Please find attached notice of AGM

JSFB/SEC/2026-27/78 04th September 2026 National Stock Exchange of India Ltd. BSE Limited Exchange Plaza, C-1, Block G, Phiroze Jeejeebhoy Towers, Bandra Kurla Complex, Bandra (East), Dalal Street, Mumbai 400051. Mumbai 400001. Sub: Notice of the 20th Annual General Meeting Ref: Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (“Listing Regulations”) Dear Sir/Madam, This is to inform that the 20th Annual General Meeting (AGM) of the Bank will be held on Tuesday, 29th September 2026 at 11:00 A.M. (IST) through video conferencing ('VC')/other audiovisual means ('OAVM'). Pursuant to Regulation 30 read with Schedule III Part A of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, we are submitting herewith Notice of the 20th Annual General Meeting. In compliance with the Ministry of Corporate Affairs (MCA) circulars, the Notice of the 20th Annual General Meeting of the Bank is being sent only by electronic mode to those Members, whose e-mail addresses are registered with the Company / Depositories / RTA. Further, the Bank has fixed Wednesday, 23rd September 2026 as the cut-off date for determining eligibility of Members entitled to vote through remote e-voting or e- voting at the AGM. The same has also been uploaded on the Company’s website at www.jana.bank.in You are requested to kindly take the same on your record and oblige. Thank you Yours faithfully For Jana Small Finance Bank Limited Lakshmi R N Company Secretary & Compliance Officer JAMA KARO, JANA KARO Registered Office: Jana Small Finance Bank Limited T +91 80 4602 0100 The Fairway Business Park, # 10/1, 11/2 & 12/2B, Off E info@janabank.com D omlur, Koramangla Inner Ring Road, Next to Embassy Golf W www.janabank.com Links, Challaghatta, Bengaluru -560071. CIN No. L65923KA2006PLC040028 NOTICE FOR CONVENING 20TH ANNUAL GENERAL MEETING OF JANA SMALL FINANCE BANK LIMITED Notice is hereby given that the 20th Annual General Meeting (“AGM”) of the Members of Jana Small Finance Bank Limited (“JSFB” or “Bank”) will be held through video conference(“VC”) /Other Audio Visual Means (“OAVM”) on Tuesday, 29th September 2026 at 11.00 AM to transact the following business: ORDINARY BUSINESS: ITEM NO. 1: To receive, consider and adopt the Standalone Audited Financial Statements of the Bank for the financial year ended 31st March 2026, together with the schedules, notes and annexures thereto, the reports of the Board of Directors and the Auditors thereon. To consider and if thought fit, to pass with or without modification(s), the following resolution as an Ordinary Resolution: “RESOLVED THAT the Audited Financial Statements of the Bank for the financial year ended 31st March 2026 together with the schedules and annexures thereto and the reports of the Board of Directors and the Auditors thereon as circulated, be and are hereby received, considered and adopted.” ITEM NO. 2: To re-appoint Mr. Rahul Khosla (DIN: 03597562), the director, who retires by rotation, and being eligible, offered himself for re-appointment. To consider and if thought fit, to pass with or without modification(s), the following resolution as an Ordinary Resolution: “RESOLVED THAT pursuant to the provisions of Section 152 and other applicable provisions, if any, of the Companies Act, 2013 and rules made thereunder, Mr. Rahul Khosla (DIN: 03597562), Director of the Bank, who retires by rotation at this meeting and who being eligible has offered himself for re-appointment, be and is hereby re-appointed as Non-Executive Director of the Bank, liable to retire by rotation.” SPECIAL BUSINESS: ITEM NO. 3: To approve the remuneration of Mr. Ajay Kanwal (DIN: 07886434), Managing Director & CEO of the Bank for the financial year 2026-27. To consider and if thought fit, to pass with or without modification(s), the following resolution as an Ordinary Resolution: “RESOLVED THAT pursuant to the provisions of Sections 197, 198 and 203, read with Schedule V and other applicable provisions, if any, of the Companies Act, 2013, (the “Act”) and the Companies (Appointment and Remuneration of Managerial Personnel) Rules, 2014 and applicable provisions of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 (“Listing Regulations”) and provisions of Section 35B and other applicable provisions, if any, of the Banking Regulation Act, 1949 and the rules, guidelines and circulars issued by the Reserve Bank of India (the “RBI”) in this regard, from time to time, and any other applicable Laws, Rules and Acts [including any statutory amendment(s), modification(s), variation(s) or re-enactment(s) thereof, for the time being in force] and subject to all other requisite approvals, permissions and sanctions as may be required and subject to such conditions as may be prescribed by any statutory authority while granting such approvals and in consonance with the provisions of Articles of Association of the Bank and pursuant to the recommendation of the Nomination and Remuneration Committee (“NRC”) and Board of Directors of the Bank, approval of members of the Bank be and is hereby accorded for payment of remuneration to Mr. Ajay Kanwal (DIN: 07886434), Managing Director & CEO of the Bank, as detailed below with effect from 01st April 2026 and the same shall continue till any further revision, on the terms and conditions as may be approved by RBI: Particulars Amount in Rupees (per annum) Fixed pay (including perquisites)* 6,08,81,100 Variable pay (including cash and stock options) 6,69,69,210 Total Remuneration 12,78,50,310 * Includes corporate club membership: Payment of subscription and other fees up to Rs. 1,20,000/- p.a. plus applicable GST (forming part of the fixed pay) Annual Report 2025-26 21 Annual Report 2025-26 RESOLVED FURTHER THAT pursuant to the Reserve Bank of India (Small Finance Banks – Governance) Directions, 2025 dated November 28, 2025, the Board and/or NRC be and is hereby authorised to make suitable adjustments, if any, between Fixed Pay & Variable Pay including its components while keeping the overall remuneration within limits given hereinabove in compliance of RBI circular and in compliance of changes that the RBI may instruct in this regard. RESOLVED FURTHER THAT Mrs. Lakshmi R N, Company Secretary of the Bank be and is hereby authorised for and on behalf of the Bank to do or cause to do all acts, matters, deeds and things and give such directions as may be required, necessary, expedient or desirable for giving effect to the above resolution and make all such filings as are required under the Companies Act, 2013.” ITEM NO. 4: To approve the remuneration of Mr. K S Raman (DIN: 10380292), Executive Director of the Bank for the financial year 2026-27. To consider and if thought fit, to pass with or without modification(s), the following resolution as an Ordinary Resolution: “RESOLVED THAT pursuant to the provisions of Sections 197, 198 and 203, read with Schedule V and other applicable provisions, if any, of the Companies Act, 2013, (the “Act”) and the Companies (Appointment and Remuneration of Managerial Personnel) Rules, 2014 and applicable provisions of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 (“Listing Regulations”) and provisions of Section 35B and other applicable provisions, if any, of the Banking Regulation Act, 1949 and the rules, guidelines and circulars issued by the Reserve Bank of India (the “RBI”) in this regard, from time to time, and any other applicable Laws, Rules and Acts [including any statutory amendment(s), modification(s), variation(s) or re-enactment(s) thereof, for the time being in force] and subject to all other requisite approvals, permissions and sanctions as may be required and subject to such conditions as may be prescribed by any statutory authority while granting such approvals and in consonance [Showing first 8,000 characters — download PDF for full document]