Press Release

Ref No: PSB/HO/Shares Cell / 34 /2026-27 July 18, 2026 BSE Limited, National Stock Exchange of India Ltd., Department of Corporate Services, Exchange Plaza, C – 1, Block – G, 25th floor, Phiroze Jeejeebhoy Towers, Bandra Kurla Complex, Bandra (East), Dalal Street, Fort, Mumbai – 400 051. Mumbai – 400 001. SYMBOL: PSB SERIES: EQ SCRIP ID : PSB SCRIP CODE : 533295 Dear Sir, Reg: Punjab & Sind Bank – Press Release dated July 18, 2026 We are forwarding a copy of Press Release dated July 18, 2026 issued by the Bank on Reviewed Unaudited Financial Results of the Bank for the Quarter ended June 30, 2026. The same can also be viewed on the website of the Bank i.e. https://punjabandsind.bank.in/ This is for your information & records. Yours faithfully Saket Mehrotra Company Secretary Head Office: 21, Rajendra Place, New Delhi-110008 Corporate Office: NBCC Office Complex, Block 3, East Kidwai Nagar, New Delhi – 110023 Email: complianceofficer@psb.bank.in PRESS RE LEASE Date: 18th July 2026 FINANCIAL RESULTS FOR THE QUARTER ENDED 30th June 2026  Net Profit on Year-on-Year Basis grew by 23.05 % from ₹269 Cr. to ₹331 Cr.  Net Interest Income on Year-on-Year Basis grew by 15.33 % from ₹900 Cr. to ₹1038 Cr.  RAM (%) on Year-on-Year Basis increased by 602 bps from 54.00 % to 60.02%.  Gross NPA on Year-on-Year Basis decreased by 113 bps to 2.21% from 3.34%.  Net NPA on Year-on-Year Basis decreased by 26 bps to 0.65% from 0.91%.  Provision Coverage Ratio increased by 56 bps from 91.77% to 92.33%. Key Highlights on Year-on-Year Basis (Q1 FY2025-26 to Q1 FY2026-27)  Total Business registered growth of 15.27 % and stands at ₹ 266420 Cr.  Total Deposit showed a growth of 12.16%, and Retail Term Deposits showed a growth of 14.94%.  Total advances grew by 19.35%, whereas RAM advances registered a healthy growth of 32.66%.  Retail advances registered a growth of 36.44%, Agriculture advances registered a growth of 25.85% & MSME advances registered a growth of 32.71%.  Total Income grew by 4.91% and stands at ₹ 3545 cr.  Return on Assets (%) improved by 6 bps from 0.67% to 0.73%.  Return on Equity (%) improved by 118 bps from 9.67% to 10.85%.  Cost to Income ratio reduced by 34 bps from 60.55% to 60.21%.  Capital Adequacy Ratio stands at 17.61%. Press Release on Performance of the Bank for the Quarter ended 30th June 2026 Page 1 of 2 Business Highlights for Quarter ended 30th June 2026 (in Cr.) Q1FY26 Q1FY27 YoY (%) Total Business 231132 266420 15.27% Total Deposit 131182 147130 12.16% Retail Term Deposits 57214 65764 14.94% Total Advances 99950 119290 19.35% RAM Advances 53970 71597 32.66% RAM (%) 54.00 60.02 602 bps Operating Profit 540 545 0.93% Net Profit 269 331 23.05% Cost to Income 60.55 60.21 (34) bps ROA 0.67 0.73 6 bps ROE 9.67 10.85 118 bps GNPA (₹ in Crores) 3339 2637 (21.02%) GNPA (%) 3.34 2.21 (113) bps NNPA (₹ in Crores) 883 766 (13.25%) NNPA (%) 0.91 0.65 (26) bps PCR 91.77 % 92.33 % 56 bps =============== Press Release on Performance of the Bank for the Quarter ended 30th June 2026 Page 2 of 2