Credit Rating

GIC HOUSING FINANCE LTD. GICHFL/SEC/2026-27 September 19, 2026 National Stock Exchange of India Limited ‘Exchange Plaza’, C-1, Block G, Bandra Kurla Complex, Bandra (E), Mumbai - 400 051 Scrip Code : GICHSGFIN Dear Sir, Sub.: Intimation under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (“Listing Regulations, 2015”) – Credit Rating. Ref.: Event date and time of occurrence – September 18, 2026 at 6:46 P.M. Pursuant to Regulation 30 of the Listing Regulations, 2015, read with clause 2.1 of Chapter XI of SEBI Master Circular No. SEBI/HO/DDHS/DDHS-PoD-1/P/CIR/2025/0000000103 dated July 11, 2025 (as amended), we hereby inform about the receipt of following Credit Ratings from CRISIL Ltd. Sr. ISIN Instrument Credit Outlook Rating Specify Date of Verifica Date of No (Equity) Type & rating (Stable/ Action other Credit tion verifica Amount assigne Positive/ (New/ rating rating status tion d Negative Upgrade/ action of / No Downgra Credit Outlook) de/ Re- Rating Affirm/ Agenci Other) es 1 INE289B Long Term Crisil Stable Re- NA September Verified Septem 01019 Bank Facility AA+ affirmed 18, 2026 ber 18, aggregating to 2026 Rs. 8100 crs. 2 Short Term Crisil -- Re- NA September Verified Septem Bank Facility A1+ affirmed 18, 2026 ber 18, aggregating to 2026 Rs. 1000 crs. 3 NCDs Crisil Stable Re- NA September Verified Septem aggregating to AA+ affirmed 18, 2026 ber 18, Rs. 500 crs. 2026 4 NCDs Crisil Stable Re- NA September Verified Septem aggregating to AA+ affirmed 18, 2026 ber 18, Rs. 430 crs. 2026 (Reduced from Rs. 1030 Crs.) 5 NCDs Crisil Stable New Limit September Verified Septem aggregating to AA+ Enhanced 18, 2026 ber 18, Rs. 500 crs. 2026 6 Commercial Crisil -- Re- NA September Verified Septem Paper A1+ affirmed 18, 2026 ber 18, aggregating to 2026 Rs. 1500 crs. Regd. Office: National Insurance Building, 6th Floor, 14, Jamshedji Tata Road, Churchgate, Mumbai – 400 020. CIN No. : L65922MH1989PLC054583; Tel.:022-43041900 E-mail: corporate@gichf.com ; Website: www.gichfindia.com GIC HOUSING FINANCE LTD. The rating rationale has been published by CRISIL Ltd. and is available on its website at: GICHFL Rating Rational This is for your information and record purpose. Thanking You, Yours faithfully, Raj Gor Group Head & Company Secretary Regd. Office: National Insurance Building, 6th Floor, 14, Jamshedji Tata Road, Churchgate, Mumbai – 400 020. CIN No. : L65922MH1989PLC054583; Tel.:022-43041900 E-mail: corporate@gichf.com ; Website: www.gichfindia.com