General Updates

Date: July 10, 2026 BSE Limited National Stock Exchange of India Limited P.J. Towers, Exchange Plaza, 5th Floor, Plot No. C/1, G Dalal Street, Block, Bandra - Kurla Complex, Mumbai- 400 001 Bandra (E), Mumbai - 400 051 Scrip Code: 543386 Symbol: FINOPB Dear Sir/Madam, Subject: Business Performance Update – June 2026 In accordance with SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 and Code of Practices and Procedures for Fair Disclosure of Unpublished Price Sensitive Information of Fino Payments Bank Limited (“Bank”) and in terms of Regulation 8 of SEBI (Prohibition of Insider Trading) Regulations, 2015, we hereby intimate the Bank’s business performance for June’26: Business Highlights: Particulars Unit June’26 June’25 YoY (%) Deposit Accounts New Accounts Opened Nos. 3,13,263 2,39,300 31% Renewal Income ₹ Cr 20.8 19.6 6% Average Total Deposits ₹ Cr 2,755 2,477 11% Digitally Active Customers Lakh 64.7 53.2 22% FinoPay Active Customers Lakh 8.4 6.1 38% Transaction Business Throughput ₹ Cr 2,830 4,373 (35%) Digital Payment Services B2B Digital Throughput ₹ Cr - 3,100 (100%) Loan Referral Disbursals ₹ Cr 240 68 253% 1. Resilient Liability Base The Bank’s core liability segment sustained its strong growth momentum during June 2026: • Opened ~3.1 lakh new accounts, a rise of 31% YoY, taking the total count to 1.8 crore accounts. • Digital engagement continued to improve through its FinoPay mobile application, which witnessed a rise of 38% in its active users for the month, reaching ~8.4 lakh. Fino Payments Bank Limited Registered Office: Mindspace Juinagar, Plot No Gen 2/1/F, Tower 1, 8th Floor, TTC Industrial Area, MIDC Shirwane, Juinagar, Navi Mumbai- 400 706 | CIN: L65100MH2007PLC171959 | Tel: (+91 22) 7104 7000 | Website: www.fino.bank.in | Email: cs@fino.bank.in 2. Preparing for an SFB transition The Bank’s loan referral business segment, which serves as a pilot for its proposed Small Finance Bank, continued to make strong progress, with referral loan disbursals increasing 3.5x to ~₹240 crore. This underscores the strong credit potential within its customer ecosystem and supports the Bank’s long-term lending strategy. 3. Transaction Business (Remittance, Micro ATM, and AePS) The overall ecosystem shift from cash to UPI and focus on higher-quality, more transacting merchants has resulted in throughput moderation. However, the pace of degrowth in this segment has eased compared to previous months. The above information is based on provisional and unaudited numbers. This disclosure shall also be made available on the Bank’s website at www.fino.bank.in. Kindly take the above information on record. Yours faithfully, For Fino Payments Bank Limited Basavraj Loni Company Secretary & Compliance Officer Place: Navi Mumbai Fino Payments Bank Limited Registered Office: Mindspace Juinagar, Plot No Gen 2/1/F, Tower 1, 8th Floor, TTC Industrial Area, MIDC Shirwane, Juinagar, Navi Mumbai- 400 706 | CIN: L65100MH2007PLC171959 | Tel: (+91 22) 7104 7000 | Website: www.fino.bank.in | Email: cs@fino.bank.in