Submission of Proceedings of 43rd Annual General Meeting held on 29.09.2026

JMJ JMJ FINTECH LIMITED CIN: L51102TZ1982PLC029253 F ' N TE c H Regd Office: Shop No 3, 1st Floor, Adhi Vinayaga Complex, No 3 Bus stand, Gopalsamy Temple Street, Ganapathy, Coimbatore, Tamil Nadu, India-641006 A BSE Listed Non-Banking Financial Company Email: investor@jmijfintechitd.com | Mob:7395922291/92 29t September, 2026 The General Manager, Department of Corporate Services, Bombay Stock Exchange, P.J. Towers,25th Floor, Dalal Street, Mumbai - 400 001. Dear Sir/Madam, Scrip Code: 538834 Limited Pursuant to Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, we enclose the gist of the proceedings of the 434 Annual General Meeting held today, on Tuesday, the 29th September, 2026 at 11.30 A.M. Kindly take the above information on your records. Thanking you, Yours Faithfully For JMJ FINTECH LIMITED VIDYA DAMODARAN COMPANY SECRETARY & COMPLIANCE OFFICER MEMBERSHIP NO: A69509 JMJ JMJ FINTECH LIMITED CIN: L51102TZ1982PLC029253 F I N TE c H Regd Office: Shop No 3, 1st Floor, Adhi Vinayaga Complex, No 3 Bus stand, Gopalsamy Temple Street, Ganapathy, Coimbatore, Tamil Nadu, India-641006 A BSE Listed Non-Banking Financial Company Email: investor@jmifintechitd.com | Mob:7395922291/92 The 43rd Annual General Meeting (AGM) of the Members of M/s. JM] Fintech Limited (‘the Company’) was held on Tuesday, 29th September 2026 at 11:30 A.M. (IST) through video conference (VC). The meeting was held in compliance with the applicable provisions of the Companies Act, 2013 and the Rules made thereunder and other applicable provisions. DIRECTORS AND KEY MANAGERIAL PERSONNEL IN ATTENDANCE Mr. Joju Madathumpady Johny joined over VC from their office Managing Director and Chairman of the Meeting Mr. Johny Madathumpady Lonappan joined over VC from their office Whole-Time Director CA Julie George Varghese, joined over VC from their office Independent Director and Chairperson of Audit Committee and Stakeholders Relationship Committee CA Sivadas Chettoor joined over VC from their office Independent Director and Chairman of Corporate Social Responsibility Committee, Nomination and Remuneration Committee and Rights Issue Committee CA Rajalakshmi Methil joined over VC from their office Additional Independent Director CS Vidya Damodaran joined over VC from their office Company Secretary Mr. Justin Thomas O joined over VC from their office Chief Financial Officer JMJ JMJ FINTECH LIMITED CIN: L51102TZ1982PLC029253 F l N TE c H Regd Office: Shop No 3, 1st Floor, Adhi Vinayaga Complex, No 3 Bus stand, Gopalsamy Temple Street, Ganapathy, Coimbatore, Tamil Nadu, India-641006 A BSE Listed Non-Banking Financial Company Email: investor@jmifintechitd.com | Mob:7395922291/92 P AT Statutory Auditor joined over VC from their office CA Rakesh Kumar, Partner of M/s. Mahesh C. Solanki & Co., Chartered Accountants Internal Auditor joined over VC from their office Ms. Priya Krishnakumar Scrutinizers joined over VC from their office CS S. Vasudevan & representatives of M/s. Lakshmmi Subramanian & Associates Meeting in brief: e Mr. Joju Madathumpady Johny, Managing Director, chaired the 43rd AGM of the Company and welcomed the members to the meeting. He informed the members that the AGM was being conducted through Video Conferencing (va). ¢ He also informed that the 50 Members was present which is above the requisite quorum and that the meeting was duly convened and constituted. e The Chairman then introduced the fellow members of the Board, Chairpersons of the various Committees, Key Managerial Personnel and the Auditor(s) of the Company. All the Directors present at the meeting. ¢ The Chairman then informed the members that the statutory registers and documents referred to in the AGM Notice were available for electronic inspection in the manner stated in the Notice. ¢ The Company provided members holding shares as on the cut-off date of 22nd September 2026 with the facility to vote electronically on the resolutions set out in the AGM Notice. ¢ The