We are submitting herewith the Annual Report for the financial year 2025-26.

04th September 2026 To, To, The Metropolitan Stock Exchange of India The BSE Limited Limited 205(A), 2 nd floor, Piramal Agastya Department of Corporate Services Corporate Park, Kamani Junction, Phiroze Jeejeebhoy Towers, LBS Road, Kurla (West), Mumbai– 400070 Dalal Street, Mumbai-400 001 MSEI Symbol: BCL Scrip Code: 539621 Sub: Submission of Notice of 41 st Annual General Meeting and Annual Report of BCL Enterprises Limited (“Company”) for the financial year 2025-26 in compliance with the Regulation 30, 34 and other applicable provisions of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 (“SEBI LODR Regulations”) Dear Sir/ Madam, We wish to inform that the 41 st Annual General Meeting (“AGM”) of the Company, is scheduled to be held on Monday, September 28, 2026, at 04:30 P.M. (IST) through Video Conferencing (VC) / Other Audio Visual Means (OAVM), in accordance with the applicable circulars issued by the Ministry of Corporate Affairs and the Securities and Exchange Board of India. Pursuant to the Regulation 30 and 34 of the SEBI (LODR) Regulations, we are herewith submitting the Notice convening the 41 st AGM of the company (including therein the e-voting instructions and other details) (“ Notice ”) along with the Annual Report of the company for the financial year 2025-26 (“ Annual Report ”). Further pursuant to Section 108 of the Companies Act, 2013, read with rule 20 of the Companies (Management and Administration) Rules, 2014 and Regulation 44 of the SEBI (LODR) Regulations, the Company is pleased to provide to its members the facility to cast their votes(s) through remote e-voting starting from Friday, September 25, 2026 at 09:00 A.M. to Sunday, September 27, 2026 at 05:00 P.M. (IST). During this period Shareholders of the Company, holding shares either in physical form or in dematerialized form, as on the cut-off date i.e. September 21, 2026 may cast their vote electronically. The Notice along with the Annual Report will be available on the website of the Company, at https://bclenterprisesltd.in/ under the Investors Section and on the website of MAS Services Ltd. Registrar to an Issue & Share Transfer Agent of the Company. You are requested to take the information on record and oblige. Yours faithfully, For BCL Enterprises Limited Mahendra Kumar Sharda Managing Director DIN: 00053042 BCL Enterprises Limited CIN: L65100DL1985PLC021467 Registered Office: Unit No. 213, D Mall, Plot No. A1, Netaji Subhash Place, Pitampura, Delhi, 110034 Contact: +91-11-4308 0469bc l|e Enmtearipl:r isesltd@gmail.com |www.bclenterprisesltd.in BCL ENTERPRISES LIMITED ANNUAL REPORT FY2025-26 About Us 04 Table of Message from Managing Director 08 Contents Our Vision and Mission 10 Our Product & Services 11 Company Information 14 Notice to Shareholders 16 Directors’ Report 26 Secretarial Audit Report 38 Corporate Goverance Report 41 Declaration regarding Code of Conduct 56 VISUALLY Certificates 57 This report provides a comprehensive Management Discussion and Analysis Report 60 overview of BCL Enterprises Limited’s performance, strategic initiatives, financial highlights, and outlook for the Auditor’s Report on Financial Statements 62 financial year 2025–26 Financial Statements 68 BCL ENTERPRISES LIMITED ANNUAL REPORT FY2025-26 Global Network The Company was incorporated with name “Balaji We Strengthen Companies Commercial Limited” and the LISTED BCL Enterprises Limited is a Non Banking Financial Company Certificate of Incorporation With Trust, Transparency (NBFC) under the category B (NBFCs) not accepting was granted by the Registrar Public Deposits). The Company obtained its Certificate of of Companies, NCT of Delhi and Financial Excellence Registration from RBI to carry on the business of non-banking & Haryana on 22nd July, 1985 As a listed entity on both the financial institution on 02nd May 2014. The Registration no. vide registration No. 21467. Bombay Stock Exchange of the Company with RBI is 14.01006. The Corporate Identification (BSE) and the Metropolitan BCL Enterprises aims to deliver value to its stakeholders Number of the Company is Stock Exchange of India through responsible lending practices, operational At present, the Company is carrying on activities of NBFCs. L65100DL1985PLC021467. (MSE), the company The name of the Company was adheres to strict regulatory efficiency, and ethical corporate governance, while The main business of the Company is to carry on the business changed to BCL Enterprises of financiers (not amounting to banking business) by way of and compliance standards, consistently working toward strengthening its Limited with effect from 24th lending and advancing money to industrial, commercials and ensuring transparency and processes and adopting a customer-centric approach December 2013. timely disclosures. other enterprises. for sustainable growth. Overview Services Statutory Reports Financials WHATS INSIDE BCL Enterprises Limited continues to strengthen its position as a customer-centric Non-Banking Financial Company (NBFC) by delivering innovative financing solutions backed by prudent risk management and a strong capital base. During FY 2025-26, the Company focused on expanding its lending portfolio, strengthening its balance sheet, and creating long-term value for its stakeholders through disciplined growth and strategic capital deployment. Driven by an experienced management team and a commitment to operational excellence, BCL Enterprises Limited continues to diversify its product offerings to address the evolving financial needs of individuals and businesses. By leveraging technology, strengthening governance practices, and maintaining a customer-first approach, the Company remains well-positioned to deliver sustainable growth and enhance shareholder value. BCL ENTERPRISES LIMITED ANNUAL REPORT FY2025-26 Overview Services Statutory Reports Financials ANNUAL REPORT FY 2025-26 PERFORMANCE Foundation to AUM The year witnessed also increased to ₹89.05 Lakhs, significant business growth, compared to ₹75.61 Lakhs with the Company’s Assets in FY 2024-25, registering Looking ahead, the Company is focused on broadening ₹3,885.04 Under Management (AUM) a healthy growth of 17.78%. its portfolio of financial products, expanding its reach increasing to ₹3,885.04 Lakhs These achievements reflect across key markets, and capitalising on emerging from ₹1,169.92 Lakhs in the the Company’s expanding opportunities in the lending ecosystem. With a strong previous year, representing an customer base, improving foundation and a clear strategic vision, BCL Enterprises impressive growth of 232.08%. operational performance, and COMPANY’S ASSETS UNDER Limited is confident of sustaining its growth momentum The Company’s Interest Income growing market presence. MANAGEMENT (AUM) and creating long-term value for all stakeholders. BCL ENTERPRISES LIMITED ANNUAL REPORT FY2025-26 We remain focused on building a stronger, more agile and future-ready organisation that creates lasting value for all our Message from the stakeholders The Company is a Non Deposit Accepting Managing Director Non-Banking Finance Company (“NBFC”), holding a Certificate of Registration (B-14.01006) dated May 02, 2014 from the Reserve Bank of India (“RBI”). Dear Shareholders, It gives me immense pleasure to present the Annual Report of your Company for the financial year 2025-26. The year under review reflects our continued commitment towards strengthening our business operations, maintaining regulatory discipline and creating sustainable value for our stakeholders. As a Non-Banking Financial Company, we remain focused on responsible lending, prudent risk management and delivering efficient financial solutions to meet the evolving needs of our customers. Our approach continues to be guided by strong governance practices, operational transparency and compliance with the regulatory framework prescribed by the Reserve Bank of In [Showing first 8,000 characters — download PDF for full document]