Business Responsibility and Sustainability report for FY 2025-26

RHFL/SE/42/2026-27 2nd September, 2026 National Stock Exchange of India Limited, BSE Limited Exchange Plaza, Phiroze Jeejeebhoy Towers Bandra Kurla Complex, Bandra (E) Dalal Street Mumbai-400 051 Mumbai- 400001 Kind Attn: Listing Department Dear Sir/Madam, Sub: Business Responsibility & Sustainability Report for the financial year 2025-26 The Business Responsibility & Sustainability Report of the Company for the financial year 2025-26 is attached herewith, pursuant to SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. This is submitted for information and records. Thanking You, Yours Faithfully, For Repco Home Finance Limited Ankush Tiwari Company Secretary & Compliance Officer ANNEXURE-8 TO DIRECTORS’ REPORT BUSINESS RESPONSIBILITY & SUSTAINABILITY REPORTING [Regulation 34(2)(f) of the SEBI (Listing Obligations and Disclosure Requirements), Regulations, 2015] The present report has been compiled in accordance with the guidelines set forth by the Securities and Exchange Board of India (SEBI) for Business Responsibility and Sustainability Reporting (BRSR). Its principal aim is to demonstrate enhanced transparency regarding the ways in which enterprises generate value by actively contributing to a sustainable economy. The report highlights our unwavering dedication to creating long-term value for our stakeholders while simultaneously promoting sustainable development. SECTION A: GENERAL DISCLOSURES Details of the listed entity 1 Corporate Identity Number (CIN) of the Listed Entity L65922TN2000PLC044655 2 Name of the Listed Entity Repco Home Finance Limited 3 Year of incorporation 2000 4 Registered office address Repco Tower, No. 33, North Usman Road, T. Nagar, Chennai 600017 5 Corporate address Third Floor, Alexander Square, Old No.34 & 35, New No.2, Sardar Patel Road, Guindy, Chennai – 600032 6 E-mail cs@repcohome.com 7 Telephone 044-42106650 8 Website www.repcohome.com 9 Financial year for which reporting is being done Start Date End Date Current Financial Year 01-04-2025 31-03-2026 Previous Financial Year 01-04-2024 31-03-2025 Prior to Previous Financial year 01-04-2023 31-03-2024 10 Name of the Stock Exchange(s) where shares are listed BSE Limited (BSE) National Stock Exchange of India Limited (NSE) 11 Paid-up Capital (in Rs.) Rs.62,56,13,620 12 Name and contact details (telephone, email address) of the person who may be contacted in case of any queries on the BRSR report Name Of Contact Person Mr. Ankush Tiwari Company Secretary & Compliance Officer Contact Number Of Contact Person 044-42106650 Email ID Of Contact Person cs@repcohome.com 13 Reporting boundary - Are the disclosures under this report Standalone basis including all the Branches and Corporate Office made on a standalone basis (i.e. only for the entity) or on a consolidated basis (i.e. for the entity and all the entities which form a part of its consolidated financial statements, taken, together). 14 Whether the company has undertaken reasonable assurance No of the BRSR Core? 15 Name of assurance provider Not Applicable 16 Type of assurance obtained Not Applicable II. Products/services 16. Details of business activities (accounting for 90% of the turnover): S. No. Description of Main Activity Description of Business Activity % of Turnover of the entity 1 Financial Services The Company’s business is predominantly in providing 99.14% home loans for the purchase or construction of houses, repairs & renovation of existing houses and providing loan against property 17. Products/Services sold by the entity (accounting for 90% of the entity’s Turnover): S. No. Product/Service NIC Code % of total Turnover contributed 1 The Company’s business is predominantly in providing home 64910 99.14% loans for the purchase or construction of houses, repairs & renovation of existing houses and providing loan against property III. Operations 18. Number of locations where plants and/or operations/offices of the entity are situated: Location Number of plants Number of offices Total National International Not Applicable* 253 253 Nil Nil * The Company is a Non-Banking Financial Company - Housing Finance Company (NBFC-HFC), hence does not undertake any manufacturing activity. # Includes Registered Office, Corporate Office, Regional Offices, Branches and Satellite centre as of 31 March, 2026; Pan India presence spread across 12 States and 1 Union territory. 