Shareholders meeting

September 07, 2026 BSE Limited National Stock Exchange of India Limited P.J. Towers, Exchange Plaza, 5th Floor, Plot No. C/1, G Dalal Street, Block, Bandra - Kurla Complex, Mumbai- 400 001 Bandra (E), Mumbai - 400 051 Scrip Code: 543386 Symbol: FINOPB Dear Sir/ Madam, Sub: Notice of the 10th Annual General Meeting (“AGM”) of Fino Payments Bank Limited (“Bank”) for the FY2025-26 We would like to inform that pursuant to the Regulation 34(1) of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 (“SEBI Listing Regulations”), the 10th AGM of the Bank will be held on Tuesday, September 29, 2026 at 12:00 Noon (IST) through Video Conferencing (“VC”) or Other Audio Visual Means (“OAVM”). Further, the Bank has commenced the dispatch of the Annual Report for the FY2025-26 along with the Notice of the AGM through electronic mode to those Members whose e-mail addresses are registered with the Depository Participants/ RTA/ Bank. The Bank has dispatched the physical letters containing the web-link of Annual Report to those Members whose e-mail addresses are not registered with the Depository Participants/ RTA/ Bank. The Notice of 10th AGM shall be available on the website of the Bank at www.fino.bank.in and also on the websites of the Stock Exchanges viz. BSE Limited at www.bseindia.com, National Stock Exchange of India Limited at www.nseindia.com and on the website of the e-voting service provider engaged by the Bank viz. National Securities Depository Limited at www.evoting.nsdl.com. Kindly take the same on record. Yours faithfully, For Fino Payments Bank Limited Basavraj Loni Company Secretary & Compliance Officer Place: Navi Mumbai Encl.: As above Fino Payments Bank Limited Registered Office: Mindspace Juinagar, Plot No Gen 2/1/F, Tower 1, 8th Floor, TTC Industrial Area, MIDC Shirwane, Juinagar, Navi Mumbai - 400 706 CIN: L65100MH2007PLC171959 I Tel: (+91 22) 7104 7000, website: www.fino.bank.in, Email: cs@fino.bank.in FINO PAYMENTS BANK LIMITED CIN: L65100MH2007PLC171959 Regd. Office: Mindspace Juinagar, Plot No Gen 2/1/F, Tower 1, 8th Floor, TTC Industrial Area, MIDC Shirwane, Juinagar, Navi Mumbai, Thane - 400706 Phone: +91 22 7104 7000 E-mail: cs@fino.bank.in | website: www.fino.bank.in NOTICE NOTICE is hereby given that the 10th (Tenth) Annual General Meeting (“AGM”) of the members of Fino Payments Bank Limited (“Bank”) will be held on Tuesday, September 29, 2026 at 12:00 Noon, Indian Standard Time (“IST”) through Video Conferencing (“VC”) or Other Audio-Visual Means (“OAVM”), in compliance with the relevant provisions of the Companies Act, 2013 and Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 read with relevant circulars issued by Ministry of Corporate Affairs (“MCA”) and Securities and Exchange Board of India (“SEBI”) in this regard, to transact the following business: ORDINARY BUSINESS: 1. To receive, consider and adopt the audited financial statements of the Bank for the financial year ended March 31, 2026 together with the reports of the Board of Directors and Auditors thereon. By order of the Board of Directors For Fino Payments Bank Limited Registered Office: Mindspace Juinagar, Plot No Gen 2/1/F, Tower 1, 8th Floor, TTC Industrial Area, MIDC Shirwane, Juinagar, Basavraj Loni Navi Mumbai, Thane - 400706 Company Secretary & Compliance Officer CIN: L65100MH2007PLC171959 ICSI Membership No. ACS: 23095 Email: cs@fino.bank.in Website: www.fino.bank.in Place: Navi Mumbai Date: August 24, 2026 AGM Notice 2025-26 | 1 NOTES: 1. As per the current composition of the Board, the Bank has The Bank has enabled the members to participate at the five Independent Directors, and two Nominee Directors AGM through the VC/ OAVM facility provided by NSDL. The representing the Holding Company. Pursuant to Section instructions for participation by members are given in the 152(6)(c) of the Companies Act, 2013 (“Act”), Independent subsequent paragraphs. Directors are not liable to retire by rotation. Further, in