As Per Regulation 34(1) Annual Report for the FY 2026 of the company.

INDERGIRI FINANCE LIMITED (CIN: L65923MH1995PLC161968) Regd. Office: Unit No. 908, A Wing, Rustomjee Central Park, Andheri–Kurla Road, Chakala, Andheri East, Mumbai – 400093 Email: ramjeet.yadav@iflcorp.in Website: www.indergiri.com Phone: 8655618551 2nd September 2026 The Listing Department, BSE Limited Department of Corporate Affairs Phiroze Jeejeebhoy Towers, Dalal Street, Mumbai- 400 001 Sub: Annual Report and Notice of 32nd Annual General Meeting of the Company Scrip ID-531505 Scrip Code- INDERGR ISIN: INE628F01019 Dear Sir/Madam, This is further to our letter dated 31st August 2026 wherein the Company had informed that the Annual General Meeting (AGM) of the Company is scheduled to be held on Wednesday, 30th September 2026 through Video Conference / Other Audio-Visual Means, in accordance with the relevant circulars issued by Ministry of Corporate Affairs and Securities and Exchange Board of India (SEBI). In terms of the requirements of Regulation 34 (1) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, we are submitting herewith the Annual Report of the Company and the Notice of AGM for the financial year 2025-26, which is also being sent through electronic mode to the Members. Further, in terms with Regulation 36(1)(b) of the Listing Regulations, 2015, the Company has issued letters to those Shareholders whose e-mail addresses are not registered with the Company Depository Participants, providing the web-link from where the AGM Notice and Annual Report can be accessed on the Company’s website. The same is available on the Company’s website at www.indergiri.com. Kindly take this on your record. Thanking you, Yours Faithfully, For INDERGIRI FINANCE LIMITED Ramjeet Yadav Company Secretary & Compliance Officer Membership No: ACS 50581 Encl: As Above INDERGIRI FINANCE LTD. ANNUAL REPORT 2025-2026 BOARD OF DIRECTORS Mr. Datta Joshi Chairperson & Independent Director Mr. Dineshchandra Babel Independent Director Mr. Ashok Kumar Agarwal Independent Director Mr. Shanker Wunnava Managing Director & CFO Mr. Mohit Agarwal Mr. Roshan Shah Mrs. Neelam Mishra COMPANY SECRETARY & COMPLIANCE OFFICER Mr. Ramjeet Yadav REGISTERED OFFICE NEW REGISTERED OFFICE (w.e.f. 14.08.2026) Unit No. 806, B Wing, 8th Floor, Unit No. 908, A Wing, Rustomjee Central Kanakia Wall Street Andheri Kurla Road, Park, Andheri–Kurla Road, Chakala, Chakala, Andheri East, Mumbai - 400 093. Andheri East, Mumbai – 400093. Web.: www.indergiri.com AUDITORS Sampat & Mehta LLP B-501/502, 11 Saroday, Western Express Highway, Bandra (East), Mumbai- 400 051. BANKERS HDFC Bank Ltd. ICICI Bank Ltd. AU Small Finance Bank Ltd. Axis Bank Limited SHARE TRANSFER AGENTS MUFG intime India Private Limited C 101, 247 Park, LBS Marg Vikhroli (West), Mumbai - 400 083. www.indergiri.com Contents Page No. Notice 03-15 Director’s Report 16-23 Management Discussion & Analysis 24-25 Annexures to the Director’s Report 26-32 Independent Auditor’s Report 33-43 Balance Sheet 44-44 Statement of Profit & Loss 45-45 Cash Flow Statement 46-46 Statement of Changes in Equity 47-47 Notes to Financial Statements 48-79 RBI Certificate as prescribed by RBI 80-81 INDERGIRI FINANCE LTD. ANNUAL REPORT 2025-2026 INDERGIRI FINANCE LIMITED CIN No.: L65923MH1995PLC161968 Regd. Office: Unit No. 908, A Wing, Rustomjee Central Park, Andheri–Kurla Road, Chakala, Andheri East, Mumbai – 400093.; Email: ramjeet.yadav@iflcorp.in; Tel. No.8655618551, Web: www.indergiri.com NOTICE NOTICE is hereby given that the Thirty Second Annual General Meeting of the Members of Indergiri Finance Limited, will be held on Wednesday, 30th September 2026 at 12.30 p.m. through Video Conference (VC) or any Other Audio Visual Means (OAVM) to transact the following business: A. AS ORDINARY BUSINESS 1. To receive, consider, approve and adopt the audited Balance Sheet, Cash Flow Statement as at 31st March 2026 and the Statement of Profit & Loss for the year ended 31st March 2026 and the Auditors’ Report and Directors’ report thereon. 