) Company Secretary