Press Release

September 02, 2026 CS&G/STX/SQ2026/32 1) National Stock Exchange of India Limited 2) BSE Limited Exchange Plaza, C-1, Block G, Phiroze Jeejeebhoy Towers, Bandra Kurla Complex, Bandra (E), Dalal Street, Mumbai – 400 051 Mumbai – 400 001 Scrip Symbol: KFINTECH Scrip Code: 543720 Sub. : Press Release Ref. : Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 (“LODR Regulations”) Dear Sir / Madam, Pursuant to Regulation 30 and other applicable provisions of the LODR Regulations, please find enclosed herewith the Press Release titled “KFintech Redefines Mutual Funds Transacting Architecture with AI: Unveils ARYA, Conversational Intelligence & Investor Servicing Platform”. This is for your information and records. Thanking you, Yours faithfully, For KFin Technologies Limited Alpana Kundu Company Secretary and Compliance Officer ICSI Membership No.: F10191 Encl.: a/a KFintech Redefines Mutual Funds Transacting Architecture with AI: Unveils ARYA, Conversational Intelligence & Investor Servicing Platform KFintech’s ARYA combines self-hosted SLMs with deterministic compliance gates to enable end-to- end investor transaction journeys alongside portfolio analytics. Mumbai, September 2, 2026: KFin Technologies Limited (KFintech), a leading technology-driven financial services platform, today announced enhanced details for its next-generation Conversational Intelligence & Investor Servicing Platform, ARYA. ARYA brings end-to-end transactional capabilities directly into natural language conversation, enabling investors to move seamlessly from inquiry and analysis to compliant transaction execution over KFintech's secure Registrar and Transfer Agent (RTA) infrastructure. The platform serves investors, distributors and AMC servicing teams, and ships both as a deployment for AMC clients and embedded within KFintech’s own investor and distributor portals. End-to-End Transaction Capabilities Under Deterministic Compliance ARYA eliminates friction by unifying scheme discovery, portfolio analytics, and direct transaction execution into a single conversational journey: Ask → Understand → Analyse → Act. Transaction capabilities within ARYA are engineered with strict deterministic compliance controls: • Journeys in Live Testing: Additional lump-sum purchases and SIP (Systematic Investment Plan) registration, executed in conversation, are currently in live testing. • Deterministic Compliance Engine: Every transaction request in ARYA is processed by deterministic compliance software rather than probabilistic language models. The engine enforces mandatory identity verification via One-Time Password (OTP), PAN masking, and automated eligibility gates before executing the transaction on the system of record. • Full Servicing Roadmap: Additional transaction flows including redemption, fund switching, Systematic Transfer Plans (STP), and Systematic Withdrawal Plans (SWP) are on the roadmap under the same compliance engine. • Direct RTA System Execution: Transactions execute natively on KFintech-serviced AMCs where ARYA sits directly on the underlying system of record, ensuring real-time auditability and data integrity. Addressing Key Industry Challenges & Market Opportunities Traditional financial servicing faces severe operational bottlenecks that point chatbots cannot address. ARYA is specifically designed to solve core industry friction points: • High-Volume Servicing Load: Relieves call-centre, branch, and operations capacity from repetitive scheme, statement, and SIP/SWP enquiries. • Data & Journey Fragmentation: Replaces/Complements separate portals, screens, and report downloads with ARYA's unified conversational layer. • Calculation & Hallucination Risks: Protects AMCs from compliance risks by computing returns (XIRR), allocations, and rebalancing programmatically rather than generating numbers via LLMs. • DPDP Compliance & Data Residency: Designed for Digital Personal Data Protection (DPDP) data-residency expectations: all investor data is processed inside KFintech-controlled infrastructure in India, with no third-party AI cloud in the serving path. • SEBI SIF Education: Rapidly scales investor education for emerging product categories like SEBI's Specialised Investment Funds. "The future of financial AI is moving from answering questions to executing secure, auditable actions. By building a deterministic compliance engine underneath our Small Language Models in ARYA, KFintech allows investors to evaluate portfolios and execute transactions in plain language knowing that every rule is checked and every transaction is securely recorded." Nazish Mir, Chief Technology Officer, KFintech Core Architectural & Operational Differentiators • Models Advise, Software Decides: Natural language models handle conversation, while unit- tested software code manages intent routing, compliance gating, PAN masking, and transaction execution. • Computed Analytics: XIRR, asset allocation, and rebalancing analysis are calculated deterministically against RTA records; ARYA only narrates the computed output. • Self-Hosted SLMs: Self-hosted Small Language Models and corpus data run exclusively within KFintech-controlled infrastructure. • Breadth of Analysis, Depth of Execution: Consolidated Account Statement (CAS) uploads allow investors to analyse and benchmark their entire mutual fund portfolio across all AMCs, while direct transactions execute seamlessly on KFintech-serviced AMCs. • Corpus Engineering & Evaluation Gates: Human-reviewed document corpora and automated consistency checks catch outdated or conflicting FAQs before they reach investors, with evaluation gates required for every release. • Built-In Distribution: Embeds directly into KFintech's investor and distributor portals alongside AMC client deployments. Proof-of-Concept Results In proof-of-concept testing completed in July 2026 with leading asset managers, ARYA verified industry-leading performance benchmarks: • Fact Accuracy: ~90% through rigorous corpus engineering and verified fact ingestion. • Retrieval Latency: Sub-second performance (p95≈ 0.7s), delivering an 80× speedup over initial baseline builds. • Hallucination Defense: 100% refusal rate on out-of-scope questions in the evaluation set no invented answers. • Audit & Consistency: Byte-identical output for repeated questions under the evaluated configuration reproducible responses for compliance audits. Deployment Surface & Roadmap KFintech’s ARYA is scheduled to launch at the Global Fintech Fest on 10th September 2026, at the Pavilion Hall of the Jio World Convention Centre, Stall W24, as an invite-only standalone platform (arya.kfintech.com), drawing on the early-access waitlist. It rolls out to distributors through KFintech's IRIS portal and to investor’s through KFin Investor Portal in October 2026, alongside deployments in AMC client environments. The staged rollout is deliberate: because ARYA's models run entirely on KFintech's own infrastructure rather than a third-party AI cloud, each phase is matched to the GPU capacity KFintech is building out to serve it, scaling access in step with self-hosted inference capacity rather than sending investor data outside the perimeter to grow faster. The roadmap includes non-commercial transactions, WhatsApp integration, voice interaction, multilingual support, and LOB adapters for NPS and wealth servicing. About KFin Technologies Limited (www.kfintech.com/; BSE: 543720; NSE: KFINTECH): KFin Technologies Limited (“KFintech”) is a leading technology driven financial services platform providing comprehensive services and solutions to the capital markets ecosystem including asset managers and corporate issuers across asset classes in India and provide comprehensive investor solutions including transfer agency, fund administration, fund accounting, data analytics, digital onboarding, transaction origination and processing for alternate investments, mut [Showing first 8,000 characters — download PDF for full document]