Allotment of Securities

September 02, 2026 National Stock Exchange of India Limited BSE Limited Exchange Plaza, Corporate Relations Department, Plot No. C/1, G Block, 1st Floor, New Trading Ring, Bandra - Kurla Complex, Bandra (East), P. J. Towers, Dalal Street, Mumbai - 400 051. Mumbai - 400 001. Symbol: LTF Security Code No.: 533519 Kind Attn: Head – Listing Department / Dept of Corporate Communications Sub: Allotment of Non-Convertible Debentures on private placement basis Dear Sir / Madam, Pursuant to Regulation 30 and other applicable provisions of Securities and Exchange Board of India (“SEBI”) (Listing Obligations and Disclosure Requirements) Regulations, 2015 (“SEBI Listing Regulations”), read with SEBI master circular dated January 30, 2026, SEBI (Issue and Listing of Non- Convertible Securities) Regulations, 2021, the General Information Document dated March 13, 2026 and Key Information Document dated August 28, 2026, we wish to inform that the Company has allotted 50,000 (Fifty Thousand) senior, secured, rated, listed, redeemable, non-convertible debentures of the face value of Rs. 1,00,000 (Indian Rupees One Lakh only) on a private placement basis, in dematerialised form for cash for an aggregate nominal value of Rs. 500,00,00,000 (Rupees Five Hundred Crores Only), to the identified investors on September 02, 2026. The required details in relation to the issue are annexed below. We request you to take the aforesaid on records. Thanking you, Yours faithfully, For L&T Finance Limited Apurva Rathod Company Secretary and Compliance Officer Encl: as above Annexure Particulars Terms of Debentures Issuer L&T Finance Limited Instrument/Type of senior, secured, rated, listed, redeemable, non-convertible debentures securities issued (“NCDs”) or (“Debentures”) Type of Issuance Private placement Total number of 50,000 (Fifty Thousand) senior, secured, rated, listed, redeemable, non- securities offered convertible debentures of a face value of Rs. 1,00,000/- (Indian Rupees One Lakh only) each having a base issue size of Rs. 500,00,00,000/- (Indian Rupees Five Hundred Crores Only) with an option to retain oversubscription upto 50,000 (Fifty Thousand) senior, secured, rated, listed, redeemable, non- convertible debentures of a face value of Rs. 1,00,000/- (Indian Rupees One Lakh only) each having a green shoe option of upto Rs. 500,00,00,000/- (Indian Rupees Five Hundred Crores Only) collectively aggregating upto Rs. 1000,00,00,000/- (Indian Rupees One Thousand Crores Only) Allotment 50,000 (Fifty Thousand) senior, secured, rated, listed, redeemable, non- convertible debentures of the face value of Rs. 1,00,000 (Indian Rupees One Lakh only) on a private placement basis, in dematerialised form for cash for an aggregate nominal value of Rs. 500,00,00,000 (Rupees Five Hundred Crores Only) Listing The Debentures are proposed to be listed on the Negotiated Trade Reporting Platform (“NTRP”) under New Debt Market of the National Stock Exchange of India Limited Original Tenor 1179 days Residual Tenor 1122 days Date of Allotment September 02, 2026 Date of Maturity/ September 28, 2029 Redemption Coupon Rate 7.8384% p.a.; First Coupon payable on September 28, 2026 and annually thereafter Schedule of payment No. of of coupon Cash Coupon Days in Coupon Payout Amount (in Flows Payment Date* Coupon Date* Rupees) Period Monday, Monday, 1,782.4307 Coupon September 28, 83 September 28, 2026 2026 Tuesday, Tuesday, 7,838.4000 Coupon September 28, 365 September 28, 2027 2027 Thursday, Thursday, 7,838.4000 Coupon September 28, 366 September 28, 2028 2028 Friday, Friday, 7,838.4000 Coupon September 28, 365 September 28, 2029 2029 *The above table is in accordance with the SEBI Master Circular and as amended from time to time. Note: Interest payments would be rounded off to the nearest rupee. (In the event any due date is a holiday, payments will be made in accordance with the Business Day Convention as set under Section 3 of the Key Information Document) Particulars Terms of Debentures Schedule of payment No. of of principal Days from Cash Principal due for Principal Payout Amount (in Original Flows Payment Date* Rupees) Issue Principal Friday, September 1,179 Friday, September 1,00,000.0000 28, 2029 28, 2029 *The above table is in accordance with the SEBI Master Circular and as amended from time to time. ^ “Original Issue Date” means Deemed Date of Allotment for the first issue under this ISIN, i.e. July 07, 2026 (In the event any due date is a holiday, payments will be made in accordance with the Business Day Convention as set under Section 3 of the Key Information Document) Charge / Security, if The debentures shall be secured by an exclusive and first ranking charge by any created over the way of hypothecation over identified fixed deposits of the Issuer and/or an assets exclusive and first ranking charge by way of hypothecation on identified standard receivables (“Hypothecated Assets”) of the Issuer, to the extent that the principal amount of such Hypothecated Assets (or amount in case of fixed deposits) is equivalent to 1 time of the principal amount and coupon outstanding. Special right / interest / Nil privileges attached to the instrument and changes thereof Delay in payment of In case of default in payment of coupon rate and/ or principal redemption on interest / principal the due dates, additional interest of @ 2% p.a. over the coupon rate shall be amount for a period of payable by the Company for the defaulting period. more than three months from the due date or default in payment of interest/ principal Details of any letter or Not Applicable comments regarding payment/non- payment of interest, principal on due dates, or any other matter concerning the security and /or the assets along with its comments thereon, if Details of redemption NCDs will be redeemed at redemption price of Rs. 1,00,000 (Rupees One of debentures Lakh Only) per NCD on the Date of Maturity.