General Updates

July 9, 2026 BSE Limited National Stock Exchange of India Limited Corporate Relationship Department Exchange Plaza, Plot No. C/1, G Block, Phiroze Jeejeebhoy Towers, Bandra-Kurla Complex, Dalal Street, Bandra (East), Mumbai 400 001 Mumbai 400 051 BSE Scrip 500247, 974396, 974682, NSE KOTAKBANK, KMB29, KMB30 Code: 974924, 975387 Symbol: Dear Sirs, Sub: Communication to Shareholders - Furnishing of PAN and KYC details by holders of physical securities Pursuant to the SEBI Master Circular HO/38/13/(4)2026-MIRSD-POD/I/4298/2026 dated February 6, 2026, the holders of physical securities of the Bank have been requested to furnish their PAN and other KYC details to the Bank. A copy of the communication sent by the Bank, to the concerned security holders in this regard, is enclosed. This intimation is also being hosted on the Bank's website https://www.kotak.bank.in/en/investor- relations/governance/sebi-listing-disclosures.html This is for your information and appropriate dissemination. Thanking you, Yours faithfully, For Kotak Mahindra Bank Limited Avan Doomasia Company Secretary Encl.: as above Kotak Mahindra Bank Ltd. CIN: L65110MH1985PLC038137 Registered Office: 27 BKC, C 27, G Block, Bandra Kurla Complex, T +91 22 61660001 Bandra (E), Mumbai 400051, www.kotak.bank.in Maharashtra, India. KOTAK MAHINDRA BANK LIMITED CIN: L65110MH1985PLC038137 Registered Office: 27BKC, C 27, G Block, Bandra Kurla Complex, Bandra (East), Mumbai 400 051 Tel: +91 22 6166 0001; Fax: +91 22 6713 2403 Website: www.kotak.bank.in; E-mail: KotakBank.Secretarial@kotak.com Name of Shareholder: Folio No. : Dear Shareholder, Sub.: Furnishing of PAN and KYC details by holders of physical securities Ref.: SEBI Master Circular HO/38/13/(4)2026-MIRSD-POD/I/4298/2026 dated February 6, 2026 Part A: Submission of KYC Documents We draw your attention to the above referred Master Circular issued by the Securities and Exchange Board of India (“SEBI”) which emphasizes and mandates the holders of securities to: (i) furnish PAN, postal address with PIN, e-mail address, mobile number, bank account details and latest specimen signature, etc.; and (ii) compulsorily link PAN with Aadhaar number, unless specifically exempt by the competent authority. We observe from our records that you have not furnished some of the mandatory documents / details, as given in the table below and request you to furnish them to KFin Technologies Limited (“KFinTech”), our Registrar and Transfer Agent, immediately on receipt of this letter: Sr. No. Particulars Status as per records Please furnish details in 1 PAN Yes / No Form No. ISR-1 (for KYC details) / Form No. ISR-2 2 Address Yes / No (for signature updation) (Both forms enclosed) 3 Email address Yes / No 4 Mobile Number Yes / No Web-link to fill the form online and download: 5 Demat account details Yes / No https://ris.kfintech.com/clientservices/isr/isr1.aspx? 6 Bank account details Yes / No mode=f3Y5zP9DDNI%3d QR Code to fill the form online and download: The aforesaid forms can also be downloaded from the website of the Bank at https://www.kotak.bank.in/en/investor- relations/investor-information/investor-info.html The documents / details to be furnished by you may be sent by using any one of the following modes: (i) Through electronic mode – Signed and scanned documents can be sent on einward.ris@kfintech.com. The Forms / Documents may also be e-Signed*. (ii) Through Post - Hard Copies of self-attested documents / Forms can be sent at: KFin Technologies Limited Unit: Kotak Mahindra Bank Limited Selenium Tower B, Plot 31-32, Gachibowli, Financial District, Nanakramguda, Hyderabad – 500 032 *e-Sign is an integrated service which facilitates issuing a Digital Signature Certificate and performing signing of requested data by eSign user. The holder / claimant may approach any of the empanelled e-Sign Service provider, details of which are available at https://cca.gov.in/ for obtaining an e-sign. We wish to draw your attention that, pursuant to the aforesaid SEBI Master Circular, folios wherein any one of the said documents / details are not available, shall not be eligible to: (i) lodge grievance or avail service request from KFinTech; and (ii) receive any dividend declared on shares. Part B: Choice of Nomination / Opt out of Nomination We request you to also provide ‘choice of nomination’ (if not yet provided) by submitting Form SH 13 (enclosed) or decision to opt out nomination in Form No. ISR-3 (enclosed) to KFinTech through any of the aforesaid modes (electronic / post). You can fill the relevant form online by accessing the following web-links or scanning following QR Code: Form No. SH-13 Form No. ISR - 3 Web-link: https://ris.kfintech.com/clientservices/isr/sh13.aspx Web-link: https://ris.kfintech.com/clientservices/isr/isr3.aspx?mode= %2fa7IxW3Nmsg%3d QR Code of Web-link: QR Code of Web-link: Part C: Action required pursuant to Sub-division (split) of shares We also wish to bring to your attention that the Bank has, in January 2026, completed the Sub-division (“split”) of its existing equity share, as follows: Sub-division of 1 (One) existing equity share of the Bank having face value of Rs. 5/- (Rupees Five only) each, fully paid-up, into 5 (Five) equity shares of the Bank having face value of Re. 1/- (Rupee One only) each, fully paid-up. Pursuant to aforesaid split and in terms of Regulation 39(2A) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, your post-split shareholding in the Bank, through your aforesaid folio, has been credited and maintained in a separate Demat Suspense Escrow Pool Account by the Bank. Accordingly, we request you to claim your equity shares in the Bank, from the Bank / KFinTech by submitting requisite documents / forms in this respect, which can be downloaded from the Web-link / QR Code given in Part A of this letter. You may get in touch with KFinTech, as per the details mentioned above, for any queries or assistance in this regard. Thanking you, Yours faithfully, For Kotak Mahindra Bank Limited Avan Doomasia Company Secretary Encl.: as above