Notice of 31st AGM scheduled to be held on Tuesday, September 29, 2026

KIFS FINANCIAL SERVICES LIMITED Registered and Corporate Office: 4th Floor, KIFS Corporate House (Khandwala House), Nr. Land Mark Hotel, Nr. Neptune House, Iskon-Ambli Road, Bodakdev, Ahmedabad – 380054, Gujarat, India. CIN: L67990GJ1995PLC025234, Tel.: +91 79 69240000 – 09, NBFC RBI Reg.: 01.00007, Email: cs@kifs.co.in, Website: www.kifsfinance.com Date: September 2, 2026 The Corporate Relationship Department, Bombay Stock Exchange, P. J. Towers, Dalal Street, Mumbai – 400001, Maharashtra, India. Scrip code: 535566 Subject: Submission - Notice of the 31st annual general meeting (AGM) including details of e- voting instructions and record date Reference: Regulation 30 and 44 of the SEBI (Listing Obligations and Disclosure Requirements) (LODR) Regulations, 2015 Dear Sir / Madam, This is to inform that the 31st AGM of the company is scheduled to be held on Tuesday, September 29, 2026 at 04:00 P.M. (IST) through video conferencing (“VC”) / other audio visual means (“OAVM”) in accordance with the applicable circulars issued by the Ministry of Corporate Affairs and the Securities and Exchange Board of India. Pursuant to section 108 of the Companies Act, 2013 read with rules made thereunder, amended from time to time, and regulation 30 and 44 of the SEBI (LODR) Regulations, 2015, the notice of the 31st AGM containing the instructions of e-voting is enclosed herewith. Other relevant details, fixed in connection with ensuing 31st AGM of the company are as below: Subject Day and date 1 Record date for identifying the list of Tuesday, September 22, 2026 members eligible for e-voting and dividend 2 Remote e-voting period Saturday, September 26, 2026 at 09:00 A.M. (IST) Monday, September 28, 2026 at 05:00 P.M. (IST) 3 Book closure From Wednesday, September 23, 2026 to Tuesday, September 29, 2026 (both days inclusive) This is for your information and records. Thanking you, For KIFS Financial Services Limited Durgesh D. Soni Company Secretary & Compliance officer ICSI Mem. No.: A38670 Encl.: Notice of 31st annual general meeting of the company annual report 2025-26 Notice annual general meeting Notice of 31st annual general meeting NOTICE is hereby given that the 31st annual general meeting of the members of KIFS Financial Services Limited is scheduled to be held on Tuesday, September 29, 2026 at 4:00 pm through electronic mode [video conference (“VC”) or other audio visual means (“OAVM”)] to transact the following business: Ordinary businesses Item no. 1 – Adoption of financial statements To receive, consider and adopt the audited financial statements of the company for the financial year ended on March 31, 2026 together with reports of the directors and auditors thereon. Item no. 2 – Declaration of final dividend To declare a final dividend on equity shares of the company for the financial year ended on March 31, 2026. Item no. 3 – Re-appointment of director(s) retiring by rotation To appoint a director in place of Mr. Vimal Parmanand Khandwala (DIN: 00477768), who retires by rotation and being eligible, offers himself for re-appointment. Explanation: Based on the respective terms of appointment(s), executive directors and non-independent non- executive directors are subject to retirement by rotation. Mr. Vimal Parmanand Khandwala, executive director, initially appointed as director of the company on January 25, 2021 and lastly re-appointed by retiring by rotation at 28th annual general meeting held on September 29, 2023, and whose office is liable to retire by rotation at the ensuing annual general meeting, being eligible, seeks reappointment. Based on performance evaluation and the recommendation of the nomination and remuneration committee, the board recommends his reappointment. To consider and if thought fit, to pass the following resolution as an ordinary resolution: “RESOLVED THAT pursuant to the provisions of section 152 and other applicable provisions of the Companies Act, 2013, the approval of members of the company, be and