Press Release

HDB Financial Services Limited HDB House, Tukaram Sandam Marg, A - Subhash Road, Vile Parle (E), Mumbai – 400057. Web: www.hdbfs.com Tel: 022 – 4911 6350 Fax: 022 – 4911 6666 CIN: L65993GJ2007PLC051028 Email: investorcommunications@hdbfs.com HDB/SLC/2026/1500 July 15, 2026 To, To, Listing Compliance Department Listing Compliance Department National Stock Exchange of India Limited BSE Limited Exchange Plaza, Plot No C/1, Block G, Phiroze Jeejeebhoy Towers, Bandra-Kurla Complex, Bandra (East), Dalal Street, Fort, Mumbai - 400051 Mumbai - 400001 Scrip Code: HDBFS Scrip Code: 544429 Dear Sir / Madam, Sub.: Press Release on Unaudited Financial Results for the quarter ended June 30, 2026 Please find enclosed herewith the Press Release on Unaudited Financial Results of the Company for the quarter ended June 30, 2026, which were approved by the Board of Directors at its meeting held today i.e. Wednesday, July 15, 2026. This is for your information and appropriate dissemination. Thanking you, For HDB Financial Services Limited Dipti Jayesh Khandelwal Company Secretary and Compliance Officer Membership No. F11340 Encl.: As above Registered Office: Radhika, 2nd Floor, Law Garden Road, Navrangpura, Ahmedabad - 380 009. HDB Financial Services Limited HDB House, Tukaram Sandam Marg, A - Subhash Road, Vile Parle (E), Mumbai - 400057. Web : www.hdbfs.com Tel : 022 - 49116300 Fax : 022 – 49116666 CIN : L65993GJ2007PLC051028 Email ID : compliance@hdbfs.com PRESS RELEASE HDB Financial Services Limited records highest ever quarterly Profit After Tax of ₹785 Crores, a growth of 38.3% YoY Disbursements for Q1FY27 at ₹17,629 Crores, up 16.2% YoY Asset Quality continues to improve, Gross Stage 3 at 2.34% July 15, 2026, Mumbai: A meeting of the Board of Directors of HDB Financial Services Limited was held in Mumbai on Wednesday, July 15, 2026 to consider and approve the unaudited financial results for the quarter ended 30th June 2026. Performance Highlights – Q1FY27:  Net interest income was ₹ 2,509 crore for the quarter ended June 30, 2026 compared to ₹ 2,092 crore for the quarter ended June 30, 2025, an increase of 19.9%  Net total income was ₹ 3,185 crore for the quarter ended June 30, 2026 compared to ₹ 2,726 crore for the quarter ended June 30, 2025, an increase of 16.8%  Pre-provisioning operating profit was ₹ 1,752 crore for the quarter ended June 30, 2026 compared to ₹ 1,402 crore for the quarter ended June 30, 2025, an increase of 25.0%  Loan losses and provisions was ₹ 697 crore for the quarter ended June 30, 2026 compared to ₹ 670 crore for the quarter ended June 30, 2025, an increase of 4.1%  Profit before tax was ₹ 1,055 crore for the quarter ended June 30, 2026 compared to ₹ 733 crore for the quarter ended June 30, 2025, an increase of 44.0%  Profit after tax was ₹ 785 crore for the quarter ended June 30, 2026 compared to ₹ 568 crore for the quarter ended June 30, 2025, an increase of 38.3%  Asset under management (AUM) was ₹ 1,22,048 crore as on June 30, 2026 compared to ₹ 1,09,690 crore as on June 30, 2025, a growth of 11.3%  Gross Loan Book stood at ₹ 1,21,846 crore as on June 30, 2026 compared to ₹ 1,09,342 crore as on June 30, 2025, a growth of 11.4%  Gross Stage 3 loans was at 2.34% as against 2.56% as at June 30, 2025  Net Stage 3 loans was at 1.04% as against 1.11% as at June 30, 2025  Provision Coverage stood at 55.73% on stage 3 assets as against 56.70% as at June 30, 2025 Registered Office : Radhika, 2nd Floor, Law Garden Road, Navrangpura, Ahmedabad - 380 009 HDB Financial Services Limited HDB House, Tukaram Sandam Marg, A - Subhash Road, Vile Parle (E), Mumbai - 400057. Web : www.hdbfs.com Tel : 022 - 49116300 Fax : 022 – 49116666 CIN : L65993GJ2007PLC051028 Email ID : compliance@hdbfs.com Particulars (Quarter ended) 30-Jun-25 31-Mar-26 30-Jun-26 Total Gross Loans (₹ bn) 1,093 1,185 1,218 Enterprise Lending Mix % 39% 38% 38% Asset Finance Mix % 38% 38% 37% Consumer Finance Mix % 23% 24% 25% Secured Gross Loans Mix % 73% 74% 74% Net