Equitas Small Finance Bank Limited has informed the Exchanges regarding the allotment of non-convertible debentures

September 25, 2026 National Stock Exchange of India Limited BSE Limited Exchange Plaza Phiroze Jeejeebhoy Towers Bandra Kurla Complex Dalal Street Mumbai – 400051 Mumbai – 400 001 Symbol : EQUITASBNK Scrip Code : 543243, 976218 & 976979 Dear Sir Sub: Disclosure under Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 – Allotment of Non-Convertible debentures In continuation to our intimation letter dated September 16, 2026 and pursuant to Regulation 30 (read with Part A of Schedule III) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, we would like to inform that Bank has, today, on September 25, 2026 allotted 50,000 Rated, Listed, Unsecured, Subordinated, Transferable, Redeemable, Fully Paid Up, Lower Tier II Bonds in the nature of Non-Convertible Debentures having a face value of Rs.1,00,000/- (Rupees One Lakh only) each, aggregating Rs.500 crores (“NCDs”), issued on private placement basis. The details as required under Regulation 30 read with Part A of Schedule III of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 and SEBI Master Circular no. HO/49/14/14(7)2025-CFDPOD2/I/3762/2026 dated 30th January, 2026 are enclosed as Annexure. Kindly take the above information on record. Thanking you, Yours faithfully, For Equitas Small Finance Bank Limited N Ramanathan Company Secretary Encl: a/a Annexure Details as required under Regulation 30 read with Part A of Schedule III of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 read with SEBI Master Circular no. HO/49/14/14(7)2025-CFDPOD2/I/3762/2026 dated 30th January, 2026 on the allotment of Non- Convertible Debentures S. No. Particulars Details 1 Type of securities proposed to Issuance of Rated, Listed, Unsecured, Subordinated, be issued (viz. equity shares, Transferable, Redeemable, Fully Paid Up Lower Tier II convertibles etc.) Bonds in the nature of Non-Convertible Debentures 2 Type of issuance (further public Issue of Non-Convertible Debentures on private offering, rights issue, depository placement basis receipts (ADR/GDR), qualified institutions placement, preferential allotment etc.) 3 Total number of securities 50,000 Rated, Listed, Unsecured, Subordinated, proposed to be issued or the total Transferable, Redeemable, Fully Paid Up Lower Tier II amount for which the securities Bonds in the nature of Non-Convertible Debentures will be issued (approximately) having a face value of Rs. 1,00,000/- (Rupees One Lakh only) each 4 Size of the issue Rs. 500,00,00,000/- (Rupees Five Hundred Crores only) 5 Whether proposed to be listed? Yes, on BSE Limited If yes, name of the stock exchange(s) 6 Tenure of the instrument - date Ten (10) years from the Deemed date of allotment of allotment and date of maturity Date of allotment: September 25, 2026 Date of maturity: September 25, 2036 7 Coupon/interest offered, Coupon rate: 9.95% (Nine Decimal Point Nine Five schedule of payment of Percent) Per Annum coupon/interest and principal Cash Record Due Date Date of No. of Amount Flows Date Payment days in Payable Event Coupon per unit Period (in Rs.) Interest 10-09-2027 25-09-2027 25-09-2027 365 9,950 Interest 10-09-2028 25-09-2028 25-09-2028 366 9,950 Interest 10-09-2029 25-09-2029 25-09-2029 365 9,950 Interest 10-09-2030 25-09-2030 25-09-2030 365 9,950 Interest 10-09-2031 25-09-2031 25-09-2031 365 9,950 Interest 10-09-2032 25-09-2032 25-09-2032 366 9,950 Interest 10-09-2033 25-09-2033 25-09-2033 365 9,950 Interest 10-09-2034 25-09-2034 25-09-2034 365 9,950 Interest 10-09-2035 25-09-2035 25-09-2035 365 9,950 Interest 10-09-2036 25-09-2036 25-09-2036 366 9,950 Principal 10-09-2036 25-09-2036 25-09-2036 3653 9,950 8 Charge/security, if any, created Not applicable as the issuance is unsecured over the assets 9 Special right/interest/privileges There are no special rights/interest/privileges attached attached to the instrument and to the instrument changes thereof 10 Delay in payment of interest / No principal amount for a period of more than three months from the due date or default in payment of interest / principal 11 Details of any letter or comments Not Applicable regarding payment/non- payment of interest, principal on due dates, or any other matter concerning the security and /or the assets along with its comments thereon, if any 12 Details of redemption of Redemption date of aforementioned debentures: As preference shares indicating the provided above in point 6 manner of redemption (whether out of profits or out of fresh Redemption amount: issue) and debentures Bullet, at par, i.e., the Redemption Amount would be Rs. 1,00,000/- (Rupees One Lakh only) per Debenture plus interest accrued but not paid till the date of redemption. 13 Any cancellation or termination NA of proposal for issuance of securities including reasons thereof For Equitas Small Finance Bank Limited N Ramanathan Company Secretary