2. To appoint a director in place of Mr. Roshan Shah (holding DIN-08902193), who retires by rotation in terms of Section 152(6) of the Companies Act, 2013 and being eligible & offers himself for re-appointment. B. AS SPECIAL BUSINESS 3. TO APPROVE REVISION IN REMUNERATION OF MR. SHANKER WUNNAVA, MANAGING DIRECTOR TO CONSIDER AND, IF THOUGHT FIT, TO PASS THE FOLLOWING RESOLUTION AS SPECIAL RESOLUTION: “RESOLVED THAT pursuant to the provisions of Sections 196, 197, 198, 203 and other applicable provisions of the Companies Act, 2013 (“the Act”), read with Schedule V to the Act and the Companies (Appointment and Remuneration of Managerial Personnel) Rules, 2014, and the applicable provisions of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, including any statutory modification(s), amendment(s) or re-enactment(s) thereof for the time being in force, and pursuant to the recommendation of the Nomination and Remuneration Committee and approval of the Board of Directors of the Company, consent of the Members of the Company be and is hereby accorded for revision in the remuneration payable to Mr. Shanker Wunnava (DIN: 08561822), Managing Director & CFO of the Company, with effect from 16 September 2026, during the balance tenure of his existing appointment, i.e. up to 27th July 2028, on the following terms and conditions: a. Annual Remuneration: Within the range of Rs. 45 Lakhs to Rs. 60 Lakhs per annum, as may be determined by the Nomination and Remuneration Committee and the Board of Directors from time to time, subject to the applicable provisions of the Act and Schedule V thereto. b. Performance Bonus: Performance Bonus, if any, within the aforesaid overall remuneration range, as may be determined by the Nomination and Remuneration Committee and approved by the Board of Directors, based on the performance of the Company and/or Mr. Shanker Wunnava. c. Other Benefits: Leave encashment as per the policy of the Company and gratuity as per the provisions of the Payment of Gratuity Act, 1972 and the rules made thereunder. d. Other Remuneration/Benefits: No other benefits, bonuses, stock options, pension or other benefits shall be payable except as specifically provided herein or as may be permissible under the applicable provisions of the Act and Schedule V thereto. e. Existing Appointment: The existing appointment of Mr. Shanker Wunnava as Managing Director & CFO of the Company shall continue up to 27th July, 2028, and this resolution shall not constitute or be construed as a fresh appointment or extension of his tenure as Managing Director & CFO. f. Effective Date of Revised Remuneration: The revised remuneration approved pursuant to this resolution shall be effective from 28th July, 2026 and shall remain applicable up to 27th July, 2028, being the balance period of his existing tenure, unless otherwise modified in accordance with the provisions of the Act. g. Notice Period: Three months. h. Reimbursement of Expenses: Reimbursement of expenses incurred in connection with the business of the Company, in accordance with the policies of the Company. INDERGIRI FINANCE LTD. ANNUAL REPORT 2025-2026 RESOLVED FURTHER THAT in the event of loss or inadequacy of profits in any financial year during the aforesaid period, the remuneration payable to Mr. Shanker Wunnava shall be governed by and shall be subject to the limits and conditions prescribed under Section 197 read with Schedule V and other applicable provisions of the Companies Act, 2013 and the rules made thereunder. RESOLVED FURTHER THAT the Board of Directors of the Company, including the Nomination and Remuneration Committee, be and is hereby authorised to determine the actual remuneration within the aforesaid range and to alter, vary or modify the terms and conditions of remuneration, provided that such alteration, variation or modification is within the overall limits approved by the Members and i [Showing first 8,000 characters — download PDF for full document]