Outcome of Board Meeting

~re #tar er INVESTOR SERVICES CELL Ref. No.: ISC/133/2026-27 Date: 10.07.2026 The Vice President The Vice President National Stock Exchange of India Limited BSE Limited "Exchange Plaza", Bandra Kurla Complex, Phiroze Jeejeebhoy Towers Bandra East, Dalal Street, Mumbai - 400 051. Mumbai - 400 001. NSE Symbol : INDIANB Scrip Code: 532814 Dear Sir/ Madam, Subject: Outcome of Board Meeting- Approval of Unaudited (Reviewed) Standalone and Consolidated Financial Results of the Bank for the First Quarter of FY 2026-27 ended on June 30, 2026 In terms of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, we are enclosing a copy of the following: (i) Unaudited (Reviewed) Standalone and Consolidated Financial Results of the Bank including Segment Results for the First Quarter of FY 2026-27 ended on June 30, 2026 along with Limited Review Report of Statutory Central Auditors of the Bank. (ii) Nil Statement of Deviation/ Variation in utilization of Capital/Funds raised. (ii) Security Cover Certificate as on 30" June 2026. The above Financial Results have been reviewed by the Audit Committee of the Board and approved by the Board of Directors in its meeting held on date i.e. 10.07.2026. f/'gD 26 The Board Meeting commenced at Hrs and concluded at /{ Hrs. This is for your information, record and dissemination please. Yours faithfully, For Indian Bank mt!WE' (Dina Nath Kumar) AGM & Company Secretary ff arfer: 254-260, 3r or @, gr, -600 014 Corporate Office: 254-260, Avvai Shanmugam Salai, Royapettah, Chennai -- 600 014 U Phone: 044-2813 4484/4698, {-le Email: investors@indianbank.bank.in ten at roitow us on+IV E@I ifaats4& ton»n aan R eviewe d St an d a I one F:n ancr. a IR esu It s f or th e Q uartte r Edn de 30th J une 2026 (Rs. in crores Ouarter ended Year ended Particulars 30.06.2026 31.03.2026 30.06.2025 31.03.2026 No. (Reviewed) (Audited) (Reviewed) (Audited) 1 Interest earned (a)+(b)+{c)+(d) 18 090.16 17 480.39 16 282.71 67 450.71 (a) Interest/ discount on advances/ bills 13 123.41 12 702.39 11737.80 48 853.54 (b) Income on investments 4222.47 4105.08 3944.56 16 068.25 (c) Interest on balances with Reserve Bank of India 399.86 438.17 393.79 1 648.78 and other inter bank funds (d) Others 344.42 234.75 206.56 880.14 2 Other Income 2633.46 2 499.68 2 438.60 9990.58 3 Total Income (1+2) 20 723.62 19 980.07 18 721.31 77 441.29 4 Interest Expended 10655.40 10 370.88 9923.84 40 535.79 5 Operating Expenses (a) + (b) 4510.93 4323.46 4027.19 16989.40 (a) Employees cost 3 070.58 2 711.65 2 612.26 10 760.29 (b) Other Operating expenses 1 440.35 1 611.81 1 414.93 6 229.11 Total Expenditure (4+5) 6 15 166.33 14 694.34 13951.03 57525.19 l(excludina provisions and continaencies) Operating Profit (3-6) 7 5557.29 5 285.73 4770.28 19 916.10 (profit before Provisions and Contingencies) 8 Provisions (other than tax) and Contingencies 1195.72 1225.76 691.00 3512.38 of which provisions for Non-Performing Assets 375.62 747.69 387.24 1 832.61 9 Exceptional items 0.00 0.00 0.00 0.00 Profit from ordinary activities before tax 10 4361.57 4 059.97 4079.28 16 403.72 (7-8-9) 11 Provision for Taxes 1088.48 956.84 1 106.46 4 248.07 (Tax expenses/ (reversal)) 12 Net Profit from Ordinary Activities after tax 3273.09 3103.13 2972.82 12155.65 10-11 13 Extraordinary items (net of tax expense) 0.00 0.00 0.00 0.00 14 Net Profit for the period (12-13) 3273.09 3103.13 2972.82 12155.65 15 Paid-up equity share capital 1 346.96 1 346.96 1 346.96 1 346.96 Face Value of each share - Rs.10/-) 16 Reserves excluding Revaluation Reserves 69 876.76 69 876.76 60 762.20 69 876.76 (as per balance sheet of previous accounting year) 17 Analytical Ratios (i) Percentage of shares held by Government 73.84% 73.84% 73.84% 73.84% of India (in) Capital Adequacy Ratio (Basel III) 17.58% 17.93% 17.80% 17.93% (a) Common Equity Tier (CET) 1 Ratio 16.51% 16.40% 15.26% 16.40% (b) Additional Tier 1 Ratio 0.00% 0.00% 0.48% 0.00% () Earnings Per Share (Rs.) (Face Value of each share - Rs.10/-) (a) Basic and