Investor Presentation

Date: September 24, 2026 To, To, Department of Corporate Services, Listing Department, BSE Limited National Stock Exchange of India Limited Phiroze Jeejeebhoy Towers, Exchange Plaza, Plot No. C/1, G Block Dalal Street Bandra Kurla Complex, Bandra East, Mumbai - 400001 Mumbai – 400051 Scrip Code: 543333 Scrip Symbol: CARTRADE ISIN: INE290S01011 Dear Sir(s)/Madam(s), Sub: Disclosure under Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 -Investors Presentation. Pursuant to Regulation 30 (read with Para A of Part A of Schedule III) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, we enclosed herewith the copy of Investor Presentation. The same is also made available on the website of the Company at https://www.cartradetech.com/ The above is for your information and records. Yours faithfully For CarTrade Tech Limited Lalbahadur Pal Company Secretary and Compliance officer Mem. No. A40812 Enclosed: a/a Investor Presentation s e September 24, 2026 Safe Harbor This presentation and the accompanying slides (the “Presentation”), which have been prepared by CarTrade Tech Limited (the “Company”), have been prepared solely for information purposes and do not constitute any offer, recommendation or invitation to purchase or subscribe for any securities, and shall not form the basis or be relied on in connection with any contract or binding commitment whatsoever. No offering of securities of the Company will be made except by means of a statutory offering document containing detailed information about the Company. This Presentation has been prepared by the Company based on information and data which the Company considers reliable, but the Company makes no representation or warranty, express or implied, whatsoever, and no reliance shall be placed on, the truth, accuracy, completeness, fairness and reasonableness of the contents of this Presentation. This Presentation may not be all inclusive and may not contain all of the information that you may consider material. Any liability in respect of the contents of, or any omission from, this Presentation is expressly excluded. Certain matters discussed in this Presentation may contain statements regarding the Company’s market opportunity and business prospects o it that are individually and collectively forward-looking statements. Such forward-looking statements are not guarantees of future performance n e and are subject to known and unknown risks, uncertainties and assumptions that are difficult to predict. These risks and uncertainties include, r P but are not limited to, the performance of the Indian economy and of the economies of various international markets, the performance of the t s industry in India and world-wide, competition, the company’s ability to successfully implement its strategy, | The Company’s future levels of growth and expansion, technological implementation, changes and advancements, changes in revenue, h income or cash flows, the Company’s market preferences and its exposure to market risks, as well as other risks. The Company’s actual results, eT levels of activity, performance or achievements could differ materially and adversely from results expressed in or implied by this Presentation. r The Company assumes no obligation to update any forward-looking information contained in this Presentation. Any forward-looking C statements and projections made by third parties included in this Presentation are not adopted by the Company and the Company is not responsible for such third-party statements and projections. Consumer Group Remarketing Group OLX India New &Used Cars Two Wheelers Phygital Auction Services Online Auction Services Inspection Services Used Classifieds Business e Online platforms for customers, dealers, and Online-offlineauction platform used by Inspection and Online classifiedsplatform across 12 a OEMs to buy and sell new and used consumers, business sellers, dealers, and valuation services categories (include Auto, Real estate, T r vehicles seamlessly. Powered by tech-enabled fleet owners Mobiles/ Electronics, Furniture,etc). C ERP and CRM solutions. 45%+ EBITDA growth delivered for 16 consecutive Quarters Growth Story [FY 2023 to FY 2027*] COMPOUNDING AT SCALE CAPITAL STRENGTH SHAREHOLDER VALUE Revenue CAGR 22% ₹1,321 Cr 47 EBITDA CAGR 66% CASH RESERVES e PAT CAGR 54% e Debt Profile | Zero Debt v n Cash Balance Change | ~ 300 Crores c STRUCTURAL MARGIN EXPANSION e 9% 31% Return On Equity ** 10% r FY23 FY26 *Q1 FY27 Annualized Earnings Per Share **As on year ended 31st March 2026 Profit after tax** ₹244 Cr - Among India’s most profitable listed digital platforms CarTrade Tech THE OPPORTUNITY CarTrade Tech OLX India FinTech Consumer Group Remarketing VAYA World –Enterprise Tech AUTO NON-AUTO CarWale BikeWale New Cars B2C VAYA Live B2C B2C Enterprise Enterprise Used Cars C2B New Auto C2B C2B Dealer Dealer Two-wheelers Repo Used Auto C2C C2C Dealer Finance Corporate Non Auto a t n Retail Retail Used Car Dealer Auction Dealer Auction Buyers and Sellers s e Insurance & Warranty a r Intelligence First Brand Leadership Customer First Asset-Light Network Effects Operating Leverage Proprietary data New Auto Used Auto OLX India CarTrade New Auto New Auto The AI Companion for Every Step of New-Car Buying Your Buying Companion A digital journey that assists every buyer from discovery to delivery Test drive agent Loan agent Trade-in agent e At the showroom agent n Price agent eT Delivery agent New Auto Used Auto OLX India CarTrade Used Auto A technology-led and asset-light platform across – B2C | C2B | C2C | Retail | FinTech OUR MISSION CHANGE THE WAY INDIA BUYS AND SELLS n USED CARS c 3.4 Mn+ 23 Mn+ r Cars Listed every year Car buyers every year Used Auto DIGITAL DEMAND IS RESHAPING USED-CAR BUYING research used cars online 62% would consider purchasing a used car online still want a test drive before buying Used Auto The BUYER and SELLER journey BUYERS 01 02 03 04 05 06 Discover Shortlist Inspect Test drive Buy Take delivery SELLERS 01 02 03 04 05 06 List Get matched Inspection Instant offer Get paid RC transfer Verified inventory Transparent pricing For the seller For the partner n Every car carries the same inspection The price on the listing is the price at One visit instead of six strangers at A continuous, first-party supply of standard regardless of which partner the counter. the gate. A price they can check, retail-grade stock —sourced from h sourced it. money the same day, and no lingering sellers who came to us, organically T liability on a car they no longer own. ONE BRAND. ONE EXPERIENCE. POWERED BY PARTNERS THE PLATFORMS THE BRAND THE OPERATORS OLX + CarWale Retail partners Supplies the demand and the data the brand Owns the customer promise and the Runs the physical business the promise is built on. standard behind it. depends on. • Traffic & first-party intent • The customer promise • Inventory procurement • Pricing and demand data • Inspection & pricing standards • Stores and infrastructure a • Brand equity and reach • Inventory strategy • Refurbishment s e • Technology platform • Partner selection and scoring • Sales, delivery and service r We control the experience. Partners execute the operations. Landmark + OLX India Used Auto DIGITAL BUYING JOURNEY 360 views and Sales Concierge Certification Showroom Catalogue Test Drive and Reservation Used Auto DIGITAL SELLING JOURNEY Instant quotation messages Scheduling flow through chat Step by Step notifications Status tracker Used Auto Matching, Pricing and Condition agents Match Making Agent Pricing Agent Condition Agent New Auto Used Auto OLX India OLX India OLX India Elite Buyer Elite Buyer - Dashboard Match Making - Chat Buyer - Pricing Seller experience OLX India Vaya Chatbot for Elite Buyer OLX India Building 2.0: Escrow and Logistics Buy Now Payment to Escrow Logistics tracking Payment release [Showing first 8,000 characters — download PDF for full document]