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Axis Bank Limited · AXISBANK
✦ AI Summary▲ PositiveResults
Axis Bank Limited has submitted its unaudited financial results for the quarter ended June 30, 2026, with the Board of Directors approving the results at a meeting held on July 18, 2026. The results show a profit of ₹9,436.56 crore from ordinary activities before tax, with a net profit of ₹7,113.92 crore after tax.
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Earnings Impact8/10
Growth Catalyst2/10
Governance Concern1/10
Regulatory Risk2/10
Balance Sheet Risk6/10
Liquidity Impact9/10
Market Sentiment8/10
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Full Announcement
Axis Bank Limited has submitted to the Exchange, the financial results for the period ended Jun 30, 2026.
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AXISBANK1_18072026112345_Axis_Bank_Q1FY27_results.pdf
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AXIS/CO/CS/249/2026-27
July 18, 2026
National Stock Exchange of India Limited BSE Limited
Exchange Plaza, P. J. Towers,
Plot No. C/1, "G" Block Dalal Street
Bandra-Kurla Complex Fort, Mumbai - 400 001
Bandra (E), Mumbai -400 051
NSE Symbol: AXISBANK BSE Scrip Code: 532215
Dear Sir/Madam,
REF.: DISCLOSURE UNDER REGULATIONS 30, 33 AND 52 OF THE SEBI (LISTING OBLIGATIONS AND
DISCLOSURE REQUIREMENTS) REGULATIONS, 2015 ("SEBI LISTING REGULATIONS")
SUB.: OUTCOME OF BOARD MEETING - UNAUDITED FINANCIAL RESULTS OF AXIS BANK LIMITED
("BANK") FOR THE QUARTER ENDED JUNE 30, 2026
In reference to our letter no. AXIS/CO/CS/176/2026-27 dated June 19, 2026, and pursuant to
Regulations 30, 33, 52 and other applicable provisions of the SEBI Listing Regulations, we hereby
inform you that the Board of Directors (the "Board") of the Bank at its meeting held today, i.e.,
July 18, 2026, has inter a/ia approved the unaudited standalone and consolidated financial results of
the Bank (the "Financial Results") for the quarter ended June 30, 2026. These Financial Results were
subjected to limited review by the Joint Statutory Auditors.
The Financial Results along with the limited review report issued thereon by M/s. MM Nissim & Co. LLP,
Chartered Accountants and M/s. KKC & Associates LLP, Chartered Accountants, Joint Statutory
Auditors of the Bank, are enclosed herewith and are also being uploaded on the website of the Bank
at www.axis.bank.in.
The Board meeting commenced at 9:00 am (1ST) and the results were approved at 11 :00 am (1ST).
This is for your information and records.
Thanking You.
With warm regards,
For A~x Bank Limited
11.9 ·
8 J ,..,. .
Sandeep cldar
Com y Secretary
London Stock Exchange
Singapore Stock Exchange
8th Floor AXIS House Pandurang Budhkar Marg Worli Mumbai . Maharashtra . India 400025
REGISTERED OFFICE : "Trishul" -3rd Floor Opp. Samartheswar Temple, Near Law Garden,
J...,,_
Ellisbridge, Ahmedabad -380006. Telephone No. 079-26409322 Fax No. -079-26409321
CIN: L65110GJ1993PLC020769 Website -www.axisbank.com AXIS BANK
Axis Bank Limited
Regd. Office: 'Trishul', 3'd floor, Opp. Samartheshwor Temple, Near Law Gorden. Ellisbridge, Ahmedabad -380 006.
Corporate Office: Axis Bank Limited, Axis House. Pandurang Budhkor Marg, Worli, Mumbai -400 025.
CIN: L651 I0GJ1993PLC020769, Phone: 079-66306161.Email:shareholders@axis.bank.in
UNAUDITED STANDALONE FINANCIAL RESULTS FOR THE QUARTER ENDED 30'" JUNE, 2026
It In croresJ
FOR THE FOR THE FOR THE FOR THE
QUARTER QUARTER QUARTER YEAR
PARTICULARS
ENDED ENDED ENDED ENDED
30.06.2026 31.03.2026 30.06.2025 31.03.2026
(Unaudited) (Audited (Unaudited) (Audited)
refer note 2)
l. Interest earned (a)+(b)+(c)+(d) 33,985.63 32,724.09 31,063.51 1,27,032.23
(a) Interest/discount on advances/bills 26,515.74 25,512.49 24,408.10 99,508.19
(b) Income on Investments 6,698.42 6,709.26 6,142.95 25,299.80
(c) Interest on balances with Reserve Bank of India & other inter-bank funds 450.91 289.00 307.64 1,273.50
(d) Others 320.56 213.34 204.82 950.74
2. Other Income (Refer note 3) 6,735.42 6,022.55 7,258.06 26,130.85
3. TOTAL INCOME (1+2) 40,721.05 38,746.64 38,321.57 1,53, 16 3.08
4. Interest Expended 19,339.53 18,266.91 17,503.76 70,984.19
5. Operating expenses (i)+(ii) 9,722.42 10,466.31 9,302.65 39,362.08
(i) Employees cost 3,058.00 3,114.75 3,261.75 12,265.92
(ii) Other operating expenses 6,664.42 7,351.56 6,040.90 27,096.16
6. TOTAL EXPENDITURE (4+5) (Excluding Provisions and Contingencies) 29,061.95 28,733.22 26,806.41 l, 10,346.27
OPERATING PROFIT (3-6)
