Outcome of Board Meeting

E]pnt> pab one ..the name you can BANK upon! #JustOneflpp Share Department, Board & Coordination Division, Head Office Plot No.4 Sector tO, Dwarka, New Delhi-llO075, E-mail: hQSd©}pnb.bpnk,in Scrip Code : PNB Scrip Code : 532461 National Stock Exchange of India Limited BSE Limited “Exchange Plaza” Phiroze Jeejeebhoy Towers Bandra - Kurla Complex, Bandra (E) DalaI Street Mumbai – 400051 Mumbai – 400001 Date: 18.07.2026 Dear Sir(s), Reg.: Outcome of Board Meeting under Regulation 30 and 51 of SEBI (LODR) Regulations, 2015 The Exchange is hereby informed that the Board of Directors of the Bank in its meeting held today, i.e., 18.07.2026, has considered and approved the Unaudited/ Reviewed Financial Results of the Bank (Standalone and Consolidated) for the quarter ended 30th June, 2026. The Board Meeting commenced at 10:45 a.m. and concluded at 12:20 p.m. A copy of the Standalone and Consolidated Unaudited/ Reviewed Financial Results along with the Limited Review Report in the prescribed format are enclosed. The same shall also be placed on the Bank's website (httPs://pnb.bank.in/fInancials-current.html). We request you to take note of the Results in terms of Regulation 33 and 52 of the SEBI (LODFI) Regulations 2015. The Security Cover Certificate for the quarter ended 30th June, 2026, in terms of Regulation 54 of the SEBI (LODR) Regulations 2015, is enclosed. Further, the disclosure of Statement of Deviation/Variation under Regulation 32 and 52 (7A) of SEBI (LODR) Regulations, 2015 for the quarter ended 30th June, 2026 are not applicable. You are requested to take the above on record. Thanking you, (Bikramjit Shorn) Company Secretary Enclosed: As above darla a9aa gm punjabnational bank gvm ©Mmt nYe +4, Mt- 1 o, am, q{fa?dt-110075 pr)b.bank.in T: 01 1 28075000, 28045000 1 Head Office: Plot No. 4, Sector - 10, Dwarka. New Delhi 110075 India ©®€rD(f!)@)pnbindia @) www.pnb.bank.in t1311a az_naa an ab national bank VTft+rrvtftqi / Lq P u n 1...the name you can BANK upon ! PNB4215A/LOTNO.01/SEPT25/MTL/M070 PUNJAB NATIONAL BANK HEAD OFFICE: NEW DELHI FINANCIAL RESULTS fREVIEWED) FOR THE qUARTER ENDED JUNE 30, 2026 Rs. in lacs STANDALONE CONSOLIDATED Quarter ended Year ended Quarter ended Year ended S.No. 1 Particulars 30.06.2026 31 .03.2026 30.06.2025 31.03.2026 30.06.2026 31 .03.2026 30.06.2025 Reviewed Audited Reviewed Audited Reviewed Audited Reviewed Audited 1 r 3289726 321 5672 3196394 12822319 3358917 3279777 3257233 13077209 ’a) Interest / discount on advi 2306114 2248830 2166446 8876159 M28835 M2 2184329 8954689 b) Income mMtments 807658 804477 843801 3312577 852714 846517 885236 3483620 'c) Interest on Balances with I 1335®5 1@2 102469 425777 1 34960 124070 103990 431085 ’d) Others EM2[991 39672 IEgla7 :I M2 42408 M3 [gM/a 19812b 15 l 433347 416198 526782 1879397 436458 408025 542651 1869121 A 3723073 3631 870 3723176 14701716 3795375 3687802 3799884 14946330 r Expended 2209890 2177642 2138585 8626342 2258330 2221878 2182833 8806940 ) atinq Expenses (a+b' 761263 7041 93 876456 314641 1 770769 713803 885198 31 82896 ’a) EmDlovees Cost 453538 37471 6 516437 1874703 459777 381073 522669 1899228 'b) Other operating exDenses 307725 329477 360019 1271708 310992 332730 362529 m2 TOTAL EXPENDITURE (3+4) '’I(excluding provisions & contingencies) 2971 1 53 1 2881 835 1 3015041 11 772753 3029099 1 2935681 1 3068031 11 989836 > J 751920 750035 708135 2928963 766276 7521 21 731853 2956494 r ncies 54119 42371 32310 253993 55470 37993 34511 R24lB]gZ281 of which provisions for Non Pr Assets 79202 90601 39613 200430 80359 88604 34437 188387 Hceptional items 0 0 0 0 0 0 0 0 mr a e tax (C-D-EI 697801 707664 675825 2674970 71 0806 71 41 28 697342 2708166 Expenses 172472 185153 508325 984571 176891 191616 514120 998589 e 525329 52251 1 167500 1690399 53391 5 522512 183222 1709577 x 0 0 0 0 0 0 0 0 e W2 9 52251 1 _1 67500 1690399 533915 522512 183222 1709577 Ml in Profit / (Loss) of associates 49562 37735 33488 137093 I 2005 1083 4722 7401 e K-L) 525329 52251 1 167500 1690399 581472 559164 21 1988 1839269 a . 