Issue of Securities

GIC HOUSING FINANCE LTD. GICHFL/SEC/2026-27 September 22, 2026 National Stock Exchange of India Limited, ‘Naman Chamber, C-32, Block G, Bandra-Kurla Complex, Bandra (E), Mumbai - 400051 Scrip Code: GICHSGFIN Dear Sir, Sub: Disclosure under Regulation 30 of SEBI (Listing Obligations & Disclosure Requirements) Regulations, 2015. Ref. Our earlier letter dated May 15, 2026. (Event date and time of occurrence – September 22, 2026, at 04:58 P.M.) In accordance with Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, we wish to inform you that the Key Information Document (KID) for issue of Secured, Listed, Rated, Redeemable, Taxable, Non-Convertible Debentures 2026-27 Series 12 Tranche 2 on private placement basis has been uploaded on BSE EBP Platform today. Further, additional information in terms of Chapter V-A, Para 2.1 of Annexure 18 of SEBI Master Circular No. SEBI/HO/49/14/14(7)2025-CFD-POD2/I/3762/2026 dated January 30, 2026, is enclosed as Annexure-A. This is for your information and record purpose. Yours faithfully, Raj Gor Group Head & Company Secretary Encl.: a/a. Regd. Office: National Insurance Building, 6th Floor, 14, Jamshedji Tata Road, Churchgate, Mumbai – 400 020. CIN No. : L65922MH1989PLC054583; Tel.:022-43041900 E-mail: corporate@gichf.com ; Website: www.gichfindia.com GIC HOUSING FINANCE LTD. Annexure-A Additional Information as per Chapter V-A, Para 2.1(g) of Annexure 18 of SEBI Master Circular No. SEBI/HO/49/14/14(7)2025-CFD-POD2/I/3762/2026 dated January 30, 2026. Sr. Particulars Details: NCD Series 12 Tranche 2 1 Type of securities proposed to be Non – Convertible Debentures issue 2 Type of issuance Private Placement 3 Total number of securities proposed 20,000 securities of Rs. 1,00,000/- each to be issued or the total amount for which the securities will be issued. 4 Size of the issue Rs. 200 Crores (Including Green Shoe Option up to Rs 100 Crores) 5 Whether proposed to be listed? If yes, Yes, BSE Limited name of the stock exchange(s) 6 a) Tenure of the instrument, a) 1178 Days b) Date of Allotment (Deemed) and b) September 28, 2026 c) Date of maturity c) December 19, 2029 7 a) Coupon/interest offered, a) 8.15% p.a. b) Schedule of payment of coupon/interest and principal b) First Coupon payment on 19th December 2026. Second Coupon payment on 20th December 2027 i.e. on next working due to “holiday/Sunday” on due date which is 19th December 2027. Third Coupon payment on 19th December 2028. Final Coupon payment on 19th December 2029. c) Principal payment on 19th December 2029. Regd. Office: National Insurance Building, 6th Floor, 14, Jamshedji Tata Road, Churchgate, Mumbai – 400 020. CIN No. : L65922MH1989PLC054583; Tel.:022-43041900 E-mail: corporate@gichf.com ; Website: www.gichfindia.com GIC HOUSING FINANCE LTD. 8 Charge/security, if any, created over The Debentures shall be secured by a first the assets ranking exclusive continuing security by way of a first ranking exclusive charge on the Hypothecated Assets in favor of the Debenture Trustee for the benefit of the Debenture Holders. 9 Special right/interest/privileges NA attached to the instrument and changes thereof. 10 Delay in payment of interest / In case of default in Payment of Coupon principal amount for a period of more and/or the Redemption Amounts if any on than three months from the due date the respective Due Dates or failure in or default in payment of interest / performance by the Company of any other principal terms of the Debentures as set out in the Transaction Documents, additional interest of 2% p.a. (Two Per cent per annum) over and above the Coupon Rate will be payable by the Company for the period during which the default continues, until the same is rectified. 11 Details of any letter or comments No such event regarding payment/non-payment of interest, principal on due dates, or any other matter concerning the security and /or the assets along with its comments thereon, if any 12 Details of redemption of NA preference shares indicating the manner of redemption (whether out of profits or out of fresh issue) and debentures 13 Any cancellation or termination of NA proposal for issuance of securities including reasons thereof. Regd. Office: National Insurance Building, 6th Floor, 14, Jamshedji Tata Road, Churchgate, Mumbai – 400 020. CIN No. : L65922MH1989PLC054583; Tel.:022-43041900 E-mail: corporate@gichf.com ; Website: www.gichfindia.com