Shareholders meeting

September 7, 2026 BSE Limited National Stock Exchange of India, Phiroze Jeejeebhoy Towers, Exchange Plaza, C-1, Block-G, Dalal Street, Bandra – Kurla Complex, Mumbai-400001 Bandra (East), Mumbai -400051 Scrip Code: 507912 Symbol: GYFTR Subject: Notice of 42nd Annual General Meeting and Annual Report for Financial Year 2025-26 - Compliance under Regulations 30 and 34 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (“Listing Regulations”) Dear Sir/Ma’am, Pursuant to Regulations 30 and 34 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, we wish to inform you that the 42nd Annual General Meeting (“AGM”) of the Company will be held on Tuesday, September 29, 2026 at 03:30 P.M. (IST) through Video Conferencing/Other Audio-Visual Means. In compliance with the captioned Regulations and other applicable provisions of the Listing Regulations, please find enclosed the Notice of the 42nd AGM of the Company and Annual Report for Financial Year 2025-26. The Notice of 42nd AGM and Annual Report for FY 2025-26 are also available on the Company’s website at https://gyftrltd.com/ . The aforesaid documents will be dispatched electronically to those Members whose e-mail IDs are registered with the Company/Adroit Corporate Services Private Limited, Company’s Registrar to an issue and Share Transfer Agent (“RTA”) or the Depository Participants (“DPs”). Further, in compliance with Regulation 36(1)(b) of the Listing Regulations, a letter will be sent to the Members whose e-mail addresses are not registered with the Company/RTA /DPs, providing a web-link to access the Annual Report on the Company’s website. This is for your information and records. Thanking You, For GYFTR Limited (Formerly known as LKP Finance Limited) Tisha Lamba Company Secretary and Compliance Officer Encl: as above Scan this QR Code to access the Investor Relations page ACROSS THE PAGES 02-15 Corporate Overview 2 Gyftr at a Glance Investor Information 4 Business Verticals Market Capitalisation 1,223.56 Crores 10 Environmental, Social and Governance (as of March 31, 2026) 14 Board of Directors and KMPs CIN L74900MH1984PLC032831 BSE Code 507912 NSE Symbol GYFTR AGM Date 29 September, 2026 AGM Mode Video Conferencing 16-81 (VC)/Other Audio Visual Means (OAVM) Statutory Reports 16 Corporate Information 17 Notice Disclaimer 37 Board's Report This document contains statements about expected future 56 Report on Corporate Governance events and financials of Gyftr Limited (formerly known as LKP 78 Management Discussion and Analysis Finance Limited) and its group companies (‘The Group’) which are ‘forward-looking’. By their nature, forward-looking statements require the Company to make assumptions and are subject to inherent risks and uncertainties. There is a significant risk that the assumptions, predictions, and other forward-looking statements 82-198 may not prove to be accurate. Readers are cautioned not to place undue reliance on forward-looking statements as several factors could cause assumptions, actual future results and events Financial Statements to differ materially from those expressed in the forward-looking statements. Accordingly, this document is subject to the disclaimer 82 Standalone and qualified in its entirety by the assumptions, qualifications and risk factors referred to in the Management Discussion and Analysis 141 Consolidated section of this Annual Report. CONNECTING LOYALTY TO EVERYDAY COMMERCE Loyalty creates more value when it becomes part of how people live and spend every day. That principle sits at the heart of the business. We bring rewards into the moments that matter, whether people are shopping, dining, travelling or making everyday purchases, so that loyalty becomes part of the transaction itself. Marketplace purchases, corporate incentives and banking reward programmes come together on a single digital platform, allowing points held across different accounts to be converted into purchasing power and used instantly. In doing so, we move loyalty beyond accumulation and make it more accessible, relevant and useful in everyday commerce. Gyftr Limited Annual Report 2025-26 Gyftr at a Glance TURNING REWARDS INTO EVERYDAY VALUE Gyftr is India’s largest digital gift voucher platform. It connects 400+ retail brands with the country’s biggest banks and corporate enterprises. In place of paper and plastic gift cards, the group delivers digital gift codes by SMS, email and WhatsApp. Its own fulfilment technology sits behind this, and it is what allows a reward to be redeemed and spent on the same day. The group holds an estimated 60% share of the market. Brands Corporate Clients Banking Clients Lakh+ Direct Consumers Corporate Overview Premier clients HDFC Bank Limited SBI Cards and Payment AU Small Finance Bharti Airtel Limited Services Limited Bank Limited Hindustan Petroleum Bharat Petroleum Indian Oil Accenture Solutions Corporation Limited Corporation Limited Corporation Limited Private Limited Ultratech Cement Dharampal Bosch Limited Dell India Satyapal Limited What We Do? The group's platform brings consumer gift vouchers, corporate rewards, banking loyalty programmes and digital payments onto one system. Each of these has historically run separately, with its own rules and its own redemption route. Holding them together is what lets a reward earned in one place be spent in another. 1,845 Average Basket size per B2C Transaction in 2025-26 Entered into International Market Expanded Enterprise Adoption (LLC Model) Gyftr Limited Annual Report 2025-26 Business Verticals VERTICAL 1: B2C GIFT VOUCHER PLATFORM (GYFTR) The group's consumer-facing business is India’s largest open marketplace for digital gift vouchers. It connects shoppers directly with leading brands, giving them a discount at the point of purchase and the voucher within seconds. Connecting the Dots Gyftr buys digital gift vouchers from leading brands in large volumes, which secures preferential pricing. Most of that saving is passed to the consumer and a small margin is retained. Because the platform is entirely digital, there is no inventory to hold, warehouse to run or physical product to ship. As a result, serving a larger volume adds very little to the cost. 1.2 Revenue Generation Mechanics (How the Company Earns) Gyftr charges users no membership or platform fee. Revenue is generated instead through four channels. The Discount Spread A B Listing and Placement Fees (The Principal Margin) Gyftr brings brands to millions of customers, and With 400+ brands on the platform, competition offers vouchers to them at wholesale discounts. for a shopper's attention is high. Brands pay us That same voucher sells to the consumer for 90, a listing and placement fees to be featured on the 10 discount. The Group keeps the 5 difference as homepage banners, top categories, or seasonal profit on the transaction. campaign spots. Joint Advertising C D Unused Vouchers (Breakage) (Co-Funded Campaigns) Gyftr partners with brands to run targeted Instant delivery and expiry reminders mean marketing campaigns. Brands co-fund or sponsor almost every voucher is used. A small direct push notifications, WhatsApp alerts, and percentage is forgotten or allowed to expire, custom recommendations powered by the and that unredeemed value contributes to the Group’s AI assistant, 'Ema', to drive shoppers to Group's margins. their vouchers. Corporate Overview 1.1 The Value Proposition (Why Customers Use Us) One-Stop Shop Instant, Real Savings Zero Waiting Time Direct access to 400+ popular brands Shoppers receive flat Vouchers are delivered across eight everyday categories, including discounts of up to 40%, with instantly to the shopper's food and dining, fashion, electronics, health no convenience fee added phone via SMS, email, and wellness, groceries, e-commerce, at checkout. or WhatsApp. entertainment, and travel. Smart Tech and Loyalty Gyftr Coins 'Ema' (AI Assistant) A reward point [Showing first 8,000 characters — download PDF for full document]