7. 11,659.10 10,013.42 11,515.16 42,816.81
(Profit before Provisions & Contingencies)
8. Provisions (other than tax) and Contingencies (Net) (Refer note 10) 2,222.54 3,522.21 3,947.66 13,262.83
9. Exceptional Items
10. Profit/(Loss) from Ordinary Activities before Tax (7-8-9) 9,436.56 6,491.21 7,567.50 29,553.98
11. Tax expense (Refer note 11) 2,322.64 (580.10) 1,761.36 5,097.32
12. Net Profit/(Loss) from Ordinary Activities after Tax ( 10-11) 7,113.92 7,071.31 5,806.14 24,456.66
13. Extraordinary Items (net of tax expense)
14. Net Profit/(Loss) for the period ( 12-13) 7,113.92 7,071.31 5,806.14 24,456.66
Paid-up equity share capital
15. 622.16 621.63 620.24 621.63
(Face value ~2/-per shore)
16. Reserves excluding revaluation reserves 2,03,572.63
17. Analytical Ratios and other disclosures
(i) Percentage of Shares held by Government of India Nil Nil Nil Nil
(ii) Capitol Adequacy Ratio -Basel Ill 16.67% 16.42% 16,85% 16.42%
(iii) Earnings per Shore (EPS) for the period/year (before and after extraordinary items)
Basic 22.88 22.76 18.73 78.82
Diluted 22.75 22.63 18.64 78.31
(iv) NPA Ratios
(a) Amount of Gross Non Performing assets 17,124.33 16,083.65 17,764.66 16,083.65
(b) Amount of Net Non Performing assets 5,192.56 4,789.59 5,065.99 4,789.59
(c) % of Gross NPAs 1.28 1.23 1.57 1.23
(d) % of Net NPAs 0.39 0.37 0.45 0.37
(v) Return on Assets (annualized) % 1.51 1.58 1.47 1.45
(vi) Net worth 2,03,434.64 1,96,039.77 1,78,920.70 1,96,039.77
(vii) Outstanding Redeemable Preference Shares Nil Nil Nil Nil
(viii) Capitol Redemption Reserve Nil Nil Nil Nil
(ix) Debentures Redemption Reserve Nil Nil Nil Nil
(x) Debt-Equity Ratio• 1.12 1.15 0.98 1.15
(xi) Total Debts to Total Assets 12.35% 12.47% 11.29% 12.47%
• Debt represents total borrowings; Equity represents total of~grc-,~reserves.
~ Ace n1s -
Notes:
l. Statement of Assets and Liabilities is given below:
(? in crores)
As on 30.06.2026 As on 31.03.2026 As on 30.06.2025
Particulars
(Unaudited) (Audited) (Unaudited)
CAPITAL AND LIABILITIES
Capital 622.16 621.63 620.24
Employees' Stock Options Outstanding l.346.47 l.342.16 l. 124.42
Reserves and Surplus 2, l l.071.23 2,03,572.63 l.84,175.16
Deposits 13,72,935.66 13,35,833.97 l l.6 l.614.55
Borrowings 2,37 ,316 .59 2,35,270.6 l l.80,970.81
Other Liabilities and Provisions 98,674.06 l. 10,208.88 74,802.50
TOTAL 19,21,966.17 18,86,849,88 16,03,307.68
ASSETS
Cash and Balances with Reserve Bank of India 58,656.77 78,627.36 65,606.06
Balances wit~ Banks and Money at Call and Short Notice 72. 159.51 26,275.32 33,716.05
Investments 4,38,955.12 4,45,032.80 3,60,640.60
Advances 12,61.556.65 12,33,569 .88 10,59,724.39
Fixed Assets 6,602.75 6,549.36 6,372.37
Other Assets 84,035.37 96,795.16 77,248.21
TOTAL 19,21,966.17 18,86,849.88 16,03,307.68
2. The figures of the last quarter of the previous year are the balancing figures between audited figures in respect of the full financial year and the
published/ unaudited year to date figures upto the end of the third quarter of the previous year.
3. 'Other income' inciudes profit/loss from investments (including revaluation), earnings from foreign exchange and derivative transactions,
commission earned from guarantees/letters of credit, fees earned from providing services to customers, selling of third party products etc.
4. During the quarter ended 301" June 2026, the Bank allotted 26,05.49 l equity shares respectively pursuant to the exercise of options/ units under
its Employee Stock Option/ Units Scheme.
5. During the quarter, the Bank infused equity capital of ~ 1,499.26 crores in Axis Finance Limited, wholly-owned subsidiary of the Bank. Further,
during the quarter, the Bank additionally invested an amount of ~380.60 crores in equity shares of Axis Max Life Insurance Limited.
6. Details of loans not in default and stressed loans (NPA and SMA accounts) acquired and transferred during the quarter ended 30" June 2026
under the RBI Guidelines are given below:
a) Delafls of loons not in defaull acauired from cilher enlities·
Particulars Corporate segment Retail segment
Mode of acquisition Assignment and Nova/ion Assignment
Aggregate principal outstanding of loans acquired ~ l.207 .92 crores ~l.101.6 l crores
Weighted average residual maturity 3.17 years 12.46 years
Weighted average holding period Not Applicable Not Applicable
Retention of beneficial economic interest by the originator Not Applicable 10%
Coverage of tangible security (for secured loans) l 00%
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