is hereby accorded to re-appoint Mr. Vimal Parmanand Khandwala (DIN: 00477768) as a director, who is liable to retire by rotation.” Registered & corporate office By order of board of directors 4th Floor, KIFS Corporate House, Nr. Land Mark Hotel, For KIFS Financial Services Limited PPP PPP Nr. Neptune House, Iskon-Ambli Road, Bodakdev, Ahmedabad – 380054, Gujarat, India. CIN: L67990GJ1995PLC025234, Rajesh P. Khandwala Ph. no.: +91 79 69240000 – 09, (Chairman & managing director) Email: cs@kifs.co.in, (DIN: 00477673) Website: www.kifsfinance.com Ahmedabad, August 13, 2026 KIFS Financial Services Limited gniteem lareneg launna ts13 ecitoN 62-5202 | troper launna ts13 Notes 1. An explanatory statement pursuant to section 102 of the Companies Act, 2013, (‘the Act’) relating to the special businesses, if any, to be transacted at the annual general meeting (‘AGM’) is annexed hereto. 2. Pursuant to the circular no. 14/2020 dated April 08, 2020, circular no. 17/2020 dated April 13, 2020 and other clarification(s) issued by the Ministry of Corporate Affairs followed by circular no. 20/2020 dated May 5, 2020, circular no. 02/2021 dated January 13, 2021, circular no. 21/2021 dated December 14, 2021, circular no. 02/2022 dated May 5, 2022, circular no. 10/2022 dated December 28, 2022, circular no. 09/2023 dated September 25, 2023, circular no. 09/2024 dated September 19, 2024 and all other relevant circulars issued from time to time, physical attendance of the members to the EGM / AGM venue is not required and general meeting may be held through video conferencing (VC) or other audio visual means (OAVM). Hence, members can attend and participate in the ensuing AGM through VC / OAVM. The registered office of the company shall be deemed to be the venue for the AGM. National Securities Depository Limited (‘NSDL’) will be providing facility for voting through remote e-voting, for participation in the AGM through VC / OAVM facility and e-voting during the AGM. The procedure for e-voting and participating in the meeting through VC / OAVM is explained at note no. 9 & 10 below and is also available on the website of the company at www.kifsfinance.com. 3. As the AGM shall be conducted through VC / OAVM, the facility for appointment of proxy by the members is not available for this AGM and hence, the proxy form and attendance slip including route map are not annexed to this notice. However, the body corporates are entitled to appoint authorised representatives to attend the AGM through VC / OAVM and participate there at and cast their votes through e-voting. 4. Institutional / corporate members are requested to send a scanned copy (pdf / jpeg format) of the board resolution authorizing its representatives to attend and vote at the AGM, pursuant to section 113 of the Act, on email id of the scrutinizer at csyatimittal@gmail.com and the email id of company at cs@kifs.co.in. 5. The register of members and share transfer books of the company will be closed from Wednesday, September 23, 2026 to Tuesday, September 29, 2026 (both days inclusive) for the purpose of annual general meeting. ELECTRONIC DISPATCH OF ANNUAL REPORT AND PROCESS FOR REGISTRATION OF EMAIL ID FOR OBTAINING COPY OF ANNUAL REPORT 6. Copies of the financial statements (including report of board of directors, auditor’s report or other documents required to be attached therewith) including the notice of AGM are being sent in electronic mode to members whose e-mail address is registered with the company or the depository participant(s). In line with the ministry of corporate affairs (MCA) circular no. 17/2020 dated April 13, 2020 and other relevant circulars issued in that respect, the notice calling the AGM has been uploaded on the website of the company at www.kifsfinance.com. The notice can also be accessed from the websites of the stock exchange i.e. BSE Limited at www.bseindia.com and the notice is also available on the website of NSDL (agency for providing the remote e-voting facility) [Showing first 8,000 characters — download PDF for full document]