accordance with the provisions of the Articles of Association 6. PROXIES: of the Bank, the Nominee Directors of the Holding Company Pursuant to the provisions of the Act, a member entitled are appointed by the shareholders of the Bank, on a non- to attend and vote at the AGM is entitled to appoint a retiring basis. In view of the same, none of the Directors on proxy to attend and vote on his/ her behalf and the the Board of the Bank are subject to retirement by rotation. proxy need not be a member of the Bank. Since this Accordingly, the agenda item relating to the retirement AGM is being held pursuant to the MCA Circulars and of Directors by rotation and their re-appointment does SEBI Circulars through VC/ OAVM, physical attendance not form part of the Notice convening the 10th Annual of members has been dispensed with. Accordingly, the General Meeting. facility for appointment of proxies by the members will not be available for the AGM and hence the Proxy Form 2. The MCA vide General Circular No. 03/2025 dated September and Attendance Slip including the route map are not 22, 2025 have permitted the companies to hold Annual annexed to this Notice. General Meetings through VC / OAVM, without physical presence of the members at a common venue and provided 7. The Institutional/ Corporate members (i.e. other than relaxation from dispatching of physical copy of Annual individuals/ HUF, NRI, etc.) intending their authorized Report till further notice. representatives to attend the AGM through VC/ OAVM on its behalf and to vote through remote e-Voting are 3. In compliance with the provisions of the Act, Securities requested to send scanned certified true copy (PDF/JPEG and Exchange Board of India (Listing Obligations and Format) of the Board Resolution/ Authority Letter etc. to the Disclosure Requirements) Regulations, 2015 (“SEBI Listing Scrutinizer by e-mail through its registered e-mail address at Regulations”) and MCA Circulars, the AGM of the Bank is cskaushikjoshi@gmail.com with a copy marked to cs@fino. being held through VC/ OAVM. Hence, the members can bank.in attend and participate in the ensuing AGM through VC/ OAVM only. The proceedings of the AGM will be deemed to The Institutional / Corporate members can also upload be conducted at the Registered Office of the Bank which the aforesaid documents by clicking on “Upload Board shall be the deemed Venue of the AGM. Resolution / Authority Letter” displayed under “e-Voting” tab in their login. 4. In compliance with the MCA Circulars and SEBI Circulars, the Notice of the AGM along with the Annual Report for the 8. In case of joint holders, only such joint holder who is higher FY2025-26 are being sent only through electronic mode in the order of names as per the Register of members of the to those members whose e-mail addresses are registered Bank will be entitled to vote at the AGM. with the Bank/ Registrar and Transfer Agent (“RTA”) i.e. 9. The members attending the AGM through VC/OAVM will be KFin Technologies Limited (“KFIN”) or with the Depository counted for the purpose of reckoning the quorum under Participant (“DP”). A letter providing the web-link for Section 103 of the Act. accessing the Annual report, including the exact path, will be sent to those members who have not registered their 10. All relevant documents referred to in this Notice requiring email address with the Bank/RTA/DP. the approval of the members at the AGM will be available for inspection by the members. Members who wish to 5. The members will be entitled to get a physical copy of the inspect the documents are requested to send an e-mail to Annual Report for the FY2025-26, free of cost, upon sending cs@fino.bank.in mentioning their name, folio no. / Client ID a request to the Bank on cs@fino.bank.in. The members and DP ID, and the documents they wish to inspect, with a may note that the Notice of the AGM and the Annua [Showing first 8,000 characters — download PDF for full document]