Allotment of Securities

July 10, 2026 The Manager, The Manager, The Manager, The Manager, Listing Department, Listing Department, Listing Department, Listing Department, BSE Limited, The National Stock India International NSE IFSC Limited Phiroze Jeejeebhoy Exchange of India Ltd., Exchange (IFSC) Limited Unit-1201, 12th Floor, Towers, Dalal Street, Exchange Plaza, 5th 1st Floor, Unit No. 101, Brigade International Mumbai 400 001. Floor, Plot C/1, G Block, The Signature Building Financial Centre, Block- BSE Scrip Code: Bandra - Kurla Complex, No. 13B, Road 1C, 14, Road 1C, Zone 1, 532636 Bandra (E), Zone 1, GIFT SEZ, GIFT SEZ, GIFT City, Mumbai 400 051. GIFT City, Gandhinagar, Gandhinagar, Gujarat – NSE Symbol: IIFL Gujarat – 382050 382355 India INX Symbol: 500058 Subject: Allotment of Fixed Rate, Senior, Secured Notes Under Global Medium Term Note Programme Dear Sir/Madam, In terms of Regulations 30 and 51 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended, pursuant to the powers delegated by the Board of Directors of IIFL Finance Limited (the “Company”) and in accordance with the terms and conditions specified in Part A of the Annexure, the Finance Committee at its meeting held on Friday, July 10, 2026 has approved the allotment of USD 300,000,000, 7.60% p.a. Fixed Rate, Senior, Secured Notes due 2030 (“Notes”) issued under Regulation S and/or Rule 144A of the U.S. Securities Act, 1933 as part of the USD 1,500,000,000 Global Medium Term Note Programme of the Company by way of offering circular dated May 25, 2026 read with supplement offering circular dated July 01, 2026 (collectively, the “Offering Circular”). The Notes will be listed on India International Exchange (IFSC) Limited and NSE IFSC Limited. Thanking you. Yours faithfully, For IIFL Finance Limited Samrat Sanyal Company Secretary & Compliance Officer ACS – 13863 Email ID: csteam@iifl.com Place: Mumbai Encl: as above IIFL Finance Limited CIN No.: L67100MH1995PLC093797 Corporate Office – 802, 8th Floor, Hub Town Solaris, N.S. Phadke Marg, Vijay Nagar, Andheri East, Mumbai 400069 Tel: (91-22) 6788 1000. Fax: (91-22) 6788 1010 Regd. Office – IIFL House, Sun Infotech Park, Road No. 16V, Plot No. B-23, Thane Industrial Area, Wagle Estate, Thane – 400604 Tel: (91-22) 41035000. Fax: (91-22) 25806654 E-mail: csteam@iifl.com Website: www.iifl.com Annexure Part A – Key Terms Name of the Issuer IIFL Finance Limited Type of Instrument Fixed Rate Senior Secured Notes Type of Issuance Global Medium Term Note Programme Total Number of Securities / Notes 1 (one) Rule 144A Restricted Global Certificate and 1 (one) Reg S Unrestricted Global Certificate Ratings of the Instrument B+ / B+ / Ba3 (S&P / Fitch / Moody’s) Size of the issue USD 300,000,000 Use of Proceeds In accordance with the Company’s Social Financing Framework, for onward lending and for supporting growth of the Company’s business in accordance with the ECB Regulations (as defined in the Offering Circular). Specified Denominations of the Secured U.S.$200,000 and integral multiples of U.S.$1,000 in Notes excess thereof Allotment Date July 10, 2026 Redemption Date / Maturity Date July 10, 2030 Tenor 4 years Listing Yes, India International Exchange (IFSC) Limited and NSE IFSC Limited Coupon/interest offered, schedule of 7.60% per annum payable semi annually on January payment of coupon/interest and 10 and July 10 in each year, commencing on January principal 10, 2027 up to and including the Date of Maturity ( July 10, 2030). Redemption at par, to be paid on the Date of Maturity (July 10, 2030). Charge/security, if any, created over the First ranking pari passu charge over all right, title, assets interest, benefits, claims and demands, whatsoever of the Company in, to and in respect of, all present and future, receivables/assets, including Company’s accounts, operating cash flows, current assets, book debts, loans and advances and receivables, to the extent of complying with the Security Coverage Ratio (as defined in the Offering Circular) but excluding the Excluded Assets (as defined in the Offering Circular). Special rights or interest or privileges N.A. attached to the instrument and changes thereof Redemption Redemption at par ISIN US44964HAC88 (Rule 144A) USY3R78RMP79 (Regulation S) CUSIP 44964H AC8 (Rule 144A) Y3R78R MP7 (Regulation S) IIFL Finance Limited CIN No.: L67100MH1995PLC093797 Corporate Office – 802, 8th Floor, Hub Town Solaris, N.S. Phadke Marg, Vijay Nagar, Andheri East, Mumbai 400069 Tel: (91-22) 6788 1000. Fax: (91-22) 6788 1010 Regd. Office – IIFL House, Sun Infotech Park, Road No. 16V, Plot No. B-23, Thane Industrial Area, Wagle Estate, Thane – 400604 Tel: (91-22) 41035000. Fax: (91-22) 25806654 E-mail: csteam@iifl.com Website: www.iifl.com Part B- Other Information Details of any letter or comments regarding N.A. payment/non-payment of interest, principal on due dates, or any other matter concerning the security and /or the assets along with its comments thereon, if any Delay in payment of interest or principal N.A. amount for a period of more than three months from the due date or default in payment of interest or principal Details of redemption of preference shares N.A. indicating the manner of redemption (whether out of profits or out of fresh issue) and debentures IIFL Finance Limited CIN No.: L67100MH1995PLC093797 Corporate Office – 802, 8th Floor, Hub Town Solaris, N.S. Phadke Marg, Vijay Nagar, Andheri East, Mumbai 400069 Tel: (91-22) 6788 1000. Fax: (91-22) 6788 1010 Regd. Office – IIFL House, Sun Infotech Park, Road No. 16V, Plot No. B-23, Thane Industrial Area, Wagle Estate, Thane – 400604 Tel: (91-22) 41035000. Fax: (91-22) 25806654 E-mail: csteam@iifl.com Website: www.iifl.com