Press Release

AXIS/CO/CS/250/2026-27 July 18, 2026 National Stock Exchange of India Limited BSE Limited Exchange Plaza, P. J. Towers, Plot No. C/1, “G” Block Dalal Street Bandra-Kurla Complex Fort, Mumbai – 400 001 Bandra (E), Mumbai – 400 051 NSE Symbol: AXISBANK BSE Scrip Code: 532215 Dear Sir/Madam, REF.: DISCLOSURE UNDER REGULATION 30 OF THE SEBI (LISTING OBLIGATIONS AND DISCLOSURE REQUIREMENTS) REGULATIONS, 2015 (“SEBI LISTING REGULATIONS”) SUB.: PRESS RELEASE AND INVESTOR PRESENTATION ON THE FINANCIAL RESULTS OF AXIS BANK LIMITED (“BANK’) FOR THE QUARTER ENDED JUNE 30, 2026 In reference to our letter no. AXIS/CO/CS/176/2026-27 dated June 19, 2026, and pursuant to Regulation 30 of the SEBI Listing Regulations, a copy of the Press Release and Investor Presentation on the unaudited standalone and consolidated financial results of the Bank for the quarter ended June 30, 2026, are attached herewith. This is for your information and records. Thanking You. With warm regards, For Axis Bank Limited Sandeep Poddar Company Secretary Encl: as above London Stock Exchange Singapore Stock Exchange PRESS RELEASE AXIS BANK ANNOUNCES FINANCIAL RESULTS FOR THE QUARTER ENDED 30th JUNE 2026 PAT up 23% YOY driven by positive operating jaws and stable asset quality; Market share gains across deposits and advances, deposits up 18% YOY, advances up 19% YOY o YOY QAB1 | MEB1 basis total deposits up 18% | 18%, TD1 up 21% | 23%, CA grew 13%| 6%, SA up 14% | 14%, respectively o YOY | QOQ basis, SME loans up 25% | 3%, Corporate loans up 38% | 5% of which Mid-Corporate (MC) up 27% YOY o SBB2+SME+MC at ₹3,061 bn | 24% of total loans, up 911 bps in last 5 years o Core operating profit at ₹11,122 crores, up 10% YOY and 5% QOQ o Cost to assets at 2.20%, declined 21 bps YOY and 8 bps QOQ o Granular fees3 at 90% of total fees, Corporate & Commercial banking fees together grew 18% YOY and 16% QOQ o CET-1 ratio at 14.64%, added 26 bps in the quarter, capital adequacy ratio (CAR) stood at 16.67% o GNPA at 1.28% down 29 bps YOY, NNPA at 0.39% down 6 bps YOY, net slippage ratio at 1.12% down 121 bps YOY o Acquired ~0.9mn cards in Q1FY27, with the market share of ~13.4%4 on the cards in force o Market leading position in UPI Payer PSP, with a market share of ~38%5 and lowest technical declines6 This quarter, Axis Bank accelerated its focus on building a future-ready franchise through investments in digital, AI-led transformation and ecosystem partnerships. Strengthening its Safe Banking proposition, Axis became the first leading Bank to introduce Aadhaar Face Authentication as a self-service journey to digitally update mobile numbers. It collaborated with Flipkart and PayU to enable biometric authentication for card payments with secure OTP-free transactions. It also launched AI-powered compliance solutions for current account customers, transforming ReKYC and business profile updates through intelligent, paperless workflows that enhance customer experience, improve operational efficiency and compliance controls. Axis Bank also launched its first Digital Locker-focused branch, combining advanced automation, security and convenience in a differentiated futuristic banking format. The Bank deepened its engagement with the hospitality and tourism sectors through its partnership with FHRAI. It also hosted the Tourism Promotion & Expansion Plan Meet in Srinagar, reaffirming its long-term commitment to driving inclusive and sustainable economic development in Jammu & Kashmir. Axis Bank announced a Rs.100-crore partnership with BITS Pilani to establish an advanced Industry Research, Technology & Innovation Park in Hyderabad. It also released the fifth edition of the 2025 Burgundy Private Hurun India 500, a report showcasing India's 500 most valuable companies, collectively valued at US$3.4 trillion. The quarter also marked a significant milestone for the Axis Group, as Axis Finance announced a Rs. 2,250-crore capital raise from Axis Bank and Kedaara Capital, strengthening its capital base to support its next