Submission of Notice of 33rd Annual General Meeting of the company scheduled to be held on 29th September 2026 at 12:30PM

CIN:L67120PB1993PLC013169 Regency Fincorp Limited (Formerly Known as: Regency Investments Limited) Corp & Regd Office: SCO 6, Upper Ground Floor LA MER, PR-7, Airport Road, Zirakpur140603, Punjab. Contact No: +91 7717593645, Web: www. regencyfincorp.co.in E-mail: regencyinvestmentsltd@gmail.com Date: 04th September, 2026 The Listing Department BSE Limited, 25th Floor, Phiroze Jeejeebhoy Towers, Dalal Street Mumbai, Maharashtra 400001 SUB: INTIMATION REGARDING B–OOK CLOUSRE, E-VOTING AND DATE OF ANNUAL GENERAL MEETING Ref: Regency Fincorp Limited (Scrip Code: 540175) Dear Sir/Madam, 33RD Annual General Meeting of the Company is Pscuhresduuanletd t too SbEeB hIe (ldL iosnti nTgu eOsbdlaigya, 2ti9otnhs S aenpdte Dmibscelro, s2u0r2e6 R aetq 1u2i:r3e0m Pe.nMt.s t)h Rroeugguhla Vtiiodneso, C2o0n1f5e r(e“nScEiBngI /L Oistthinegr RAeugduiola-Vtiiosnusa”l) M, weaen ws (oVuCld/ OlikAe V tMo )i.n form you that the The Annual Report has been submitted to Exchange under Regulation 34 of SEBI Listing Regulations. Further, we wish to inform you that the Register of Members and Share Transfer Books of the Company will remain closed from Saturday, 26th September, 2026 till Tuesday, 29th September 2026, (both days inclusive) for the purpose of the 33rd Annual General Meeting of the company. Furthermore, the company is providing the E-voting facility to its members which would enable them to cast their vote electronically. The facility is being provided through NSDL e-voting platform. The remote e-voting period commences on Saturday, 26th September, 2026 (9:00 A.M) and ends on Monday, 29th September, 2026 (05:00 P.M). The remote e-voting module shall be disabled by NSDL for voting thereafter. Any person who is a member of the Company as on Friday, 22nd day of September, 2026 shall be entitled to vote through Remote E-voting. In compliance with the applicable provisions and circulars, the Notice of the 33rd Annual General Meeting along with the Annual Report 2025-26 including therein the Audited Financial Statements for the financial year ended on 31st March, 2026 together with the Reports of the Board and Auditors thereon will be sent only through electronic mode to those members whose email addresses are registered with the Registrar & Share Transfer Agent/Depositories. You are requested to take the above information on record. This is for your information and record Thanking You, For REGENCY FINCROP LIMITED ABHIMANYU COMPANY SECRETARY AND COMPLIANCE OFFICER MEMBERSHIP. NO.: A49176 33rd ANNUAL REPORT 2026 REGENCY FINCORP LIMITED SCO 6, Upper Ground Floor LA MER, regencyinvestmentsltd@gmail.com PR-7, Airport Road, www.regency(cid:976)incorp.co.in Zirakpur-140603, Punjab. Ph:+91 7717593645 REGENCY FINCORP LIMITED Fincorp CONTENTS 1. Corporate Information 1-4 2. Performance Highlights 5-11 3. Notice of Annual General Meeting 12-38 4. Directors' Report and Annexures 39-67 o Annexure-I – Secretarial Audit Report 68-71 o Annexure-II – Corporate Governance Report 72-105 o Annexure-III – Management Discussion and Analysis 106-118 o Annexure-IV – Policy on Remuneration of Directors, etc. 119-122 o Annexure-V – Declaration on Compliance with the Company's Code of 123 Conduct o Annexure-VI – CFO Certificate Certification 124-125 o AOC-1 126 5. Independent Auditors' Report and Balance Sheet Standalone 127-159 6. Independent Auditors' Report and Balance Sheet Consolidated 160-180 Thirty Third Annual Report 2025-26 REGENCY FINCORP LIMITED Fincorp Board of Directors and Key Managerial Personnel: Name Designation Date of Appointment Mr. Gaurav Kumar (DIN: 06717452) Managing Director 13th September,2017 Mr. Sarfaraz Mallick (DIN: 10255433) Whole-Time Director 31st October, 2023 Non-Executive Mr. Vishal Rai Sarin (DIN: 08758350) 5th September, 2020 Non-Independent Director Non-Executive Ms. Dolly Setia (DIN: 10501076) Independent 28th February, 2024 Director Non-Executive Mr. Sachin Garg (DIN: 09094753) Independent 17th February 2026 Director Non-Executive Mr. Sanjay Mittal (DIN: 11548754) Independent 25th March 2026 Director Mr. Sarfaraz Mallick (DIN: 10255433) Chief Financial Officer 29th March, 202 5 Mr. Abhimanyu Company Secretary & Complia nce Officer 17th September 2026 For details of change in management please refer director report attached herewith. 