Interest Margin % 7.7 8.2 8.4 Credit Cost % of Total Gross Loans 2.5 2.3 2.3 Gross Stage 3 % as a ratio of Total Gross Loans 2.56% 2.44% 2.34% Return on average assets % (Annualised) 1.9 2.5 2.5 Earnings Per Share (FTQ) 7.1 9.0 9.5 Book Value Per Share (₹) 225 249 257 About HDBFS: HDB Financial Services Limited (HDBFS) is a non-deposit taking non-banking finance company (‘NBFC’) offering wide range of loan products to individuals, emerging businesses and micro enterprises. Established in 2007, as a subsidiary of HDFC Bank Limited, HDBFS is categorized as an upper layer NBFC by the RBI. HDBFS offers a large portfolio of lending products that cater to a growing and diverse customer base through a wide omni-channel distribution network. Its lending products are offered through the three business verticals: Enterprise Lending, Asset Finance and Consumer Finance. As of June 30, 2026, the Company’s distribution network spans 1,710 branches across 1,165 cities/ towns. For more information please log on to: www.hdbfs.com For media queries please contact: suhanee.shah@adfactorspr.com Disclaimer: This press release has been prepared by Company based on information available to them and the information contained herein has not been independently verified. None of the Company or any of its affiliates, advisors or representatives shall have any liability whatsoever (in negligence or otherwise) for any loss howsoever arising from any use of this document or its contents or otherwise arising in connection with the document. Furthermore, no person is authorized to give any information or make any representation, which is not contained in, or is inconsistent with, this press release. Any such extraneous or inconsistent information or representation, if given or made, should not be relied upon as having been authorized by or on behalf of the Company. The press release does not constitute or form part of and should not be construed as a prospectus, offering circular or offering memorandum or an offer to sell or issue or the solicitation of an offer to buy or acquire securities of the Company or any of its subsidiaries or affiliates under the Companies Act, 2013 and the rules made thereunder, the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirements) Regulations, 2018, the Securities and Exchange Board of India (Issue and Listing of Non-convertible Securities) Regulations, 2021 or any other applicable law, as amended from time to time, or as an inducement to enter into investment activity, nor shall it or any part of it or the fact of its distribution form the basis of, or be relied on in connection with, any contract or commitment whatsoever. You are advised to independently assess and take your own independent decisions without being influenced by the views and opinions of the authors. Investments in financial products/services/securities/instruments inherently involve risks and you may consult your legal, tax and financial advisors before investing. Past performance is not a guide/ indicative of future returns and may not necessarily provide a basis for comparison with other investments. No representation or warranty, express or implied, is made as to, and no reliance should be placed on the fairness, accuracy, completeness or correctness of the information or opinions contained in this press release. Such information and opinions are in all events not current after the date of this press release. There is no obligation to update, modify or amend this communication or to otherwise notify the recipient if information, opinion, projection, forecast or estimate set forth herein, changes or subsequently becomes inaccurate. However, the Company may alter, modify or otherwise change in any manner the content of this press release, without obligation to notify any person of such change or changes. The Company expects the media to access this press release and seek the management’s commentaries and o [Showing first 8,000 characters — download PDF for full document]