General Updates

संदर् भRef.:नि.से.वि. ISD/126/2026-27 ददि कं Date: जुल ई July 15, 2026 National Stock Exchange of India Ltd. स्िप कोड Scrip Code - 532 477 स्िप कोड Scrip Symbol-UNIONBANK-EQ Subject: Unaudited Reviewed Financial Results (Standalone and Consolidated) of the Bank for the Quarter ended on June 30, 2026. Ref. : Our letter ref. no. ISD/117/2026-27 dated July 09, 2026. Pursuant to the Regulation 30 read with sub para 4(h) of Para A of Part A of Schedule III of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (Listing Regulations) as amended and SEBI Master Circular HO/49/14/14(7)2025-CFD- POD2/I/3762/2026 updated 30.01.2026, we submit herewith the following: Regulations 32 and 33 read with Regulation 52 of the Listing Regulations: 1. Limited Reviewed Financial Results (Standalone and Consolidated) of the Bank for the Quarter ended on June 30, 2026, together with line items as specified under Regulation 52(4) of the Listing Regulations, which have been approved by the Board of Directors of the Bank at its meeting held on July 15, 2026. 2. Statement of Assets and Liabilities for the Quarter ended on June 30, 2026. 3. The Limited Review Report as submitted by the Statutory Central Auditors on the Financial Results (Standalone & Consolidated) of the Bank for the Quarter ended on June 30, 2026. 4. NIL Statement of Deviation/variation in utilization of proceeds of issue of equity shares and Basel III Compliant Non-Convertible Debt Bonds for the quarter ended on June 30, 2026. Regulation 54 of the Listing Regulations: NIL Security Cover certificate as on June 30, 2026, for non-convertible debt securities, as submitted by the Statutory Central Auditors in the format as specified by SEBI vide its Circular No. SEBI/HO/ DDHS-PoD-1/P/CIR/2025/117 dated – August 13,2025. Union Bank of India, Investor Services Division, Union Bank Bhavan,239, Vidhan Bhavan Marg, Nariman Point, Mumbai - 400021. : + 91 22 2289 6636/2289 6643, investorservices@unionbankofindia.bank.in , website: www.unionbankofindia.bank.in The Financial Results will also be made available on the Bank’s website under the following link – https://www.unionbankofindia.co.in/en/common/financial-results The Board meeting started at 10.30 a.m. and concluded at 12.05 p.m. Thanking you. र्िदीय Yours faithfully, (Ashish Mishra) Company Secretary Encl.: As above. Cc: IDBI Trusteeship Services Ltd., Mumbai. Cc: Catalyst Trusteeship Services., Mumbai. Union Bank of India, Investor Services Division, Union Bank Bhavan,239, Vidhan Bhavan Marg, Nariman Point, Mumbai - 400021. : + 91 22 2289 6636/2289 6643, investorservices@unionbankofindia.bank.in , website: www.unionbankofindia.bank.in afer da 1) Union Bank wieS320 ofindia 239, Union Bank Bhavan, Vidhan Bhavan Marg, Nariman Point, Mumbai-400021 Standalone Unaudited Financial Results forthe Quarter ended 30" June, 2026 (2 In Lakh) Standalone Particulars Quarter Ended Year Ended 30.06.2026 31.03.2026 30.06.2025 31.03.2026 (Unaudited) (Audited) (Unaudited) (Audited) 1 |Interest Earned (a)+(b)+(c)+(d) 27,20,319 26,43,901 26,91,925 1,05,99,223 (a) |Interest/Discount onAdvances/ Bills 21,02,476 20,30,255 20,09,622 79,90,743 (b) IncomeonInvestments 5,60,214 5,43,021 5,82,210 22,30,948 (c) lI on tt he er res It nto en r B Ba al na kn Fce us ndw sith Reserve BankofIndiaand 25,832 43,539 91,493 3,13,234 (d) {Others 31,797 27,086 8,600 64,298 2 {Other Income 4,60,301 5,41,214 4,48,578 19,43,479 A. |TOTAL INCOME (1+2) 31,80,620 31,85,115 31,40,503 1,25,42,702 3 |Interest Expended 17,16,596 17,03,303 17,80,670 69,33,340 4 |Operating Expenses (a) +(b) 6,63,766 6,86,283 6,68,967 27,47,412 (a) _|Employees Cost 3,81,534 3,42,477 3,94,590 15,29,042 (b) {Otheroperating expenses 2,82,232 3,43,806 2,74,377 12,18,370 B. |TOTAL EXPENDITURE (3+4) 23,80,362 23,89,586 24,49,637 96,80,752 (ExcludingProvisionsandContingencies) C. |OPERATING PROFIT (A-B) 8,00,258 7,95,529 6,90,866 28,61,950 (Profit before Provisions andContingencies) D. |Provisions andContingencies (Other than Tax) 97,942 1,05,498 1,66,451 4,43,845 Ofwhich provisions for Non-Performing Assets 1,01,955 42,317 1,15,294 2,33,725 E. |Exceptional Items = - - - F. eso from Ordinary Activities before Tax 7,02,316 6,90,031 5,24,415 24,18,105 G.