Press Release

CAN FIN HOMES LIMITED Registered Office No. 29/1, 1st Floor, Sir M N Krishna Rao Road Near Lalbagh West Gate, Basavanagudi Bengaluru – 560 004 Tel: 080-48536192; Fax: 26565746 e-mail: compsec@canfinhomes.com Web: www.canfinhomes.com CIN – L85110KA1987PLC008699 CFHRO SE CS LODR 124/2026 July 18, 2026 ONLINE SUBMISSION National Stock Exchange of India Limited BSE Limited Exchange Plaza, C-1, Block G, Corporate Relationship Department Bandra Kurla Complex, 25th Floor, P J Towers Bandra (E) Dalal Street, Fort Mumbai – 400 051 Mumbai – 400 001 NSE Symbol: CANFINHOME BSE Scrip Code: 511196 Dear Sir/ Madam, Sub: Press Release on the Financial Performance of the Company for the Quarter Ended June 30, 2026 Ref: Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 ------------ Please find attached herewith the Copy of Press Release on the Financial Performance of the Company for the Quarter Ended June 30, 2026. The information is also available on the website of the Company at www.canfinhomes.com This is for your information & records. Thanking you, Yours faithfully, For Can Fin Homes Limited Nilesh Jain Company Secretary M.No.:18320 Encl: As above. Can Fin Homes Limited Registered Office: No.29/1, M N Krishna Rao Road Basavanagudi, Bangalore-560 004 Email: planning@canfinhomes.com Website: www.canfinhomes.com CIN – L85110KA1987PLC008699 18/07/2026 PRESS RELEASE FINANCIAL RESULTS FOR THE QUARTER ENDED 30.06.2026 The Board of Directors of Can Fin Homes Limited (CFHL) in their meeting held on 18/07/2026, have approved the Financials for the quarter ending 30/06/2026. FINANCIAL RESULTS The Net profit for the first quarter of the current fiscal is Rs.268 Crore, compared to Rs.223 crores for the corresponding previous period, registering an increase by 20%. Highlights of Operational Performance for the Quarter Ended 30/06/2026 (Rs. in crore) Details FY26 (12M) Q1 FY26 (3M) Q1 FY27 (3M) Growth (%) Loan Assets 42209 38773 42961 11% Profit Before Tax 1303 278 339 22% Profit After Tax 1086 223 268 20% Spread 2.86% 2.62% 2.83% Net Interest Margin 3.93% 3.64% 3.81% ROA 2.58% 2.19% 2.39% ROE 18.16% 16.93% 17.15% D/E Ratio 6.40 6.71 6.18 Loan Portfolio The Loan portfolio at June 2026, stood at Rs.42961 crores as against Rs.38773 crores as on June 2025, recording an increase of 11%. Housing Loan (including CRE) constitutes 83 % of the Loan book and Non-Housing Loans constitute 17%. LENDING OPERATIONS Loan Disbursements Loan disbursements for the three months ended June 30, 2026, stood at Rs.2609 crores compared to Rs.2015 crores in the corresponding previous period, reflecting a 29% growth Year-on-Year (Y-o-Y). Provisions for Expected Credit Losses As per the requirement of Ind AS 109, provision on advances are to be carried in the Books of account on the basis of ECL. Accordingly, CFHL is required to carry provisions of Rs. 410 crores towards expected credit losses. CFHL is carrying total provision of Rs. 509 crores, including Rs. 59 crores as management overlay and Rs.40 crores under provision for Restructured accounts. Liquidity Position and Liquidity Coverage Ratio. CFHL has been maintaining the required liquidity, both on Balance Sheet and off-Balance Sheet in the form of documented undrawn Bank limits to meet its commitments. The Liquidity Coverage Ratio as of 30/06/2026, stood at 250.32% as against the stipulated Ratio of 100%. The documented undrawn Bank lines stood at Rs.1524.55 crores as of 30/06/2026 which, along with internal accruals, will take care of business commitments for next 3 months. DEPOSITS CFHL’s Deposit portfolio stood at Rs. 227.09 crores. To further strengthen the deposit portfolio, CFHL is offering 7.50% rate of interest for a 36 months’ tenured Cumulative Deposits. Senior citizens will earn 0.25 % additional rate of interest. CFHL’s Fixed Deposit programme is rated “AAA” by ICRA with Stable Outlook. CFHL’s short term borrowings comprising Commercial Papers (CPs) is rated “A1+” by “CARE” and “ICRA” and Long-Term Debt and Sub Ordinate Debt Instruments are rated "AAA Stable" by “CARE” and "ICRA". RETAIL NETWORK CFHL has its geographical presence across India with 250 Branches/Offices spanning 21 States / Union Territories. TECHNOLOGY DEVELOPMENT Successfully completed the pilot launch of our new IBM led Core Banking Solution across 5 branches; demonstrating steady performance and positioning the organization to enhance operational capabilities and optimize cost structures at scale.