Shareholders meeting

September 29, 2026 BSE Limited National Stock Exchange of India Limited P.J. Towers, Exchange Plaza, 5th Floor, Plot No. C/1, G Dalal Street, Mumbai- 400 001 Block, Bandra - Kurla Complex, Bandra (E), Mumbai - 400 051 (Scrip Code: 543386) (Symbol: FINOPB) Dear Sir/Madam, Sub: Scrutinizer’s Report and Results of e-voting and remote e-voting on the resolutions as set out in the Notice of 10th Annual General Meeting (“AGM”) of Fino Payments Bank Limited (“the Bank”) Pursuant to Regulation 44 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 (“SEBI Listing Regulations”), we hereby enclose the results of the e-voting at the 10th AGM of the Bank held on September 29, 2026 through Video-Conferencing/ Other Audio Visual Means (“VC/OAVM”), as well as the results of the remote e-voting conducted for the resolution specified in the Notice of the 10th AGM dated August 24, 2026. The resolution proposed in the AGM Notice was passed with requisite majority. The report of, Mr.Tribhuwneshwar Kaushik of M/s. Kaushik Joshi & Co., Practici ng Company Secretaries, Scrutinizer to scrutinize the aforementioned e-voting process, is enclosed herewith. Kindly take the same on record. Thanking You, Yours faithfully, For Fino Payments Bank Limited Basavraj Loni Company Secretary & Compliance Officer Place: Navi Mumbai Encl: a/a Fino Payments Bank Limited Registered Office: Mindspace Juinagar, Plot No Gen 2/1/F, Tower 1, 8th Floor, TTC Industrial Area, MIDC Shirwane, Juinagar, Navi Mumbai - 400 706 CIN: L65100MH2007PLC171959 Tel: (+91 22) 7104 7000, website: www.fino.bank.in, Email: cs@fino.bank.in Name of the Company Fino Payments Bank Limited Date of AGM/EGM/Postal Ballot 29-09-2026 Total No. of Shareholders as on Record Date (i.e. September 22, 66863 2026) No. of shareholders present in the meeting either in person or through proxy: a. Promoters and Promoter Group 0 b. Public 0 No. of Shareholders attended the meeting through Video Conferencing a. Promoters and Promoter Group 1 b. Public 42 Fino Payments Bank Limited Registered Office: Mindspace Juinagar, Plot No Gen 2/1/F, Tower 1, 8th Floor, TTC Industrial Area, MIDC Shirwane, Juinagar, Navi Mumbai - 400 706 CIN: L65100MH2007PLC171959 Tel: (+91 22) 7104 7000, website: www.fino.bank.in, Email: cs@fino.bank.in Resolution No. 1 Ordinary- To receive, consider and adopt the audited financial statements of the Bank for the Resolution Required (Ordinary/Special) financial year ended March 31, 2026 together with the reports of the Board of Directors and Auditors thereon. Whether promoter/ promoter group are interested in the agenda/resolution? % votes No. of No. of No. of polled on No. of votes - shares votes outstanding votes - in in % of votes - in % of votes - in Category Mode of Voting held polled shares favour Against favour Against (3)= (1) (2) [(2)/(1)]*100 (4) (5) (6)=[(4)/(2)]*100 (7)=[(5)/(2)]*100 Promoter E-voting 21636783 34.67 21636783 0 100.00 0 and Poll 62411997 0 0 0 0 0 0 Promoter Postal Ballot(if applicable) 0 0 0 0 0 0 Group Total 62411997 21636783 34.67 21636783 0 100.00 0 E-voting 11304 15.41 11304 0 100 0 Public Poll 73340 0 0 0 0 0 0 Institutions Postal Ballot(if applicable) 0 0 0 0 0 0 Total 73340 11304 15.41 11304 0 100.00 0 E-voting 305757 1.47 90502 215255 29.60 70.40 Public non- Poll 20733065 0 0 0 0 0 0 institutions Postal Ballot (if applicable) 0 0 0 0 0 0 Total 20733065 305757 1.47 90502 215255 29.60 70.40 Total 83218402 21953844 26.38 21738589 215255 99.02 0.98 Fino Payments Bank Limited Registered Office: Mindspace Juinagar, Plot No Gen 2/1/F, Tower 1, 8th Floor, TTC Industrial Area, MIDC Shirwane, Juinagar, Navi Mumbai - 400 706 CIN: L65100MH2007PLC171959 Tel: (+91 22) 7104 7000, website: www.fino.bank.in, Email: cs@fino.bank.in KKAUSHIK JOSHI & CO. Poddar Road, Malad (East), Mumbai- 400097. Peer Review Certificate No. 8388/2026 CCOMPANY SECRETARIES FINO PAYMENTS BANK LIMITED (CIN: L65100MH2007PLC171959) Registered