|Tax Expenses 1,69,086 1,58,455 1,12,862 5,48,391 H. |NetProfit/(Loss) from Ordinary activities after tax (F-G) 5,33,230 5,31,576 4,11,553 18,69,714 1. [Extraordinary items (net oftax expense) - - - - J. |NetProfit/(Loss) for the period (H-1) 5,33,230 5,31,576 4,11,553 18,69,714 5 P (Fa .i Vd- .u op fE eaq cu hity shS ah ra ere RsC .a 1p 0it )al 7,63,361 7,63,361 7,63,361 7,63,361 6 Reserves excluding Revaluation Reserves ; 4,13,95,970 (Asper Balance Sheet ofprevious Accounting Year) 7 |AnalyticalRatios (i) |Percentage ofShares held byGovernment of India 74.76%: 74.76% 74.76%: 74.76%} (ii) |CapitalAdequacy Ratio(Basel Ill) 18.46% 18.10% 18.30% 18.10% (a)CET1Ratio 16.38% 15.69% 15.30%) 15.69% (b)Additional Tier 1Ratio 0.94% 0.94% 1.28% 0.94% (iii) [BasicandDiluted EarningPerShare (a) BeforeExtraordinary Items (%) *6.99 *6.96 *5.39. 24.49 (b) After Extraordinary Items (2) *6.99 *6.96 *5.39 24.49 (iv) |NPA Ratios (a) Amountof GrossNon-Performing Assets 29,09,272 30,40,077 34,31,131 30,40,077 (b) Amount ofNetNon-Performing Assets 5,01,698 5,06,728 5,87,390 5,06,728 (c)_% of GrossNPAs 2.65% 2.82%, 3.52%, 2.82%, (d) %of NetNPAs 0.47% 0.48% 0.62% 0.48% (v) [Return onAssets (Annualised) (Average)( %) 1.36%) 1.36%. 1.11%. 1.25%! vi) Outstanding Redeemable Preference Shares . . . (Quantity and Value) (vii) |Capital Redemption Reserve - - - * (viii) |Debenture Redemption Reserve - - : : (ix) [NetWorth 1,23,77,618 1,17,87,107 1,08,67,991 1,17,87,107 (x) {Securities Premium 25,51,318 25,51,318 25,51,318 25,51,318 (xi) [PaidUpDebtCapital/ Outstanding Debt 19.42% 19.35% 26.07% 19.35% (xii) [Debt-Equity Ratio(TotalBorrowings/ NetWorth) 0.59 0.65 0.62 0.65 (xiii) eiatieset asec 4.70% 4.92% 4.57% 4.92% (x. i. v){ LOp oer matin ag nM pra org fi in t/ Total Income) 42:10% 7 mua agi NetProfit Margin O*) | (Wet Profit afterTani sTotal Income) ao7ee a 13-10% ede *Not Annualised ==) Union aforra aa (i) Union Bank NextGenBanking App 239, UnionBankBhavan,Vidhan BhavanMarg,Nariman Point, Mumbai-400021 z Consolidated Unaudited Financial Results for the Quarter Ended 30%June, 2026 | (@InLakh) Consolidated Quarter Ended Year Ended Particulars 30.06.2026 31.03.2026 30.06.2025 31.03.2026 (Unaudited) (Audited) (Unaudited) (Audited) 1 Interest Earned [(a)+(b) +(c) +(d)] 27,42,710 26,67,595 27,09,861 | 1,06,79,889 (a) |Interest/Discount onAdvances/Bills 21,06,959 20,34,578 20,14,387 80,09,845 (b) |Incomeon Investments 5,76,526 5,60,979 5,94,471 22,87,272 Interest onBalances with Reserve Bank of ©) India and other Inter Bank Funds 21,087 44,219 dasa 310,240 (d) |Others 32,136 27,819 9,016 66,532 2_|Other Income 5,23,314 5,99,858 4,86,900 21,60,062 A. [TOTALINCOME (1+2) 32,66,024 32,67,453 31,96,761 1,28,39,951 3. {Interest Expended 17,20,568 17,00,541 17,85,477 69,47,733 4 |Operating Expenses (a) +(b) 7,41,431 7,69,327 7,17,689 30,20,573 (a) |Employees Cost 3,92,515 3,53,904 4,03,191 15,68,731 (b) {Other operating expenses 3,48,916 4,15,423 3,14,498 14,51,842 B.|TOTAL EXPENDITURE (3+4) 24,61,999 24,69,868 25,03,166 99,68,306 (Excluding Provisions and Contingencies) C. |OPERATING PROFIT(A-B) 8,04,025 7,97,585 6,93,595 28,71,645 (Profit before Provisions &Contingencies) D. Provisions and Contingencies (Other than Tax) ie 1,05,031 1,66,727 4,43,195 Ofwhich provisions for Non-Performing Assets 1,01,943 41,777 1,15,515 2,32,738 E. |Exceptional Items - - E F. Pornofit/(L iss)fi fromOrii dnery, Activities Befo fre orT e. :Tax 7,06,686 6,92,554 5,26,868| 24,28,450 G. |Tax Expenses 1,69,869 1,59,159 1,13,211 5,50,388 H. Net Profit/(Loss) from Ordinary activities after 5,36,817 5,33,395 4,13,657 18,78,062 tax (F-G) 1. |Extraordinary items (net of tax expense) : s = = J. |Less: Minority Interest : : : = K. |A [Showing first 8,000 characters — download PDF for full document]