Issue of Securities

Ref. No.: CIFL/SE/2026-27/36 Wednesday, September 16, 2026 The Manager-Listing The Manager-Listing BSE Limited National Stock Exchange of India Limited Phiroze Jeejeebhoy Towers, Exchange Plaza, Bandra Kurla Complex, Dalal Street, Mumbai - 400 001 Bandra (E) Mumbai - 400 051 Equity Scrip Code: 530879 NSE Symbol: CIFL Debt Scrip Code: 976963 Sub.: Intimation under Regulation 30 and 51 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 Ref: Intimation vide Ref. CIFL/SE/2026-27/27 dated August 14, 2026, regarding approval of fund raising through issuance of debt securities. Dear Sir/ Madam, In continuation of our intimation vide Ref. No. CIFL/SE/2026-27/27 dated August 14, 2026, and pursuant to Regulations 30 and 51 read with Part A and Part B of Schedule III of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 ("Listing Regulations"), along with other applicable provisions of the Listing Regulations and circulars/guidelines issued by SEBI from time to time, we, Capital India Finance Limited ("Company"), hereby inform that pursuant to the authority delegated to the Securities Issuance Committee (“Committee”) by the Board of Directors, the Committee at its meeting held on today, i.e., September 16, 2026, has, inter alia, approved the issuance of Listed, Rated, Senior, Secured, Transferable and Redeemable Non-Convertible Debentures ("NCDs") on a private placement basis, aggregating up to INR 100 Crore, comprising a Base Issue Size of INR 50 Crore and a Green Shoe Option of up to INR 50 Crore. The details pursuant to the Listing Regulations read with Securities and Exchange Board of India Master Circular no. HO/49/14/14(7)2025-CFD-POD2/I/3762/2026 dated July 11, 2023 (as last updated on January 30, 2026), are given in the enclosed “Annexure-A”. The meeting commenced at 4:00 P.M. and concluded at 04:30 P.M. Kindly take the above information on records and oblige. Thanking You For Capital India Finance Limited Keshav Porwal Managing Director DIN: 06706341 Annexure-A Details pursuant to the Listing Regulations read with Master Circular no. HO/49/14/14(7)2025-CFD-POD2/I/3762/2026 dated July 11, 2023 (as last updated on January 30, 2026) issued by the Securities and Exchange Board of India S. No. Particulars Details/Information 1. Type of securities proposed to be issued (viz. equity Non-Convertible Debentures (“NCDs”) shares, convertibles etc.) 2. Type of issuance (further public offering, rights issue, Private Placement depository receipts (ADR/GDR), qualified institutions placement, preferential allotment etc.); 3. Total number of securities proposed to be issued or the Total no. of securities 1,00,000 (One Lakh) total amount for which the securities will be issued Total amount INR 100 Crore (base issue of (approximately) INR 50 Crore with a green shoe option of up to INR 50 Crore) 4. In case of preferential issue the listed entity shall disclose Not Applicable the following additional details to the stock exchange(s): i. names of the investors; ii. post allotment of securities - outcome of the subscription, issue price / allotted price (in case of convertibles), number of investors; iii. in case of convertibles - intimation on conversion of securities or on lapse of the tenure of the instrument; 5. In case of bonus issue the listed entity shall disclose the Not Applicable following additional details to the stock exchange(s): i. whether bonus is out of free reserves created out of profits or share premium account; ii. bonus ratio; iii. details of share capital - pre and post bonus issue; iv. free reserves and/ or share premium required for implementing the bonus issue; free reserves and/ or share premium available for capitalization and the date as on which such balance is available; v. whether the aforesaid figures are audited; vi. estimated date by which such bonus shares would be credited/dispatched. 6. In case of issuance of depository receipts (ADR/GDR) or Not Applicable FCCB the listed entity shall disclose following additional details to the stock exchange(s): i. name of the stock exchange(s) where ADR/GDR/FCCBs are listed (opening – closing status) / proposed to be listed; ii. proposed no. of equity shares underlying the ADR/GDR or on conversion of FCCBs; iii. proposed date of allotment, tenure, date of maturity and coupon offered, if any of FCCB’s; iv. issue price of ADR/GDR/FCCBs (in terms of USD and in INR after considering conversion rate); v. change in terms of FCCBs, if any; vi. details of defaults, if any, by the listed entity in payment of coupon on FCCBs & subsequent updates in relation to the default, including the details of the corrective measures undertaken (if any). 7. In case of issuance of debt securities or other non- convertible securities the listed entity shall disclose following additional details to the stock exchange(s): i. Size of the issue INR 100 Crore (base issue of INR 50 Crore with a green shoe option of up to INR 50 Crore) ii. Whether proposed to be listed? If yes, name of the stock Yes, the NCDs issued will be listed on BSE Limited exchange(s) (“BSE”) iii. Tenure of the instrument - date of allotment and date of Tenure 27 Months maturity Date of Allotment Will be determined by the Board of Directors/or its duly authorised Committee Date of Maturity Will be determined by the Board of Directors/or its duly authorised Committee iv. Coupon/interest offered, schedule of payment of Coupon 10% per annum (Fixed) coupon/interest and principal Schedule of payment of Quarterly coupon/interest Schedule of payment of On the Redemption Date principal v. Charge/security, if any, created over the assets The NCDs shall be secured by a pari passu charge by way of hypothecation in favour of the Debenture Trustee for the benefit of the Debenture Holders over all standard loan receivables, present and future. The Company shall maintain the minimum security cover of atleast 1.10x (one decimal one zero times) at all times during the tenure of the Debentures. vi. Special right/ interest/ privileges attached to the instrument Not Applicable and changes thereof vii. Delay in payment of interest / principal amount for a period Not Applicable of more than three months from the due date or default in payment of interest / principal viii. Details of any letter or comments regarding payment/non- Not Applicable payment of interest, principal on due dates, or any other matter concerning the security and /or the assets along with its comments thereon, if any ix. Details of redemption of preference shares indicating the Not Applicable manner of redemption (whether out of profits or out of fresh issue) and debentures 8. Any cancellation or termination of proposal for issuance of Not Applicable securities including reasons thereof