Committee Meeting Updates

Ref. No.: LIFL/SLC/2026-27/39 Date: September 02, 2026 To, To, Listing Compliance Department L i s t ing Compliance Department BSE Limited N a t ional Stock Exchange of India Limited Phiroze Jeejeebhoy Towers, Dalal Street E x c hange Plaza, C-1, Block G, Mumbai – 400 001(Maharashtra) B andra Kurla Complex, Bandra (East) Scrip Code: 544465,975797,977574 M u m b a i - 4 0 0 0 5 1 ( M aharashtra) Symbol: LAXMIINDIA Subject: Outcome of Business Operation Committee Meeting of the Board of Directors of Laxmi India Finance Limited (Formerly known as Laxmi India Finance Private Limited) (“the Company”) with respect to Allotment of 1,00,000 Rated, Listed, Unsubordinated, Secured, Transferable, Redeemable, Non- Convertible Debentures Ref: Disclosure under Regulation 30 and 51 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 (“SEBI Listing Regulations”) Dear Sir/Ma’am, In continuation to the outcome of the Business Operation Committee Meeting of the Board of Directors submitted vide our letter dated August 25, 2026, and pursuant to the provisions of Regulation 30 and 51 read with Schedule III of SEBI Listing Regulations, we hereby inform you that the Business Operation Committee of the Board of Directors of Company at their meeting held today i.e September 02, 2026 has approved the allotment of (a) 70,000 (Seventy Thousand) Rated, Listed, Unsubordinated, Secured, Transferable, Redeemable, Non-Convertible Debentures denominated in Indian Rupees ("INR"), having a Face Value of INR 10,000 (Indian Rupees Ten Thousand only) each and an aggregate nominal value of INR 70,00,00,000 (Indian Rupees Seventy Crore only) ("Series A Debentures") (b) 30,000 (Thirty Thousand) Rated, Listed, Unsubordinated, Secured, Transferable, Redeemable, Non-Convertible Debentures denominated in INR, having a Face Value of INR 10,000 (Indian Rupees Ten Thousand only) each and an aggregate nominal value of INR 30,00,00,000 (Indian Rupees Thirty Crore only) ("Series B Debentures") , hereinafter referred to as (“NCDs” or “Debentures”) on a private placement basis. The details as required under Regulation 30 of the SEBI Listing Regulations read with SEBI Master Circular no. HO/49/14/14(7)2025-CFD-POD2/I/3762/2026 dated January 30, 2026, as amended are given in the enclosed Annexure - I. The above said Business Operation Committee meeting commenced at 03:00 P.M. and concluded at 03:30 P.M. The above information is also being uploaded on the Company’s website at: www.lifc.co.in. This is for your information and records. Thanking you, Yours faithfully, For Laxmi India Finance Limited (Formerly known as Laxmi India Finance Private Limited) Sourabh Mishra Company Secretary & Chief Compliance Officer M. No.: A51872 Encl: As above CC: -1) IDBI Trusteeship 2) Acuite Ratings & Research 3) Mitcon Credentia Trusteeship Services Limited Limited Services Limited Ground Floor, Universal Insurance A-812, The Capital, G-Block, 1402/1403, 14th Floor, Dalamal Building, Sir Phirozshah Mehta Rd, BKC, Bandra (East), Mumbai – Tower, B-Wing, Free Press Fort, Mumbai, Maharashtra 400001 400 051 Journal Marg, 211, Nariman Point, Mumbai – 400021 Annexure - I Details required pursuant to Regulation 30 of the SEBI Listing Regulations read with SEBI Master Circular no. HO/49/14/14(7)2025-CFD-POD2/I/3762/2026 dated January 30, 2026, as amended Particulars Terms Series A Series B ISIN – INE06WU07098 ISIN – INE06WU07080 Type of securities (viz. equity Rated, Listed, Unsubordinated, Secured, Transferable, Redeemable, shares, convertibles etc.) Non-Convertible Debentures. Type of issuance (further public Issuance of Non-Convertible Debentures on Private placement basis. offering, rights issue, depository receipts (ADR/GDR), qualified institutions placement, preferential allotment etc.) Total number of securities issued or 70,000 (Seventy Thousand) Rated, 30,000 (Thirty Thousand) the total amount for which the Listed, Unsubordinated, Secured, Rated, Listed, securities will be issued Transferable, Redeemable, Non- Unsubordinated, Secured, Convertible Debentures denominated Transferable, Redeemable, in Indian Rupees ("INR"), having a Non-Convertible Debentures Face Value of INR 10,000 (Indian denominated in INR, having a Size of the Issue Rupees Ten Thousand only) each and Face Value of INR 10,000 an aggregate nominal value of INR (Indian Rupees Ten Thousand 70,00,00,000 (Indian Rupees Seventy only) each and an aggregate Crore only) nominal value of INR 30,00,00,000 (Indian Rupees Thirty Crore only) Whether proposed to be listed? If Yes, the NCDs are proposed to be listed on the Wholesale Debt market yes, name of the stock exchange(s) segment of BSE Limited. Tenure of the instrument -date of Tenure of the instrument: 36 (Thirty-Six) Months allotment and date of maturity Date of Allotment: September 02, 2026 Date of Maturity: September 02, 2029 Coupon/interest offered, schedule 10.50% (ten decimal five zero percent) per annum payable monthly. of payment of coupon/interest Schedule of payment of coupon/interest and principal shall be as and principal specified under the Key Information Document. Charge/security, if any, created over The NCDs shall be secured by a first and exclusive charge basis on the the assets identified receivables, by way of hypothecation in favour of the Debenture Trustee for the benefit of the Debenture Holders over the Hypothecated Assets as per the terms and conditions stipulated under the heading “Security Creation” of Term Sheet. Special right/interest/privileges As specified in the Key Information Document. attached to the instrument and changes thereof Delay in payment of interest / As specified in the Term Sheet principal amount for a period of more than three months from the due date or default in payment of interest / principal Details of any letter or comments As specified in the General Information Document/ Key regarding payment/non-payment of Information Document. interest, principal on due dates, or any other matter concerning the security and /or the assets along with its comments thereon, if any Details of redemption of Debentures shall be redeemed on Debentures shall be redeemed on Debentures, indicating the manner a pro rata basis as set out in a pro rata basis as set out in of redemption Schedule I (Redemption Schedule I (Redemption Schedule) of Term Sheet for Schedule) of Term Sheet for Series A and shall be fully Series B and shall be fully redeemed by the Final redeemed by the Final Redemption date i.e. September Redemption date i.e. September 02.2029. 02.2029. Any cancellation or termination of Nil proposal for issuance of securities including reasons thereof. Yours faithfully, For Laxmi India Finance Limited (Formerly known as Laxmi India Finance Private Limited) Sourabh Mishra Company Secretary & Chief Compliance Officer M. No.: A51872