Chairman informed that remote e-voting through Central Depository Services (India) Limited commenced at 9:00 AM. on Saturday, 26th September 2026 and con d at 5:00 P.M. on Monday, 28th September JMJ JMJ FINTECH LIMITED CIN: L51102TZ1982PLC029253 F l N TE C H Regd Office: Shop No 3, 1st Floor, Adhi Vinayaga Complex, No 3 Bus stand, Gopalsamy Temple Street, Ganapathy, Coimbatore, Tamil Nadu, India-641006 A BSE Listed Non-Banking Financial Company Email: investor@jmifintechitd.com | Mob:7395922291/92 2026. Members who had not cast their votes through remote e-voting were provided the facility to vote during the AGM through the electronic voting facility. The facility would remain available for 15 minutes after the conclusion of the meeting. Members who had already voted through remote e-voting could participate in the meeting but could not vote again. e The Chairman further informed that M/s. Lakshmmi Subramanian & Associates, Practising Company Secretaries, had been appointed as Scrutinizers to oversee the voting process. ¢ The Chairman then gave an overview of the state of affairs of the Company, major events happened in the Company during the year under review and the Company’s performance during the financial year 2025-26 and future outlook, in his remarks to the members. ¢ The Chairman explained the financial performance of the Company for the financial year 2025-26. The Company reported total income of 21.99 crore, representing year-on-year growth of over 28%. Profit after tax was 37.59 crore, an increase of approximately 47% over the preceding year. The loan assets of the Company stood at ¥71.69 crore as at the year-end. e The Chairman further informed that as at 31st March 2026, the Gross Non- Performing Assets ratio was 3.32% and the Net Non-Performing Assets ratio was 2.26%. ¢ The Chairman informed the members that the Board had recommended a dividend of %0.15 per fully paid-up equity share off ace value %10, subject to the approval of the members at the meeting. e The Chairman also informed the members about the introduction of “Money bro”, the Company’s digital lending app, during the year and stated that the Company would continue to focus on responsible growth, strengthening its processes and creating lasting value for shareholders. * With the permission of the members, the Notice convening the 43rd AGM and the Audited Financial Statements of the Company for the Financial Year ended 31st March 2026, Audit Report and the Report of Board of Directors thereon, which were already circulated electronically, were taken as read. J MJ JMJ FINTECH LIMITED CIN: L51102TZ1982PLC029253 FI N T E c H Regd Office: Shop No 3, 1st Floor, Adhi Vinayaga Complex, No 3 Bus stand, Gopalsamy Temple Street, Ganapathy, Coimbatore, Tamil Nadu, India-641006 A BSE Listed Non-Banking Financial Company Email: investor@jmifintechitd.com | Mob:7395922291/92 The Chairman further informed that the Statutory Auditors' Report and Secretarial Auditors' Report did not contain any qualifications, observations or comments requiring them to be read out at the meeting. The reports given by the Statutory Auditor and Secretarial Auditor were taken as read. ¢ He further informed that all the businesses requiring shareholders’ approval as provided in the Notice of AGM were being put to vote through e- voting. He further requested the members who had participated in the AGM but had not cast their votes to cast their votes during the AGM. He also informed the members that since the mode of conducting the AGM was electronic, there was no proposing and seconding of the items set out in the Notice of AGM. * The Shareholders were provided a facility to ask questions or express their views through VC and other electronic means on the aforesaid resolutions. A total of 8 Shareholders registered their names to speak in the meeting, out of which 4 shareholders opted to speak in the meeting. The shareholders appreciated and praised the Company and its perfor [Showing first 8,000 characters — download PDF for full document]