1. AUDIT COMMITTEE : Name of Director Nature of Directorship Status in Committee Non-Executive Mr. Sachin Garg Chairperson Independent Director Non-Executive Mr. Sanjay Mittal Member Independent Director Mr. Gaurav Kumar Managing Director Member 2. NOMINATION AND REMUNERATION COMMITTEE Name of Director Nature of Directorship Status in Committee Mr. Sachin Garg Non-Executive Chairperson Independent Director Mr. Sanjay Mittal Non-Executive Member Independent Director Ms. Dolly Setia Non-Executive Member Independent Director Thirty Third Annual Report 2025-26 Corporte Overview Statutory Reports Financial Statements 1 REGENCY FINCORP LIMITED Fincorp 3. STAKEHOLDERS RELATIONSHIP COMMITTEE: Name of Director Nature of Directorship Status in Committee Mr. Sachin Garg Non-Executive Chairperson Independent Director Mr. Sanjay Mittal Non-Executive Member Independent Director Ms. Dolly Setia Non-Executive Member Independent Director Mr. Gaurav Kumar Managing Director Member STATUTORY AUDITORS: REGISTERED OFFICE: M/s. K N S G & Co LLP SCO 6, Upper Ground Floor LA MER, PR-7, Airport Chartered Accountants Road, Zirakpur140603, Punjab. MCB-Z-1/07037, Adj. R.O. Opp. Qila Gate, Phone: +91 7717593645 Bathinda, Punjab-151001 Email: regencyinvestmentsltd@gmail.com Email: Sourav.garg@gmail.com Website: www.regencyfincorp.co.in SECRETARIAL AUDITOR: CORPORATE IDENTITY NUMBER: Mr. Shailendra Kumar Roy L67120PB1993PLC013169 (M.No: A25823; CP: 11738) Practicing Company Secretary Email: shailendrakumarroy4@gmail.com BANKER TO THE COMPANY: REGISTRAR & SHARE TRANSFER AGENT: YES BANK LIMITED MAS Services Ltd. Sector-82, Mohali, T/34, 2nd Floor, Okhla Industrial Area, Phase II, Punjab-140308 New Delhi-110020, Tel.: 011 - 26378781/82/83 Email: info@masserv.com Thirty Third Annual Report 2025-26 Corporte Overview Statutory Reports Financial Statements 2 REGENCY FINCORP LIMITED Fincorp Chairman's Speech Annual Report – FY 2025–26 Dear Shareholders, It gives me great pleasure to address you on behalf of the Board of Directors and present the Annual Report of Regency Fincorp Limited for the financial year 2025–26. This year has been a period of strategic progress, financial strengthening and expansion of our lending capabilities, in line with our vision to build a trusted, innovative and technology-enabled Non-Banking Financial Company contributing to India's growth story. It is a privilege to address our shareholders on this important occasion and to share with you the progress and developments achieved by the Company during the year. The financial year under review has been an important and encouraging year for Regency Fincorp Limited, marked by strong business growth, strengthening of our lending operations, expansion of our secured MSME portfolio and focused execution of our long-term strategic objectives. At present, the Regency Fincorp Limited team is making its best possible efforts to build a stable, scalable and sustainable MSME-focused lending platform with a strong digital lending orientation. During the year, we continued to strengthen our focus on MSME and secured lending, while simultaneously advancing our digital lending capabilities. Prudent underwriting, disciplined risk management, technology-led processes and operational efficiency remain at the core of our business approach. Our continued focus remains on developing a strong secured MSME loan portfolio, supported by technology- enabled and digital lending solutions. We believe that the MSME sector presents significant opportunities for sustainable growth, and the Company is committed to supporting underserved and underbanked MSMEs through accessible, efficient and responsible credit solution [Showing first 8,000 characters — download PDF for full document]