19. Markets served by the entity: a. Number of locations Locations Number National (No. of States) 12 States and 1 Union Territory International (No. of Countries) Nil b. What is the contribution of exports as a percentage of the total turnover of the entity? c. A brief on types of customers The company offers its services to all income groups which include both salaried and non-salaried customers. Our self-employed clients usually are small business owners, and our salaried customers typically work for small businesses. IV. Employees 20. Details as at the end of Financial Year: a. Employees and workers (including differently abled): Particulars Total Male Female Other EMPLOYEES (A) No. (B) % (B / A) No. (C) % (C/A) No. (H) % (H / A) 1. Permanent (D) 1384 1055 76.23% 329 23.77% 0 0 3. Total employees 1593 1152 72.32% 441 27.68% 0 0 2. Other than Permanent (E) 209 97 46.41% 112 53.58% 0 0 (D + E) WORKERS 4. Permanent (F) NA NA NA NA NA NA NA 5. Other than NA NA NA NA NA NA NA 6. Total workers (F + G) NA NA NA NA NA NA NA Permanent (G) b. Differently abled Employees and workers: Particulars Total Male Female Other DIFFERENTLY ABLED EMPLOYEES (A) No. (B) % (B / A) No. (C) % (C / A) No. (H) % (H / A) 1. Permanent (D) 1 1 100 - - - - 2. Other than Permanent (E) - - - - - - - 3. Total differently abled 1 1 100 - - - - DIFFERENTLY ABLED WORKERS employees (D + E) 4. Permanent (F) NA NA NA NA NA NA NA 5. Other than permanent (G) NA NA NA NA NA NA NA 6. Total differently abled workers NA NA NA NA NA NA NA 21. Par(tFic +ip Ga)tion/Inclusion/Representation of women Total (A)* No. and percentage of Females No. (B) % (B / A) Board of Directors 9 1 11.11% Key Management Personnel 4 1 25% *2 2A.s Tofu 3r1no vMearr rcaht 2e0 f2o6r .permanent employees and workers (Disclose trends for the past 3 years) FY 2023-24 FY 2025-26 FY 2024-25 (Turnover rate in the year (Turnover rate in current FY) (Turnover rate in previous FY) prior to the previous FY) Male Female Total Male Female Total Male Female Total Permanent Employees 16.15% 5.8% 21.95% 12.5% 1.51% 14.01% 11.2% 4.42% 15.62% Permanent Workers NIL NIL NIL NIL NIL NIL NIL NIL NIL V. Holding, Subsidiary and Associate Companies (including joint ventures) 23. (a) Names of holding / subsidiary / associate companies / joint ventures S. Name of the holding/ Indicate whether holding/ % of shares held Does the entity indicated at No. subsidiary/ associate Subsidiary/ Associate/ by listed entity column A, participate in the companies/ joint ventures Joint Venture Business Responsibility initiatives (A) of the listed entity? (Yes/No) V1I. CSRR Depectoa iMlsicro Finance Limited Associate 31.85% No 24. (i) Whether CSR is applicable as per section 135 of Companies Act, 2013: Yes (ii) Turnover (in Rs.) 1,795.79 Crores VII. (Tiiria) nNsept awroernthc (yi na Rnsd.) D 3i,9s0c4lo.9s0u Crreosr eCsompliances 25. Complaints/Grievances on any of the principles (Principles 1 to 9) under the National Guidelines on Responsible Business Conduct: Stakeholder Grievance FY 2025-26 FY 2024-25 group from Redressal Number of Number of Remarks Number of Number of Remarks whom Mechanism complaints complaints complaints complaints in Place (Yes/ complaint is filed during pending filed during pending No) (If Yes, received then provide the year resolution the year resolution web-link for at close of at close of grievance the year the year redress policy) Communities Yes 0 0 NA 0 0 NA Investors Yes 0 0 NA 0 0 NA (other than shareholders) Shareholders Yes 0 0 NA 4 0 NA Employees Yes 3 0 The Company 0 0 NA and workers received 3 whistle blo [Showing first 8,000 characters — download PDF for full document]