In terms of Reg 34 of SEBI (LODR) regulations, 2015 we are enclosing a Copy of Annual Report of the Company for the FY 2025-26 and the same is available on the COmpanys'' Website

CO/CS/29/2026-27 3rd September 2026 Bombay Stock Exchange Limited Phiroze Jeejibhai Towers Dalai Street, Mumbai - 400 001 Dear Sir / Madam, Scrip Code: 523465 Sub: Copy of Annual Report of the Ind Bank Housing Limited for the FY 2025-26: In terms of Regulation 34 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, we are enclosing a copy of Annual Report of the Company for FY 2025-26. Copy of Annual Report FY 2025-26 is available on Company’s website https://www.indbankhousing.com/investors.html. Kindly take the same on your records. Thanking You. Yours Faithfully For Ind Bank Housing Limited K. Aarthi Company Secretary & Compliance Officer CONTENTS Notice to Shareholders - 2 Board’s Report - 11 Secretarial Audit Report - 16 Report on Corporate Governance - 20 Management Discussion & Analysis Report - 34 Comments of the Comptroller and Auditor General of India - 38 Auditors’ Report - 39 Balance Sheet - 49 Profit and Loss Account - 50 Cash Flow Statement - 52 Schedules - 53 n ti B l Registered Office: 480, III Floor, Khivraj Complex-I Anna Salai, Nandanam, Chennai - 600 035, Ph : 24329235 BOARD OF DIRECTORS · Shri Shiv Bajrang Singh :- Non Executive Nominee Director · Shri Sunil Jain:- Non Executive Nominee Director · Shri A Sivasankar :- Non Executive Nominee Director (upto 30.04.2026) · Shri R Murugesan :- Non Executive Nominee Director (from 14.08.2026) · Smt Padma R: - Independent Director · Shri G R Sundaravadivel :- Independent Director · Ms. V. Rajalakshmi :- Independent Director · Shri V. Haribabu :- Managing Director Composition of Committees Audit Committee · Shri G R Sundaravadivel · Shri Sunil Jain · Smt Padma R · Ms. V. Rajalakshmi Nomination and Remuneration Committee · Ms. V. Rajalakshmi · Shri Sunil Jain · Smt Padma R · Shri G R Sundaravadivel Stakeholder Relationship Committee · Smt Padma R · Shri G R Sundaravadivel · Shri V. Haribabu Chief Financial Officer :- Smt Harene La Company Secretary and Compliance Officer:- Smt K. Aarthi Statutory Auditors:- M/s. A.R.Krishnan & Associates., Chartered Accountants, Chennai Secretarial Auditors :- M/s Shanmugam Rajendran & Associates LLP, Practicing Company Secretaries, Chennai Banker:- Indian Bank, Nandanam Branch, Chennai Share Registrars & Transfer Agents:- M/s Cameo Corporate Services Ltd, Subramaniam Building, 1, Club House Road, Chennai-600 002. Tel:- 044-28460390. Notice of 35th Annual General Meeting Notice is hereby given that the 35th (Thirty Fifth) Annual General Meeting of the Members of the Company will be held on Tuesday 29th September 2026 at 11.30 A.M through Video Conferencing ("VC")/Other Audio-Visual Means("OVAM") to transact the following business: ORDINARY BUSINESS: 1. To consider and adopt the audited standalone financial statement of the Company for the financial year ended March 31, 2026 and the reports of the Board of Directors and Auditors thereon. 2. To appoint a Director in place of Shri Sunil Jain (DIN: 09665264), Nominee Director, who retires by rotation and being eligible, offers himself for re-appointment. 3. To authorize the Board of Directors of the Company to fix the remuneration of the Statutory Auditors appointed by the Comptroller and Auditor General of India and, in this regard, to consider and, if thought fit, to pass the following resolution as an Ordinary Resolution "RESOLVED THAT the Board of Directors of the Company be and is hereby authorized to fix the remuneration payable to the Statutory Auditors of the Company appointed by the Comptroller and Auditor General of India” SPECIAL BUSINESS 4. To re-appoint Smt R. Padma (DIN: 09112490), Independent Director for a second term of five (5) consecutive years and in this regard, to consider and if thought fit, to pass the following resolution as a Special Resolution “RESOLVED THAT pursuant to the provisions of Sections 149, 150, 152 and other applicable provisions, if any, of the Companies Act, 