Outcome of Board Meeting

Ref No: PSB/HO/Shares Cell / 33 /2026-27 July 18, 2026 BSE Limited, National Stock Exchange of India Ltd., Department of Corporate Services, Exchange Plaza, C – 1, Block – G, 25th floor, Phiroze Jeejeebhoy Towers, Bandra Kurla Complex, Bandra (East), Dalal Street, Fort, Mumbai – 400 051. Mumbai – 400 001. SYMBOL: PSB SERIES: EQ SCRIP ID : PSB SCRIP CODE : 533295 Dear Sir, Reg: Outcome of Board Meeting We wish to inform that the Board of Directors of the Bank at its meeting held on July 18, 2026 has considered and approved the Reviewed Unaudited Financial Results of the Bank for the Quarter ended June 30, 2026. In this connection, we enclose the following: 1. A copy of Reviewed Un-audited Financial Results, Segment Reporting and Limited Review Report by Auditors. 2. Deviation/Variation in Utilization of Funds Raised during the Quarter ended June 30, 2026 in terms of Regulation 32(1) and 52(7) of SEBI (LODR) Regulations, 2015 is NIL and the same is enclosed. 3. Security Cover Certificate as on June 30, 2026 The same can also be viewed on the website of the Bank i.e. https://punjabandsind.bank.in/ The meeting of the Board of Directors commenced at 01:30 p.m. and concluded at 04:35 p.m. You are requested to take a note of the above. Yours faithfully Saket Mehrotra Company Secretary Head Office: 21, Rajendra Place, New Delhi-110008 Corporate Office: NBCC Office Complex, Block 3, East Kidwai Nagar, New Delhi – 110023 Email: complianceofficer@psb.bank.in S, P, chopra & Co., Gupta Sharma & Associates, Chartered Accou nta nts, Chartered Accountants, 31-F, Connaught Place, Radial Road no.7, 142, Sector 3, Trikuta Nagar, New Delhi-110001 lammu - 180012 OPTotla&Co., NBS & Co., Chartered Accou nta nts, Chartered Accountants, 302, Alankar Pojnt, Geeta Bhawan Square, 14l2, Western India House, Sir P.l'1. Road, Indore - 452001 (MP) Fort, Mumbai - 400001 Indenendent Auditor's Limited Revi Reoort on Unaudited Financial Results for the Ouarter ended June J0. 2026 of ,Pun iab & Sind Bank' Pursuant to the Requlations 33 and 52 of the SEBI (Listins Ohlisations and Disclosure Reouirements) Resulations. 2015' as amended The Board of Directors Punjab & Sind Bank Neu Dclhi L Wc have reviewed the accompanying statement of unaudited financial results ('the Statement') of Punjab & sind Bank (..the Bank") for the quarter ended June 30,2026, being submifted by the Bank pursuanl to the requirement of Regulations 3l and 52 read with Regulation 63(2) of Securities and Lxchalge Board oi lndia (Listing Obligations and Disclosure Requiremenls) Regulations, 2015, as arnended 1'the Regulations'). Our responsibility is to issue a report on these financial results based on our review. The discl,csures relating to "Pillar 3 under Basel Ill Capital Regulations", "Leverage Ratio". ,'Liquidity coverage Ratio" and "Net stable Funding Ratio", as have been disclosed on Bank's website and in."ip""t ol*hich a link has been provided in the aforesaid Statement have not been reviewed by us. We have initialed the Statement 1br identification purposes only. 2. This statement. which is the responsibility of the Bank's Management and approved by the Board of Dircctors has been prepared in accordance with the recognition and measurement principles Iaid down in Accounting Standird 2-5 "lnterim Financial Reporting", prescribed by the tnstitute of Chartered Accountants oflndia (ICAI). the relevant provisions ofthe Banking Regulation Act, 1949, the circulars. guidelines and directions issued by the Reserve Bank of lndia (RBl) from time to time ("RBI Cuidelines") ind other accounting principles generally accepted in India. Our responsibility is to express a conclusion on the slalemenl based on our review. Wc conducted our review of the Statemetrt in accordance with the Standard on Review Engagements (SRH) 2410 ..Review of lnterim Financial Infbrmation Performed by the lndependerlt Auditor of the Entity". issued by the Institute ofChartered Accountants oflndia. This standard requires thal we plan and perlorm the r-eview to obtain moderate assurance as to whether the statement is free of material misstatement. A review is limited primarily to inquiries of Bank personnel and analytical procedures applied to financial data and thus provides less assurance than an audit. We have not performed an audit arrd accordingly, we do not express an audit opinion. 