General Updates

Ref: SEC/MFL/SE/2026/6673 July 17, 2026 Department of Corporate Services National Stock Exchange of India Ltd. BSE Limited Exchange Plaza, Plot No. C/1, G Block, Bandra - P.J. Tower, Dalal Street, Kurla Complex, Bandra (E), Mumbai - 400 051 Mumbai - 400 001 Symbol: MUTHOOTFIN Scrip Code: 533398 NSE IFSC Limited (NSE IX) Unit 1201, Brigade, International Financial Center, 12th Floor, Building No. 14-A, GIFT SEZ Gandhinagar, Gujarat 382 355 Dear Sir/Madam, Sub: Disclosure under Regulation 30, and other applicable regulations of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended (the “Listing Regulations”) Re: Penalty imposed by Reserve Bank of India. Pursuant to Regulation 30 read with Para A of Part A of Schedule III of the Listing Regulations and other applicable regulations, if any, it is hereby informed that the Reserve Bank of India by an order dated July 10, 2026 (received by the Company on July 17, 2026), has imposed a monetary penalty of Rs. 5.80 Lakhs for non-compliance with certain provisions of the Reserve Bank of India (Know Your Customer) Directions, 2016. The requisite details as required in accordance with the Listing Regulations and SEBI Master Circular dated July 13, 2023, are included in the enclosed Annexure A. For Muthoot Finance Limited Rajesh A Company Secretary ICSI Membership No. FCS 7106 Annexure A Details in accordance with requirements under SEBI Master Circular Sl. No Details of events Information of such event(s) 1. Name of the authority Reserve Bank of India 2. Nature and details of the Order dated July 10, 2026, Passed by RBI imposing a action(s) taken initiated, or monetary penalty of Rs. 5.80 Lakhs order(s) passed 3. Date of receipt of direction Order dated July 10, 2026, received by the Company on or order, including any ad July 17, 2026 interim or interim orders, or any other communication from the authority 4. Details of the Non-compliance with certain provisions of the Reserve violation(s)/contravention(s) Bank of India (Know Your Customer) Directions, 2016 committed or alleged to be leading up to following violations: committed 1. Failure to put in place a system of periodic review of risk categorization of accounts with such periodicity being at least once in six months; 2. Failure to put in place robust AML transaction monitoring software. 5. Impact on financial, There are no material impact on finance, operation or operation or other activities other activities of the Company. of the company, quantifiable in monetary terms to the extent possible