Pursuant to Regulation 30 and 34 of the SEBI (LODR) Regulations, 2025, we hereby enclose the Notice of the 55th Annual General Meeting of United Credit Limited to be held on Monday, September ....

UNITED CREDIT LIMITED No. UCL/ 60 /2026-27 September3 , 2026 The BSE Limited, Corporate Relations Department, P.J. Towers, Dalal Street, Mumbai4-000 01 Scrip Code: 531091 Dear Sirs / Madam, Submissiono fN oticeo ft he55 thA GMo fU nitedC reditL imiteda longwitht heA nnualR eportf ort heF inancialY ear ended March 31, 2026 Pursuantt oR egulations3 0a nd3 4(1)(ao) ft heS EBI( ListingO bligationsa ndD isclosureR equirementsR) egulations,20 15 (as amended) (the “Listing Regulations”), we hereby enclose the Notice of the 55th Annual General Meeting (the “AGM”) of United Credit Limited t(he “Company”) to be held on Monday, September 28, 2026 at 11:00 A.M. (IST) through Video Conferencing or Other Audio Visual Means and the Annual Report of the Company for the Financial Year ended March 31, 2026. The Company has engaged the services of CDSL to provider emote e-Votingf acility and eV-oting facilityd uring the AGM. The remote e-Voting period will commence on Friday ,September 25 ,2026 9(:00 A.M. IST) and will end on Sunday, September2 7, 2026 5(:00 P.M. IST). The remote e-Votingm odules hall be disabled by CDSL for voting thereafter. The Members,w hosen amesa ppeari n the Registero f Members / listo f BeneficialO wners as onM onday, September 21 , 2026b eing the cut-off date, are entitled to vote on the Resolutions set forthi n the said Notice. The said Notice which forms part of the Annual Report for the Financial Year ended March 31, 2026 is being sent only through email to the shareholders of the Company at their registered em-ail addresses and the same has also been uploaded on the website of the Company The above communication also contains other information (as enclosed.) In compliance with Regulation 36(1)b() of the Listing Regulations, a letter (as enclosed) is being sent to those shareholdersw, hosee -maila ddressesa ren otr egisteredw itht heCo mpanyo rt heRe gistrart oa nIs suean Sdh areT ransfer Agent or any of the Depositories ort he Depository Participant(s). We request you to take the same on record Thanking you . For UNITED CREDIT LIMITED (Deepali Sonee) Company Secretary & Compliance Officer (Membership No.A65652 ) Central Depository Services (India) Limited 25 th Floor, A Wing, Marathon Futurex , N.M. Joshi Marg,L ower Parel (East ) Mumbai4-000 13 ISIN: INE858C01027 National Securities Depository Limited 4 TH Floor, ‘A’ Wing, Trade World Kamala Mills Compound Senapati Bapat Marg, Lower Parel Mumbai– 400 013 ISIN: INE858C01027 UNITEDC REDITG ROUP REGISTEREOD FFICE:2 7-BC, AMACS TREET(8 THF LOOR)K, OLKAT7-A 000 16 PHONE : +91-33-2287-, 2287-9360, 2287-9185, FAX : +91-33-2287-2047 CIN : L65993WB1970PLC027781 E-mailu: nitedcreditltd9359@gmail.comW, ebsitwe:w wu. nitedcreditltd.com UNITED CREDIT LIMITED UNITED CREDIT GROUP FIFTY FIFTH ANNUAL REPORT 2025 -2026 CONTENTS Page Statutory Reports Notice 4 - 14 Board’s Report 15 - 24 Report on CorporateG overnance 25 - 39 Ceritificateo n CorporateG overence 40 Certificate by CEO andC FO 41 Code of Conduct Declaration 41 Certificate of Non disqualification of Directors 42 Secretarial Audit Report 43 - 45 Secretarial Compliance Report 46 - 50 Particularso f Employees 51 - 53 Management Discussion & Analysis Report 54 - 55 Financial Statements Independent Auditors’ Report and Annexures 56 - 66 Balance Sheet 67 Statement of Profit and Loss 68 Cash Flow Statement 69 - 70 Statement of Changes in Equity 71 Notes tot hef inancial statements 72 - 119 CORPORATE INFORMATION BOARD OF DIRECTORS Mr. Ashok Kumar Dabriwala, Chairman & Managing Director Mr. Pramod Kumar Dhelia Mrs. Rashmi Bihani Mr. Suresh Kumar Kandoi Mr. Devashish Dabriwal Mr. Rashmi Dabriwal COMPANY SECRETARY Ms.D eepali Sonee CHIEF FINANCIAL OFFICER Mr. SamarjitJ ain AUDITORS M/s. L. B. Jha & Co. BANKERS Punjab National Bank State Bank of India R EGISTRARS & SHARE MUFGI ntime India Private Limited TRANSFER AGENT RasoiC ourt, 20 R. N. Mukherjee Road, Kolkata – 700001 Tel: 4011 6700/715/724/729 email: investor.helpdesk@in.mpms.mufg.com Website: www.in.mpms.mufg.com AUDIT COMMITTEE Mr. Pramod Kumar Dhelia M r . S uresh Kumar Kandoi Mrs.R ashmi Bihani NOMINATION AND Mrs.R ashmiB ihani REMUNERATION COMMITTEE Mr. Suresh Kumar Kandoi Mr. Pramod Kumar Dhelia STAKEHOLDERS RELATIONSHIP Mr. Suresh Kumar Kandoi COMMITTEE Mr. Ashok KumarDa briwala MrD. evashish Dabriwal REGISTERED OFFICE 27B, Camac Street (8 th Floor), Kolkata–7000 16 Phone : 0(33) 2287-9359/9360, Fax : (033) 2287-2047 E-mail : unitedcreditltd@gmail.com Website : www.unitedcreditltd.com UNITED CREDITL IMITED CIN: L65993WB1970PLC027781 REGISTERED OFFICE 27B, CamacS treet (8 th Floor), Kolkata-700016 Phone: (033) 2287-9359 /9 360, E-mail: unitedcreditltd@gmail.com Website:www.unitedcreditltd.com NOTICE Dear Members, Notice is hereby given that the 55 th (Fifty–fifth) Annual General Meeting of the members of UNITED CREDIT LIMITED will be held on Monday, the 28 th September, 2026 at 11.00 A.M. through Video Conferencing (‘VC’) or Other Audio-Visual Means (‘OAVM’) to transact the following business: ORDINARY BUSINESS 1. To receive, consider and adopt the Audited Financial Statements of the Company for the financial year ended 31 March 2026 together with the Reportso f the Boardo fD irectors andA uditorst hereon. 2. Toa ppointad irectori np laceo fMr sR.a shmiDa briwal( DIN:00393162)w, hor etiresb yr otationi nt ermso fS ection 152(6)o f the Companies Act,2 013 andb eing eligible,s eeksr e-appointment . By Order of the Boardo f Directors Sd/- Deepali Sonee Company Secretary &C ompliance Officer M embership No. A65652 August 10,2 026 Kolkata-700016 NOTES I) Pursuant to the General Circular No. 3/2025 dated September 22, 2025, issued by the Ministry of Corporate Affairs (MCA) and the Circulars issued from time to time by SEBI (hereinafter collectively referredt oa s“ theC irculars”),c ompanies are allowed toh oldA GMt hrough VC, withoutt hep hysical presence of membersa ta commonv enue.H ence, in compliancew itht heC irculars,t he AGMo ft he Company is being held through VC. II) Inc ompliancew itht hea pplicablep rovisionso ft heC ompaniesA ct,2 013( ‘theA ct’),t heS EBIL isting Regulationsa ndt heM CCA ircularst, he55 thA GMo ft heC ompanyi sb eingh eldt hroughV OC/ AVM on Monday, September 28, 2026 at 11.00 a.m. (IST). The proceedings of the 55 th AGM shall be deemed to be conducted at the Registered Office of the Company at 27B, Camac Street, Kolkata – 700 016. III) The MCA Circulars read with the Securities and Exchange Board of India (“SEBI”) Circular No. SEBI/HO/ CFD/PoD2/P/CIR/2023/4 dated 05 January 2023 and other applicable circulars issued fromt imet ot ime( “SEBIC ircular”)a lsod ispensew itht her equiremento fs endingt hep hysicalc opies of the AGM Notice and Annual Report to the members. Accordingly, this Notice of the AGM along with the Annual Report 2025-26 are being sent only through electronic mode to those members whose e-maila ddresses are registered with the Company/ Depositories. IV) Since this AGM will be held through VC/OAVM, Members will not be able to appoint proxies for the meeting, and (b) Attendance Slip & Route Map are not being annexed to this Notice. V) Members attending the AGM through VC/OAVM shall be counted for the purpose of reckoning the quorumu nder Section 103 of the Act. VI) Ino rdert oe nhancet hee aseo fd oingb usinessf ori nvestorsi nt hes ecuritiesm arketa ndc onsidering difficulties faced by investors with regard to certain procedural aspects, SEBI vide its Circular No. SEBI/HO/MIRSD/MIRSD-PoD1/P/CIR/2023/37 dated March 16, 2023 (the “SEBI KYC Circular”) revised the norms for furnishing of PAN, full KYC details and Nomination by the holders of physical securities. The Company has intimated the concerned security holders about the folios which are incompletei nt ermso ft hes aid SEBI KYCC ircular.A c opyo ft hes aid intimationc anb e downloaded from the Company’s website, i.e. www.unitedcredit ltd.com under the tab “ Shareholders’ Forms ”. As per the ma [Showing first 8,000 characters — download PDF for full document]