phase of growth across retail, MSME and wholesale lending. These efforts were complemented by industry recognitions across innovation, digital banking and customer experience, with three Platinum wins at the Infosys Finacle Innovation Awards, two honours at the PWM WealthTech Awards 2026, and the Financial Express Best Digital Bank of the Year 2026 award. Amitabh Chaudhry, MD & CEO, Axis Bank said, “As customer expectations evolve and technology continues to reshape financial services, our focus remains on building a franchise that combines trust, innovation and resilience at scale. This quarter, we continued to invest across these priorities - strengthening digital security, deploying AI to simplify customer journeys, expanding growth platforms and supporting ecosystems that drive economic progress. With these investments we hope to create enduring value for our customers, stakeholders and the communities we serve.” The Board of Directors of Axis Bank Limited approved the financial results for the quarter 30th June 2026 at its meeting held in Mumbai on Saturday, 18th July 2026. 1 MEB: Month End balance, QAB: Quarterly Average Balance, TD: Term Deposits 2 SBB: Small Business banking; 3 Comprising of Retail, Transaction Banking, Trade 1 and forex related fees, 4 Based on RBI reported Credit cards data as of May’26, 5 In terms of volume for Q1FY27; 6 NPCI data for top 50 UPI Remitter Members, last 12 months average as of June’26 Q 1 F Y27 Performance at a Glance • Stable core operating performance o Operating profit at ₹11,659 crores, up 16% QOQ; Core operating profit at ₹11,122 crores, up 5% QOQ o Net Interest Income up 8% YOY, Net Interest Margin (NIM) at 3.46% • Robust deposit growth delivered across average and period end balances o QOQ QAB1 | MEB1 basis, total deposits up 6% | 3%; TD1 up 7% | 5%, CA up 3% | -6%, SA up 6% | 1%, respectively o QAB1 | MEB1 CASA grew 13% | 11% YOY and 5% | -1% QOQ o CASA ratio at 37% | 38% QAB and MEB, respectively o Cost of funds decreased by 35 bps YOY and 2 bps QOQ • Strong loan growth delivered o Advances grew 19% YOY and 2% QOQ; Bank’s focus segments2 grew by 18% YOY and 2% QOQ o SBB2+SME+MC at ₹3,061 bn | 24% of total loans, grew 24% YOY, up ~911 bps in the last 5 years o Retail loans grew 8% YOY of which SBB book grew 18% YOY and 2% QOQ, and Rural loans grew 16% YOY • Well capitalized with adequate liquidity buffers o Additional cushion of ~52 bps over the reported CAR, attributable to other provisions3 and one-time standard asset provision3 aggregating ₹8,244 crores o Excess SLR of ₹1,41,700 crores o Average LCR4 during Q1FY27 was ~ 119% • Continue to maintain our strong position in Payments and Digital Banking o Axis Mobile app continue to be among the world’s top rated5 Mobile banking app on Google Play store and iOS app store with a rating of 4.8 on both, with ~16 mn MAU6 o Continues to be amongst the largest player in Merchant Acquiring business with terminal market share7 of ~22.1% • Stable asset quality o GNPA at 1.28% down 29 bps YOY, NNPA at 0.39% down 6 bps YOY o PCR healthy at 70%; On an aggregated basis8, Coverage ratio at 161% up 2,318 bps YOY o Gross slippage ratio9 at 1.79%, down 134 bps YOY, Net slippage ratio9 at 1.12%, down 121 bps YOY o Net credit cost9 at 0.63%, down 75 bps YOY • Key domestic subsidiaries10 delivered healthy performance o Q1FY27 net profit at `546 crores up 21% YOY, with a return on investment in domestic subsidiaries of ~41% o Axis Finance Q1FY27 PAT at ₹244 crores up 29% YOY, Stable asset quality metrics with net NPA at 0.39% o Axis AMC’s Q1FY27 PAT at ₹134 crores up 3% YOY, Axis Securities Q1FY27 PAT at ₹96 crores up 8% YOY o Axis Capital Q1FY27 PAT at ₹65 crores up 72% YOY; executed 8 ECM and 3 non-ECM deals in Q1FY27 1 QAB: Quarterly Average Balance, MEB: Month End balance, TD: Term Deposits 2 Bank’s focus segments include Small Business Banking (SBB), Small & Medium Enterprises, (SME), Mid Corporate, Rural, Personal Lo [Showing first 8,000 characters — download PDF for full document]