Shareholders meeting

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Thankyionug, Youfrasi thfully, FoUrC H ousiFnign aLnimciet ed VarsHhaar dasani CompaSneyc reatnaCdro ym pliOafnfciec er CINNO :.L 69522MH1989PL5C70522Webs:wwi wt.el iicnhgo.ucsom Registe&rC eodr poOffircea:t UeC H ousFininagn Lcte1d 3.1M,,a keTro we1r3t-hFF l,o CourffP,ea raMdumeb,a -i4 00005 Te+l9:21 22 2178 60F0,a+ x9:21 22 21877 7E7-,m laiicl:h ousing@lichousing.com LIC Housing Finance Limited Transcript of the 37th Annual General Meeting of LIC Housing Finance Limited held on Friday, 28 August, 2026 at 03:30 P.M. (IST) through InstaMeet Management: Sr. No. Name Designation Chairman And Non-Executive (Nominee) Shri R Doraiswamy 1 Director 2 Shri Ratnakar Patnaik Non-Executive (Nominee) Director 3 Shri T Adhikari Managing Director and Chief Executive Officer 4 Shri P Koteswara Rao Non-Executive Non-Independent Director 5 Shri Kashi Prasad Khandelwal Independent Director 6 Shri Sanjay Kumar Khemani Independent Director 7 Shri Akshay Rout Non-Executive Non-Independent Director 8 Smt. J. Jayanthi Independent Director 9 Shri Ravi Krishan Takkar Independent Director 10 Shri Ramesh Lakshman Adige Independent Director 11 Shri Anil Kaul Independent Director 12 Shri T C Suseel Kumar Independent Director 13 Shri Masil Jeya Mohan Independent Director 14 Mr Lokesh Mundhra Chief Financial Officer 15 Ms Varsha Hardasani Company Secretary Moderator: Good afternoon, everyone. A very warm welcome to all the members and shareholders for the 37th annual general meeting of LIC housing Finance limited. We have the required members present for the quorum. Currently we have 67 members present in this meeting. This meeting is being held through audio visual means in accordance with various circulars issued by the MCA and SEBI. The company has made all the necessary arrangements to enable the shareholders to participate and vote on items being considered in this meeting. We sincerely appreciate your presence and participation. Now I hand over the proceeding to the company secretary and compliance officer of the company Ms. Varsha Over to you, ma'am. 1 | Page Company Secretary: Good afternoon Esteemed shareholders, I am Ms. Varsha Hardasani, Company Secretary & Compliance Officer of LIC Housing Finance Limited. It is my privilege and honour to extend a warm welcome to all esteemed shareholders, the Chairman, the Managing Director & Chief Executive Officer, the Members of the Board of Directors, and all other invitees present at the 37th Annual General Meeting of LIC Housing Finance Limited, being convened through Video Conferencing. This Meeting is being conducted through Video Conferencing in compliance with the applicable provisions of law, pursuant to MCA General Circular No. 03/2025 dated 22nd September, 2025, read with all preceding circulars issued in this regard by the Ministry of Corporate Affairs. For the benefit of Members, I would like to draw your attention to the following procedural and technical guidelines for seamless participation: 1) Access to the Meeting via video conferencing is being extended to Members on a first- come-first-served basis. 2) All Members who have joined this Meeting are, by default, placed on mute mode by the host, in order to prevent disruption from background noise and to ensure the orderly and uninterrupted conduct of the Meeting. 3) Once the Question & Answer Session is formally commenced, the Chairperson shall announce the names of shareholders who have pre-registered as speaker shareholders, one by one. 4) The audio of the designated speaker shareholder shall thereupon be ‘unmuted’ by the host. To commence speaking, shareholders are requested to activate the video by clicking the video ‘On’ button once and awaiting confirmation. In the event a shareholder is unable to connect via video for any reason, participation through the audio-only mode shall be permitted. 5) While addressing the Meeting, speaker shareholders are requested to: • Use earphones or a headset to ensure clarity of audio; • Minimize background noise to the extent possible; • Ensure that the Wi-Fi connection is not shared with or active on other devices; • Close all background applications on the device being used; and • Ensure adequate lighting for a satisfactory video experience. 6) Should a connectivity issue arise at the speaker shareholder’s end, the next registered speaker shall be invited to speak. Upon restoration of connectivity, the a(cid:431)ected shareholder may be called upon again after the other registered speakers have completed their submissions. 2 | Page 7) Members are requested to speak clearly and at a measured pace while posing their questions, so as to facilitate accurate recording. Each speaker is requested to limit their address to three (3) minutes. 8) Should any Member experience technical di(cid:431)iculties during the Meeting, they are requested to contact the helpline number specified in the Notice convening this AGM. I now request the Chairperson of the Meeting to kindly take over and preside over the proceedings. Chairman:- Good afternoon, esteemed Shareholders. I am Mr. Doraiswamy Ramachandran, Chairperson of LIC Housing Finance Limited, joining this Meeting through video conference from the Registered O(cid:431)ice of the Company. On behalf of the Board of Directors and the entire LIC Housing Finance family, I extend a warm and cordial welcome to all shareholders at the 37th Annual General Meeting of the Company. As the requisite quorum is present, I hereby call this Meeting to order. I now request my fellow Members of the Board of Directors, who are connected through video conference, to introduce themselves to the shareholders. Each Director will appear on the video screen to greet the shareholders. Members of the Board in Attendance: • Shri P. Koteswara Rao — Non-Executive Non-Independent Director, Chairperson, Investment Committee • Shri Kashi Prasad Khandelwal — Independent Director; Chairperson, Audit Committee • Shri Sanjay Kumar Khemani — Independent Director • Shri Akshay Raut — Non-Executive Non-Independent Director, Chairperson, CSR Committee and ESG Committee • Ms. Jagennath Jayanthi — Independent Director; Chairperson, Stakeholders’ Relationship Committee • Shri Ravi Krishan Takkar — Independent Director; Chairperson, Executive Committee, Risk Management Committee and Nomination & Remuneration Committee 3 | Page • Shri Ramesh Adige — Independent Director; Chairperson, Settlement Committee and Fraud Monitoring Committee • Shri Anil Kaul — Independent Director; Chairperson, IT Strategy Committee • Shri Masil Jeya Mohan — Independent Director • Shri T. C. Suseel Kumar — Independent Director • Shri Ratnakar Patnaik — Non-Executive Director (Nominee of LIC of India) • Shri T. Adhikari — Managing Director & Chief Executive O(cid:431)icer Also attending this Meeting through video conference are Shri Lokesh Mundhra, Chief Financial O(cid:431)icer, and Ms. Varsha Hardasani, Company Secretary & Compliance O(cid:431)icer. The representatives of the Joint St [Showing first 8,000 characters — download PDF for full document]