Issue of Securities

July 13, 2026 BSE Limited National Stock Exchange of India Corporate Relationship Department Limited 25th Floor, Phiroze Jeejeebhoy Towers, The Listing Department, Dalal Street, Fort, Exchange Plaza, Mumbai - 400 001. Bandra- Kurla Complex, Bandra (East), BSE Scrip Code: 524000 Mumbai - 400 051. NSE Symbol: POONAWALLA Subject: Disclosure under Regulation 30 and 51 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 (“SEBI Listing Regulations”) – issuance of non-convertible debentures by Poonawalla Fincorp Limited (the “Company”) Dear Sir / Madam, Pursuant to Regulation 30 and 51 and other applicable provisions of SEBI Listing Regulations, we hereby inform you that the Finance Committee, as authorized by the Board of Directors of the Company had approved today issuance of secured, redeemable, rated, listed, non-convertible debentures of face value of ₹ 1,00,000/- each (“NCDs”) for an amount aggregating up to ₹ 500,00,00,000/- (Rupees Five Hundred Crore only) (“Issue” or “Issue Size”), in dematerialized form, through private placement on the following terms and conditions: Particulars Terms Type of issuance (further public Issue of NCDs on private placement basis to eligible offering, rights issue, depository receipts investors. (ADR/GDR), qualified institutions placement, preferential allotment etc.) Listing The NCDs are proposed to be listed on BSE Limited. Total number of securities proposed to Issuance of 50,000 secured, redeemable, rated, listed, be issued or the total amount for which non-convertible debentures of face value of ₹ 1,00,000/- the securities will be issued each for an amount aggregating up to ₹ 500,00,00,000/- Size of the Issue (Rupees Five Hundred Crore only) under PFL NCD Series D2 FY2026-27 – with base issue of ₹ 250,00,00,000/- (Rupees Two Hundred Fifty Crore only) and a green shoe option to retain oversubscription up to ₹ 2 50,00,00,000/- (Rupees Two Hundred Fifty Crore only). Tenor As specified in the key information document Coupon offered As specified in the key information document Schedule of payment of coupon / As specified in the key information document interest and principal Date of allotment and date of As specified in the key information document redemption Charge / Security, if any created over The Obligations under the Debentures shall, till the the assets Redemption Date, be secured by way of first ranking pari passu charge on the Hypothecated Properties which is sufficient to provide required Security Cover. Special right / interest / privileges As specified under the key information document attached to the instrument and changes thereof Delay in payment of interest / principal Company shall pay coupon on the NCDs at a rate of 2% amount for a period of more than three (two percent) over and above the applicable coupon rate months from the due date or default in for any delay in payment of interest / principal amount of payment of interest / principal the NCDs for the period until such event of default is cured to the satisfaction of the Debenture Trustee (acting on the instructions of the Debenture-holders) Details of redemption of debentures As specified under the key information document. We request you to kindly take note of the above information on record. Thanking You. Yours Faithfully, For Poonawalla Fincorp Limited Shabnum Zaman Company Secretary ACS: 13918