General Updates

July 14, 2026 Ref.: SSFB/CS/32/2026-27 National Stock Exchange of India Limited BSE Limited The Listing Department The Corporate Relationship Department Exchange Plaza, C-1, Block G, Phiroze Jeejeebhoy Towers, Bandra Kurla Complex, Dalal Street, Fort, Bandra (E), Mumbai —400051 Mumbai — 400 001 Symbol: SURYODAY Scrip Code: 543279, 960033 Dear Sir/ Madam, Sub: Disclosure under the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 - Submission of Business Responsibility and Sustainability Report for the Financial Year 2025- 26 In continuation to the Bank’s Intimation Letter No. SSFB/CS/31/2026-27 dated July 14, 2026, we hereby submit the Business Responsibility and Sustainability Reporting (“BRSR”) of the Bank for the Financial Year 2025-26 pursuant to the Regulation 34(2)(f) of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, which also forms part of the Annual Report of the Bank for Financial Year 2025-26, as submitted to the Stock exchanges vide above-mentioned letter. The same is also being made available on the website of the Bank at: https://suryoday.bank.in/assets/pdf/business-responsibility-and-sustainability-reporting-2025- 26.pdf This intimation will also be made available on the Bank's website at: https://suryoday.bank.in/investor- corner/#shareholders-meeting and https://suryoday.bank.in/investor-corner/#disclosure-to-stock- exchanges . The above is submitted for your kind information and appropriate dissemination. Thanking You. Yours truly, For Suryoday Small Finance Bank Limited Krishna Kant Chaturvedi Company Secretary & Compliance Officer Encl: As above SURYODAY SMALL FINANCE BANK LIMITED Registered Office: 1101, Sharda Terraces, Plot. 65, Sector 11, CBD Belapur, Navi Mumbai – 400614, Maharashtra Tel: 022-41856700 Corporate Office: 7th Floor, Seawoods Grand Central, Tower No. 1, Plot No. R-1, Sector 40, Seawoods, Navi Mumbai – 400 706 E Mail: info@suryodaybank.com / Web: https://suryoday.bank.in/ CIN: L65923MH2008PLC261472 / GSTIN NO: 27AAMCS5499J1ZG Business Responsibility and Sustainability Reporting Business Responsibility and Sustainability Reporting SECTION A- GENERAL DISCLOSURES I. Details of the listed entity I-1. Corporate Identity Number (CIN) of the listed entity L65923MH2008PLC261472 I-2. Name of the listed entity SURYODAY SMALL FINANCE BANK LIMITED I-3. Year of incorporation 10/11/2008 I-4. Registered office address Unit No.1101, Sharda Terraces, Plot No.65, Sector 11, CBD Belapur, Navi Mumbai 400614 I-5. Corporate address 7th Floor, Seawoods Grand Central Tower. No. 1, Plot No. R-1, Sector 40, Navi Mumbai, Maharashtra 400706 I-6. E-mail inv.relations@suryodaybank.com I-7. Telephone 022-41856700 022-40435800 I-8. Website https://suryoday.bank.in/ I-9. Financial year for which reporting is being done FY 2025-26 I-10. Name of the Stock Exchange(s) where shares are listed National Stock Exchange of India Limited, BSE Limited I-11. Paid-up Capital 1,06,28,48,240 I-12. Name and contact details (telephone, email address) of the person who may be contacted in case of any queries on the BRSR report. Mr. Himadri Das- Investor Relations inv.relations@suryodaybank.com Land line number: 022-41856700 022-40435800 I-13. Reporting boundary - Are the disclosures under this report made on a standalone basis (i.e. only for the entity) or on a consolidated basis (i.e. for the entity and all the entities which form a part of its consolidated financial statements, taken together). Standalone Basis I-14. Name of assurance provider N/A I-15. Type of assurance obtained Not applicable II. Products/services II-16. Details of business activities (accounting for 90% of the turnover): S. Description of Main Activity Description of % of Turnover No. Business Activity of the entity 1 The Bank offers a range of deposit and loan products, to suit varying Financial service 100 customer needs. These include Savings Accounts, Current Accounts, activities, other than Fixed/ Recurring Deposits, Microfinance