diluted EPS before Extraordinary items (net of tax expenses) for the period, for the 24.30 +23.04 22.07 90.24 year to date and for the previous year (b) Basic and diluted EPS after Extraordinary items for the period, for the year to date and for 24.30 +23.04 22.07 90.24 the previous year if«a an ea R eviewe d St an d a I one r n ancIa IR esu ltfs tor hQe uartIe r E n died 30th J une 2026 (Rs. in crores) Quarter ended Year ended Particulars 30.06.2026 31.03.2026 30.06.2025 31.03.2026 (Reviewed} (Audited) (Reviewed) (Audited) (iv) NPA Ratios: (a) Amount of gross non-performing assets 12 710.34 13 190.02 18 066.88 13 190.02 {b) Amount of net non-performing assets 990.22 964.88 1 035.56 964.88 (c) % of Gross NPAs 1.86 1.98 3.01 1.98 (d) % of Net NPAs 0.15 0.15 0.18 0.15 (v) Return on Assets (average) (annualised %) 1.31 1.28 1.34 1.31 (vi) Debt Equity Ratio 0.35 0.34 0.37 0.34 (vii) Total Debt to Total Assets (%) + 4.78 4.73 5.92 4.73 (viii) Capital Redemption Reserve/ Debenture NIL NIL NIL NIL Redemption Reserve (ix) Outstanding Reedemable Preference Shares NIL NIL NIL NIL (x) Networth 68 792.77 65 627.59 60 383.20 65 627.59 (xi) Operating Profit Margin (%) 26.82 26.46 25.48 25.72 (xii) Net Profit Margin (%) 15.79 15.53 15.88 15.70 Not annualised Debt represents borrowing with residual maturity of more than one vear Total Debt represents total borrowings of the Bank aNote: Figu.res ocf previou s periods have been regrouped/reclassified wherever considered necessary to conform to current period classification \tp..of Saket Saurav Antu mani Santanu Bal Sunil Jain Asst. General Manager Asst. General Manager Dy. General Manager General Mana@er - CFO ((a Gad = < - Mini TM Shiv Bajrang Singh Ashutosh Choudhury ( Executive Director Executive Director Executive Director . Bin }far r Managing irdctor & CEO Place : Chennai Date : 10.07.2026 if=a tr «nan aan Reviewed Standalone Segment Wise Results for the Quarter Ended 30th June 2026 (Rs. in crores Quarter Ended I Year Ended Particulars 30.06.2026 31.03.2026 30.06.2025 31.03.2026 (Reviewed) (Audited) (Reviewed) I (Audited) Part A. Business Seaments I. Set ment Revenue (a Treasury Operations 5121.72 4 598.46 4 744.08 18 739.55 (b Corporate / Wholesale Banking 6 854.50 6 680.38 5 940.49 25 027.09 (c Retail Bankina 8 486.62 8 265.20 7 837.69 32 213.67 (i) Dioital Bankioa Seament 0.77 0.75 0.52 2.52 (in) Other Retail Bankina Seament 8 485.85 8 264.45 7837.17 32 211.15 (d) Other Bankina operations 260.78 436.03 199.05 1 460.98 Total 20 723.62 19 980.07 18 721.31 77441.29 Less ; Inter seament Revenue 0.00 0.00 0.00 0.00 Income from operations 20 723.62 19 980.07 18 721.31 77441.29 II. Seament Results (a Treasury Operations 1815.61 1 378.43 1 718.12 6 348.84 (b Corporate / Wholesale Bankina 1632.85 1596.56 1 262.48 5503.98 (c Retail Bankina 1 885.64 1894.21 1 628.97 6 758.35 (i) Di@ital Bankioa Segment 0.40 0.39 0.23 1.20 (in) Other Retail Baokina Searent 1 885.24 1 893.82 1 628.74 6 757.15 (d) Other Bankina Operations 223.19 416.53 160.71 1304.93 Total 5557.29 5 285.73 4 770.28 19 916.10 Add ; (i) Other Un-allocable Income 0.00 0.00 0.00 0.00 (i) Exceptional item 0.00 0.00 0.00 0.00 Less : Other Un-allocated Expenditure 1 195.72 1 225.76 691.00 3512.38 (includes Provision & contingencies) III.Total Profit Before Tax 4361.57 4059.97 4 079.28 16 403.72 Less ; Provisions for taxation 1 088.48 956.894 1 106.46 4 248.07 IV. Profit after tax 3 273.09 3103.13 2972.82 12 155.65 V.Other Information Seament Assets a) Tresurv Ooperations 292 274.05 294517.21 2 65 288.23 2 94 517.21 b) Corporate / Wholesale Bankina 323 752.54 304457.62 271 617.03 304457.62 c) Retail Banking 385 294.97 3 83 509.48 3 53 473.06 3 83 509.48 (i) Di@ital Bankina Seament 43.79 43.20 27.23 43.20 (ii) Other Retail Bankina Segment 385 251.18 3 83 466.28 353445.83 3 83 466. 28 (d) Other Bankina Operations 0.00 0.00 0.00 0.00 (e) Unallocated Corporate Assets 5632.04 5468.52 5125.14 5468.52 Total 10 06 953.60 [Showing first 8,000 characters — download PDF for full document]