2013, and the Companies (Appointment & Qualification of Directors) Rules, 2014, read with Schedule IV to the said Act (including any statutory modification(s) or re-enactment thereof, for the time being in force) and SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 as amended from time to time, and based on the recommendation of the Nomination and Remuneration Committee and Board of Directors of the Company, Smt R. Padma (DIN: 09112490), be and is hereby re- appointed as an Independent Director of the Company for a second term of five (5) consecutive years commencing from the conclusion of 35th Annual General Meeting till the conclusion of 40th Annual General Meeting, not liable to retire by rotation.” By Order of the Board For Ind Bank Housing Ltd. Sd/- Place : C hennai CS K. Aarthi Date : 02.09.2026 Regn No: A70915 Company Secretary and Compliance Officer NOTES: 1. Annual General Meeting through video conference /other video conference : Pursuant to circular issued by the Ministry of Corporate Affairs (“MCA Circulars”) with regard to holding of Annual General Meetings through Video Conferencing / Other Audio Visual Means (VC/OAVM) and SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (“Listing Regulations”), the AGM of the Company is being conducted through VC/OAVM, which does not require physical presence of shareholders at a common venue. Hence, Shareholders can attend and participate in the AGM through VC/OAVM only. The detailed procedure for participating in the Meeting through VC/OAVM is given in Note No.7. The Company has opted Central Depository Services (India) Limited (“CDSL) for conducting the AGM. In line with the aforesaid SEBI and MCA Circulars, the Notice of AGM along with Annual Report 2025-26 is being sent only through electronic mode to those shareholders whose email addresses are registered with the Company/ Depositories. Shareholder may note that Notice and Annual Report 2025-26 have been uploaded on the website of the Company at www.indbankhousing.com. The Notice can also be accessed from the websites of the Stock Exchanges i.e. BSE Limited at www.bseindia.com and the AGM Notice is also available on the website of CDSL (agency for providing the Remote e-Voting facility) i.e www.evotingindia.com. Shareholders holding shares in physical mode may temporarily register their e-mail Ids by clicking on the link https://investors.cameoindia.com or share the particulars by email to agm@cameoindia.com to get the soft copy of the Notice of AGM and the Annual Report. 1. E -voting The voting period begins on, Saturday, 26th September 2026 from 9.00 AM and ends on Monday, 28th September 2026 at 05.00 PM. During this period, shareholders of the Company, holding shares either in physical form or in dematerialized form, as on Tuesday 22nd September 2026, i.e., the cut-off date (record date), may cast their vote electronically. The voting rights of members shall be in proportion to their shares to the paid-up equity share capital of the Company as on the cut-off date i.e Tuesday 22nd September 2026. The e-voting module shall be disabled by CDSL for voting thereafter. The Board of directors of the Company has appointed, M/s. GRNK & Associates, Practicing Company Secretaries, as the Scrutinizer of AGM to scrutinize voting process in a fair and transparent manner. The Scrutinizer shall, after the conclusion of voting at the AGM unblock the votes cast through remote e-voting including e-voting on the date of AGM. Voting results of AGM will be communicated to the Stock Exchanges not later than two working days of the conclusion of the AGM. The results declared along with the Scrutinizer's Report will be uploaded on the Company's website, www.indbankhouisng.com. 2. Appointment of proxies and authorized representative(s): Pursuant to the aforesaid circulars, the facility to appoint proxy to attend and cast vote for the shareholders is not available for this AGM, as it is being held through VC/OAVM. However, the Body Corporates are entitled to [Showing first 8,000 characters — download PDF for full document]