4 l'he unaudited financial results include the relevant returns of20 branches and Treasury Division reviewed by us. 380 branches reviewed by concurrent auditors and un-reviewed returns of 1279 branches. The hnancial results also include the retevant returns ofvarious head office departments reviewed by uS. ln the conduct of our review we have also relied upon the review reports submitted by extemal concurlent auditors (including the retired employees of the Bank). These review reports cover 75.16% including y/"') \ 55.36% ofwhich has been covered by us ofthe advance porfolio (excluding the advances ofasset recovery branches and food credit) ard 1'7 .7 5''/o, including 9.48% of which has been covered by us, of gross non- performing assets (excluding the non-performing assets of assets recovery branches) of the Bank as on June 30, 2026. Apafi from these review reports, in the conduct of our review, we have also relied upon various information, reports and returns received from the un-reviewed branches/other offices ofthe Bank and generated through centralized database at Bank/s Head, Regional and Zonal olfices. 5. Based on our review conducted as above, subject to the limitations as mentioned in Para 3 and 4 above. nothing has come to our attention that causes us to believe that the accompanying statements of unaudited financial rcsults read together with notes thereon, prepared in accordance with applicable accounting standards and other recognized accounting practices and policies, has not disclosed the information required to be disclosed ir terms of Regulations 33 and 52 read with Regulation 63(2) of Securities and Exchange Board of lndia (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended, including the manner in which it is to be disclosed, or that it contains any material misstatement or that i1 has not been prepared in accordance with the relevant prudential norms issued by the Reserye Bank of lndia in respect of income recognition, asset classification, provisioning and other related matters. For S. P. Chopra & Co. For Gupta Sharma & Associates Chartered Accountants Chafiered Accountants FItN:000346N 01466N (CA. Prateek Gupta) han a harma) Partner Partner M. No. 566023 M. No. 53 | 165 UDIN:26566023LDAKJE7563 UDIN:2653 1 l65JQKGRS42l3 For O. P. Totla & Co. For NBS & Co. Charteled Accountants Cha @ftered Accounta -nts ,4 0007i4c FRN: I 10100W A. Abhijeet Gupta (CA. Sharath K. Shetty) Pafiner Partner M. No. 454850 M. No. 132775 UDIN:26454850ABCAVN 1 69 I UDIN:26 I 32775CEFQWQ7250 Date : July 18,2026 Place: New Delhi PUNJAB & SIND BANK Head Offce: 21, Rajendra Place, New Delhi - 110008 Corporate Offce: NBCC Offc€ Complex, Block 3, East Kidwai Nagar, New Oelhi - 110023 Reviewed Unaudited Financial Results torthe quarterended 30th J!ne, 2026 in acs st. QUARTER ENOED YEAR ENDED 30.06.2026 31.03.2026 30.06.2025 31.03.2026 Audited 1 INTEREST EARNED (a+b+c+d) 321337 302999 I 291056 1198150 a) lnleresu drscount on advances/bills 234917 217793 205563 858059 b) lncome on lnvestments 44123 42701 81851 330860 c) lnlerest on Ealances with RBI & Other lnter Eank Funds 521 372 471 1603 d)Others 1176 2T33 3181 7624 2 Other ncome 33235 42737 46873 177784 3 TOTAL TNCOME (1+2) 354572 345736 337939 1375930 lnlerest Expended 217467 205519 201A25 817009 5 Operating Expenses (i)+(ri) 42557 85987 82904 340747 r) Employees Cosl 49508 49634 52377 206935 ii) Other Operaling Expenses 33049 36353 34527 133412 TOTAL EXPENDITURE (4+5) (excluding Provisions & 6 Contingencies) 300024 291506 283929 11s7756 Operatang Profit b€fore Provisions & Continqencies (3-5) 5 [Showing first 8,000 characters — download PDF for full document]