2/- each) 229859 229859 229859 229859 229859 229859 229859 229859 =eserves excluding revaluation reserves 12998781 13731030 - 1( as Per Balance sheet of previous year) nAnatvtic:aI Ratios Share holding of Govt. of India (%: 70.08 70,08 70.08 70.08 70.08 70.08 70.08 70.08 ii) Capital Adequacy Ratio - Basel-111 (%) 18.13 17.74 17.50 17.74 18.11 17.76 17.52 17.76 ’a) CET 1 Ratio (%' 14 13.62 12.95 13.62 14.52 13.67 12.98 13.67 b) Additional Tier 1 Ratio (%: 51 1.53 1.67 1.53 1.50 1.53 1.67 1.53_ iii) Earninqs per Share (EPS) not arr ’a) Basic andldiluted EPS before extraordinarY items 4.57 4.55 1.46 14.71 5.06 4.83 1.84 16.00 b) Basic and diluted EPS after extraordinarY items 4.57 4.55 1.46 D7 5.06 4.83 1.84 16.00 iv) NPA Ratios 'a) Amount of Gross NPAs 3538080 3712412 3712412 b) Amount of Net NPAs lg14BE3jabI 360956 413224 360956 'c) % of Gross N PAs 2.78 M2 3.78 2.95 'd) % of Net NPAs 0.28 0.29 0.38 0.29 'v) Return on Assets (Annuma ised) % 1.04 1.06 0.37 0.89 'vi) Outstanding redeemable Preferel and Value 'vii) Capital redemption reserve/debenture redemption reserve 'viii) Net Worth 12478648 11831714 10646566 11831714 ’ix) Debt-egmo–o 0.64 0.70 0.67 0.70 ’x) TotaMts to Total Assets (BorrowingsfTotal Assets) 0.04 0.04 0.04 0.04 ’xi) Operating Min (%) (Operating Profit8m® 20.20 20.65 19.02 19.92 iii) Net Profit Margin (%) (NeTM 14.11 14.39 4.50 11.50 We @: ;tmANc2; ZIQ D L ie + t 119250w Jt + b4291 \;{'\"!FW&§ %F# %iag/ r>nb punjab national bank ...the name WW can BANK upon I Notes forming part of Reviewed Standalone and Consolidated Financial results for the quarter ended June 30, 2026: 1. Summarised Statement of Assets and Liabilities: Rs in Lacs Particulars Standalone Consolidated 30.06.2026 3 O eviewed' [Audited) I (Revieweq :Reviewed) I (Audited) } (Reviewed CAPITAL & LIABILITIES 229859 229859 229859 Capital 29 Reserves & 1 1 14620829 14035115 12966750 15404804 14767363 13582487 SurDlus Minority Interest 66762 m8 66741 Deposits 172483729 171112633 158937855 173890757 172479542 160004781 Borrowings 7926366 8231432 7126140 10448281 10755840 9347178 Liakm Other 3770390 4980208 4070856 3833744 5031538 4140472 and Provisions TOTAL 199031173 198589247 183331460 203874207 203333095 187371518 ASSETS Cash & Balances with Reserve Bank 7124274 1 6085552 7138382 7127323 1 6088217 1 7142043 of India Balances with Banks & Money at 1 1 9031153 lol09155 6756453 9193219 1 l0323981 6931927 Call & Short Notice Investments 486221 98 49411 184 50940571 51831271 52351452 53708681 Advances 124139886 122529230 109198087 125451177 123798005 110132381 Fixed Assets 1552328 1557677 1551164 1557319 1562536 1554244 Other Assets 8561334 8896449 7746803 8713898 9208904 7902242 TOTAL 199031173 198589247 183331460 203874207 203333095 187371518 2. These financial results have been drawn from the financial statements prepared in accordance with Accounting Standard 25 (AS-25) “Interim Financial Reporting” issued by the Institute of Chartered Accountants of India. 3 These financial results have been reviewed and recommended by the Audit Committee of the Board and approved by the Board of Directors in their respective meetings held on July 18, 2026. The same have been subjected to limited review by the Statutory Central Auditors of the Bank, as per the requirements of Securities & Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended thereafter. 4. These financial results of the Bank have been arrived at after considering necessary provisions for non-performing assets, standard assets, restructured advances, stressed +\&b)+ sector accounts, standard derivative exposures, direct taxes including deferred tax, unhedged foreign currency exposure, depreciation on fixed assets and investment depreciation on the basis of extant guidelines issued by the Reserve Bank of India, judicial pronouncements and applicable accounting standards issued by The Institut [Showing first 8,000 characters — download PDF for full document]