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July 15, 2026 The Listing Department The Listing Department BSE Limited National Stock Exchange of India Ltd., Phiroze Jeejeebhoy Towers, Towers, Exchange Plaza, Dalal Street, Bandra - Kurla Complex, Bandra (E), Mumbai 400 001 Mumbai 400 051 Scrip Code: 544574 Symbol: TATACAP Dear Sir/Madam, Sub: Intimation under SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 (“SEBI Listing Regulations”). In terms of the SEBI Listing Regulations, we wish to inform you that S&P Global Ratings (“S&P”), the credit rating agency, has assigned a rating of ‘BBB’ in relation to the issuance of USD dollar-denominated senior unsecured notes proposed to be issued by the Company under the US$ 2 billion medium term note programme. A copy of the press release issued by S&P, received by the Company today i.e., July 15, 2026, in this regard is attached herewith. You are requested to take the same on record. Thanking you. Yours faithfully For Tata Capital Limited Sarita Kamath Chief Legal and Compliance Officer & Company Secretary Tata Capital Ltd.'s Proposed Senior Unsecured Notes Drawdown Assigned 'BBB' Rating July 14, 2026 SINGAPORE (S&P Global Ratings) July 15, 2026--S&P Global Ratings today assigned its 'BBB' Primary Contact foreign currency long-term issue rating to U.S. dollar-denominated senior unsecured notes that Shinoy Varghese Tata Capital Ltd. proposes to issue. Singapore 65-6597-6247 The issuance is a drawdown from Tata Capital's US$2 billion medium-term notes program, which shinoy.varghese1 we rate 'BBB'. The rating on the notes is subject to our review of the final issuance @spglobal.com documentation. Secondary Contact We equalize the rating on the notes with the long-term issuer credit rating on Tata Capital (BBB/Stable/A-2), an India-based finance company. Deepali V Seth Chhabria Mumbai The senior unsecured notes will constitute direct, unconditional, and unsubordinated obligations 912261373187 of Tata Capital. They shall at all times rank equally with all other senior unsecured obligations of deepali.seth the company. @spglobal.com Related Criteria • ARCHIVE | Criteria | Financial Institutions | General: Risk-Adjusted Capital Framework Methodology, April 30, 2024 • Criteria | Financial Institutions | General: Financial Institutions Rating Methodology, Dec. 9, 2021 • Criteria | Financial Institutions | Banks: Banking Industry Country Risk Assessment Methodology And Assumptions, Dec. 9, 2021 • General Criteria: Environmental, Social, And Governance Principles In Credit Ratings, Oct. 10, 2021 • General Criteria: Group Rating Methodology, July 1, 2019 • General Criteria: Methodology For Linking Long-Term And Short-Term Ratings, April 7, 2017 • General Criteria: Principles Of Credit Ratings, Feb. 16, 2011 Related Research • Rated Indian Fincos Are Buffered Against Oil-Shock Impact, April 30, 2026 www.spglobal.com/ratingsdirect July 14, 2026 1 Tata Capital Ltd.'s Proposed Senior Unsecured Notes Drawdown Assigned 'BBB' Rating • Scenario Analysis: India's Strong Fundamentals Would Cushion The Blow Of An Oil Shock, April 13, 2026 • Tata Capital Ltd., March 2, 2026 • Banking Industry Country Risk Assessment: India, Sept. 22, 2025 • Indian Fincos: Walking The Tightrope, Sept. 11, 2025 Certain terms used in this report, particularly certain adjectives used to express our view on rating relevant factors, have specific meanings ascribed to them in our criteria, and should therefore be read in conjunction with such criteria. Please see Ratings Criteria at https://disclosure.spglobal.com/ratings/en/regulatory/ratings-criteria for further information. A description of each of S&P Global Ratings' rating categories is contained in "S&P Global Ratings Definitions" at https://disclosure.spglobal.com/ratings/en/regulatory/article/-/view/sourceId/504352. Complete ratings information is available to RatingsDirect subscribers at www.capitaliq.com. All ratings referenced herein can be found on S&P Global Ratings' public website at www.spglobal.com/ratings. www.spglobal.com/ratingsdirect July 14, 2026 2 Tata Capital Ltd.'s Proposed Senior Unsecured Notes Drawdown Assigned 'BBB' Rating Copyright © 2026 by Standard & Poor's Financial Services LLC. All rights reserved. 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