Loans for Financial Insurance Inclusion, Affordable Housing Loans, Commercial Vehicle Loans, etc. II-17. Products/Services sold by the entity (accounting for 90% of the entity’s Turnover): S. Product/Service NIC Code % of total Turnover No. contributed 1 Banking, Treasury, Wholesale Banking, and other Banking Operations 64191 100 Annual Report 2025-26 III. Operations III-18. Number of locations where plants and/or operations/offices of the entity are situated: Location Number of Plants Number of Offices Total National 0 717 717 International 0 0 0 III-19. Markets served by the entity: a. Number of locations Location Number National (No. of States) 15 International (No. of Countries) 0 b. What is the contribution of exports as a percentage of the total turnover of the entity? Nil, as per the nature of business and services, exports as an activity is not applicable. c. A brief on types of customers The Bank’s customer base is primarily comprised of the microfinance segment and also includes customers engaged in sectors such as MSME/SME, Agriculture and Allied Activities, Etc. IV. Employees IV-20. Details as at the end of Financial Year a. Employees and workers (including differently abled): No Particulars Total(A) Male Female No(B) %(B/A) No(C) %(C/A) Employees 1 Permanent (D) 8574 7608 88.73% 966 11.27% 2 Other than Permanent (E) 185 150 81.08% 35 18.92% 3 Total employees (D + E) 8759 7758 88.57% 1001 11.43% Workers 1 Permanent (F) 0 0 0 0 0 2 Other than Permanent (G) 0 0 0 0 0 3 Total Workers (F + G) 0 0 0 0 0 b. Differently abled Employees and workers: No Particulars Total(A) Male Female No(B) %(B/A) No(C) %(C/A) Differently Abled Employees 1 Permanent (D) 0 0 0 0 0 2 Other than Permanent (E) 0 0 0 0 0 3 Total differently abled 0 0 0 0 0 employees (D + E) Differently Abled Workers 1 Permanent (F) 0 0 0 0 0 2 Other than Permanent (G) 0 0 0 0 0 3 Total Workers (F + G) 0 0 0 0 0 IV-21. Participation/Inclusion/Representation of women Total(A) No. and percentage of Females No(B) %(B/A) Board of Directors 8 1 12.50% Key Management Personnel 4 0 0.00 Business Responsibility and Sustainability Reporting IV-22. Turnover rate for permanent employees and workers. (Disclose trends for the past 3 years) FY 25-26 FY 24-25 FY 23-24 (Turnover rate in (Turnover rate (Turnover rate in the year current FY) in previous FY) prior to the previous FY) Male Female Total Male Female Total Male Female Total Permanent Employees 60.88% 68.67% 61.72% 61.15% 64.68% 61.51% 68.28% 67.64% 68.22% Permanent Workers 0 0 0 0 0 0 0 0 0 V. Holding, Subsidiary and Associate Companies (including joint ventures) V-23. (a) Names of holding / subsidiary / associate companies / joint ventures. S. Name of the holding Indicate whether % of shares held Does the entity indicated at No. / subsidiary / holding/ subsidiary/ by listed entity column A, participate in the associate companies associate/ joint venture Business Responsibility initiatives / joint ventures (A) of the listed entity? (Yes/No) 1 N/A N/A N/A N/A VI. CSR Details VI-24. Provide the following CSR details i) Whether CSR is applicable as per section 135 of Companies Act, 2013 - Yes ii) Turnover (in Rs.) - 25199667398 iii) Net worth (in Rs.) - 20783175034 VII. Transparency and Disclosures Compliances VII-25. Complaints/Grievances on any of the principles (Principles 1 to 9) under the National Guidelines on Responsible Business Conduct: Stakeholder Grievance Redressal FY 25-26 FY 24-25 group from Mechanism in Place (Yes/No) Number of Number of Remarks Number of Number of Remarks whom (If Yes, then provide web-link complaints complaints complaints complaints complaint for grievance redress policy) filed during pending filed during pending is received the year resolution at the year resolution at close of close of the year the year Communities The Stakeholders 0 0 NA 0 0 NA Relationship Committee looks after the matters rel [Showing first 8,000 characters — download PDF for full document]