Office: Mindspace Juinagar, 8th Floor, Plot No. Gen 2/1/F, Tower 1, TTC Industrial Area, MIDC Shirwane, Juinagar, Navi Mumbai, Thane – 400706. CONSOLIDATED SCRUTINIZER’S REPORT THE ELECTRONIC VOTING (“E-VOTING”) PROCESS (REMOTE E-VOTING) AND E-VOTING CONDUCTED AT THE 10TH ANNUAL GENERAL MEETING OF FINO PAYMENTS BANK LIMITED HELD THROUGH VIDEO CONFERENCING (“VC”)/ OTHER AUDIO-VISUAL MEANS (“OVAM”) ON TUESDAY, SEPTEMBER 29, 2026. KKAUSHIK JOSHI & CO. Poddar Road, Malad (East), Mumbai- 400097. Peer Review Certificate No. 8388/2026 CCOMPANY SECRETARIES REPORT OF THE SCRUTINIZER [Pursuant to Section 108 of the Companies Act, 2013 and Rule 20 of Companies (Management and Administration) Rules, 2014 as amended] Mr. Basavraj Loni Company Secretary & Compliance Officer Fino Payments Bank Limited 10th Annual General Meeting of Fino Payments Bank Limited held on Tuesday, September 29, 2026 at 12:00 noon (IST) through Video Conferencing (“VC”)/Other Audio-Visual Means (“OAVM”) Dear Sir, I, Tribhuwneshwar B. Kaushik, Partner of Kaushik Joshi & Co., Company Secretaries, having Office at 205, 2nd Floor, Nadiadwala Market, Poddar Road, Malad (East), Mumbai- 400097, appointed by the Board of FINO PAYMENTS BANK LIMITED (“Bank”) as the Scrutinizer for the purpose of scrutinizing electronic voting (“e-voting”) process (“remote e- voting”) and e-voting conducted at the 10th Annual General Meeting ( “AGM” ) pursuant to the provisions of Section 108 of the Companies Act, 2013 (“Act”) read with Rule 20 of the Companies (Management and Administration) Rules, 2014 as amended and in accordance with Regulation 44 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, for the 10th AGM of the Bank held through VC/ OVAM on Tuesday, September 29, 2026 at 12:00 noon (IST). I say, I am familiar and well versed with the concept of electronic voting system as prescribed under the said Rules. (cid:3) I submit report as under: a) The AGM was held through Video Conferencing (“VC”) or Other Audio-Visual Means (“OAVM”) in compliance with the provisions of the Companies Act, 2013, Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 (“SEBI Listing Regulations”) and Ministry of Corporate Affairs and SEBI Circulars, without the physical presence of the Members at a common venue and as confirmed by the Bank, the Notice of the 10th AGM along with the Annual Report for F.Y. 2025-26 has been sent on September 07, 2026 only through electronic mode to those Members whose e-mail addresses are registered with the Bank, Registrar and Transfer Agent (“RTA”) or Central Depository Services (India) Limited (“CDSL”) / National Securities Depository Limited (“NSDL”) (collectively CDSL and NSDL be referred as “Depositories”). Further, a letter providing the QR Code and the web-link, giving the exact path where details of the Notice of AGM and Annual Report for the FY2025-26 is available on the website, was sent to those members, who had not registered their e-mail addresses. b) Pursuant to MCA Circulars, Public Notice was published on Tuesday, September 08, 2026 in ‘The Free Press Journal’ and ‘Financial Express’ (English Newspapers) and in Navshakti (Marathi Newspaper) specifying the date, time of the AGM, manner in which the members can attend the AGM and confirming the dispatch of the Notice and the Annual report of the Bank for the FY 2025-26. KKAUSHIK JOSHI & CO. Poddar Road, Malad (East), Mumbai- 400097. Peer Review Certificate No. 8388/2026 CCOMPANY SECRETARIES c) The Compliance with the provisions of the Act and the Rules made there under relating to e-Voting (which includes remote e-voting and the e-voting provided at the AGM) to the Members on the resolution proposed in the Notice convening the 10th AGM of the Bank was the responsibility of the Management. My responsibility as a scrutinizer was to ensure that the voting process is conducted in a fair and [Showing first 8,000 characters — download PDF for full document]