Pursuant to Regulation 34(1) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, we hereby submit and enclose herewith the Annual Report of Network People ....

ISIN: INE0FFK01017 Date: 04.09.2026 The National Stock Exchange of India BSE Limited Limited, Exchange Plaza, NSE Building, Corporate Relationship Department Bandra Kurla Complex, Bandra East, Phiroze Jeejeebhoy Towers, Mumbai-4000513 Dalal Street, Mumbai – 400 001 Fax: 022-26598237, 022-26598238 Scrip Code: 544396 SYMBOL: NPST Subject: Submission of Annual Report for the Financial Year 2025–26 Respected Sir/Madam, Pursuant to Regulation 34(1) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, we hereby submit and enclose herewith the Annual Report of Network People Services Technologies Limited for the Financial Year 2025–26. The Annual Report for the Financial Year 2025–26 is also being made available on the website of the Company at www.npstx.com. Kindly take the aforesaid on your records. For Network People Services Technologies Limited Chetna Chawla Company Secretary and Compliance Officer Membership No: A64291 NPST - Transforming Payments into Progress Network People Services Technologies Limited Annual Report 2025-26 Contents Transforming Payments Strategic Transformation & Business Corporate Overview De-risking into Progress Setting the Vision To truly transform payments into progress, we must 04 About Us ensure that our foundation is as resilient as our technology is innovative. Over the past year, we have 06 What Sets Us Apart Payments are no longer just the final step banks, fintechs, payment aggregators, undertaken a rigorous journey of strategic transformation 08 Journey and business de-risking to safeguard our growth and in a transaction; they are the connective enterprises and public institutions with 10 Chairman and Managing accelerate our global ambitions. By optimising our Director’s Communique tissue of the modern economy. scalable, API-first solutions that power real- operations and diversifying our revenue, we are 12 Financial Performance Across the world, digital adoption is time payments, digital banking, merchant turning strategic foresight into measurable progress: converting everyday exchanges into acceptance and AI-driven risk intelligence. Transforming Our Business powerful engines for socio-economic 16 Why We Transformed Today, our focus extends beyond enabling advancement. Every digital transaction Regulatory De-risking 18 Strategic Commitments holds the potential to expand financial transactions. We are building intelligent Reduced dependency on Evok, lowering single- platforms that integrate payments, partner concentration and regulatory exposure. access, unlock real-time insights, inspire Our Growth Engines data, compliance, risk and digital credit, new business models, and integrate 22 Business Verticals while expanding our presence across millions into the formal economy. 28 Product Portfolio international markets. Supported by AI-led Revenue Model Evolution 29 New Product Offerings and Over the years, we have evolved from innovation, SaaS-based delivery models Shifted focus beyond India’s UPI ecosystem towards Target Segments a payment technology provider into and globally scalable infrastructure, we are interoperable global payment infrastructure with 30 Product Design and a comprehensive digital banking and creating a resilient business with diversified stronger monetisation potential. Business Momentum payments infrastructure partner. Through revenue streams and long-term Driving the Next Wave of Progress our Technology Service Provider (TSP), growth potential. Payments Platform-as-a-Service (PPaaS) 34 Strategic Priorities Organisational Resilience and RegTech businesses, we empower As we look ahead, our ambition is clear 36 Where the Future Growth Rebuilt business operations through disciplined to transform payments into progress by Will Come From execution, adaptability and enhanced building trusted digital infrastructure operational strength. Creating Shared Value that strengthens financial ecosystems, 40 People accelerates innovation and creates 42 CSR lasting value for customers, partners, Strategic Upside Unlocking 44 Board of Directors shareholders and society. Developed next-generation payment solutions, expanded international opportunities and built scalable revenue streams. Statutory Reports 46 Notice of 13th Annual General Meeting FY 2025-26 Highlights 56 Directors’ Report Business Matrix Optimisation Focused on improving payment terms, enhancing 84 Management Discussion Financial business mix and targeting 300%+ improvement in and Analysis revenue per employee over the next three years. 90 Corporate Governance Report ₹1,949 million ₹506 million ₹408 million 106 B usiness Responsibility and Sustainability Reporting Revenue EBITDA Profit After Tax (PAT) + Read more Page 16 13% y-o-y -16% y-o-y -10% y-o-y Financial Statements y-o-y 140 Standalone 204 Consolidated Corporate Overview Statutory Reports Financial Statements Setting the Vision 02 Network People Services Technologies Limited Annual Report 2025-26 03 Corporate Overview Statutory Reports Financial Statements About Us NPST: Powering Progress Through Payments What Drives Us Our 3P Operating Philosophy Founded in 2013, we are one of India’s leading digital banking and payments Vision Positivity infrastructure providers. We combine deep domain expertise, advanced Provide digital technology Foster a positive work environment technology capabilities and a comprehensive suite of banking and payment to boost employee engagement, across financial value chain enhance customer satisfaction, and solutions to help banks, fintechs, payment aggregators, NBFCs, enterprises exceed shareholder expectations. and public institutions build secure, scalable and efficient financial Productivity ecosystems. Focus on higher productivity through automation and efficiency improvements. Our Impact at Process a Glance Ensure high standards of corporate governance to build a resilient and 12+ Years respected organisation. of Experience 100+ Our Core Values: The ICARCI Formula Customers Served 25+ Innovation Collaboration Power progress through real-world Foster trusted partnerships across Banks Catered solutions that expand financial the ecosystem to achieve shared access and opportunity. goals for our customers, community, and the planet. 900+ Our operations span three core As digital payment ecosystems business verticals: Technology continue to evolve, we remain Locations Service Provider (TSP), Payments committed to innovation and agility, Platform-as-a-Service (PPaaS) and helping financial institutions adapt Accountability Integrity 2+ million RegTech. Our integrated portfolio to changing customer expectations, spans transaction switching, digital regulatory requirements and Own every action, and deliver Earn trust through ethical conduct, Merchants Onboarded banking, customer experience, technological advancements. outcomes that make a transparent engagement and merchant acceptance and regulatory meaningful impact. principled leadership. Beyond India, we are expanding technology (RegTech) solutions. 20+ billion our presence across emerging Powered by a modular, API-first markets in Africa and the Middle Annual Transactions Respect Care architecture, we enable real-time East, partnering with institutions payments, embedded credit, bill to build interoperable, resilient Build inclusive solutions through Put people’s wellbeing at 90+ million payments, reconciliation, risk and future-ready digital payment empathy and deep understanding the heart of technology. intelligence and API-led digital ecosystems that drive inclusive and of diverse users’ needs. Daily Transactions banking capabilities. sustainable growth. 04 Network People Services Technologies Limited Annual Report 2025-26 05 Corporate Overview Statutory Reports Financial Statements What Sets Us Apart The NPST Advantage With our differentiated capabilities, technology expertise and ecosystem partnerships, we deliver secure, scalable and future-ready payment solutions, creating s [Showing first 8,000 characters — download PDF for full document]