We hereby submit the Notice of 37th AGM to be held on 25th September 2026 and Annual Report for FY 2025-26

September 01, 2026 BSE Limited National Stock Exchange of India Limited Corporate Relationship Dept. The Listing Department Phiroze Jeejeebhoy Towers, Dalal Street, Exchange Plaza, Plot No. C/1, G Block, Mumbai – 400 001. Bandra Kurla Complex Bandra (East), Mumbai – 400 051 Ref: Scrip Code. 543995 Ref: NSE Symbol - MVGJL Dear Sir/Madam, Sub: Notice of the Thirty Seventh Annual General Meeting (“37th AGM”) of Manoj Vaibhav Gems „N‟ Jewellers Limited (“Company”) and the Annual Report for the Financial Year 2025-26 We wish to inform you that the 37th Annual General Meeting (AGM) of the Company is scheduled to be held on Friday, September 25, 2026, at 12:00 noon through Video Conferencing (VC)/ Other Audio- Visual Means (OAVM) in accordance with the applicable circulars issued by the Ministry of Corporate Affairs and the Securities and Exchange Board of India („SEBI‟). Pursuant to Regulation 34(1) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 („SEBI Listing Regulations‟), we are enclosing herewith the Notice of the ensuing 37th AGM of the Company and the Annual Report and other Statutory Reports for the Financial Year 2025-26, which is being sent through electronic mode to those Members whose e-mail addresses are registered with the Company/Registrar & Share Transfer Agent („RTA‟)/Depository Participant(s) („DPs‟). Further, in accordance with the Regulation 36(1) (b) of the Listing Regulations, the Company has initiated sending a letter to the Shareholders whose e-mail addresses are not registered with the Company/RTA/DPs, providing a web-link from where the Annual Report can be accessed on the website of the Company. The AGM Notice and Annual Report 2025-26 is also uploaded on the Company‟s website under tab “Results & Reports” and can be accessed at https://www.vaibhavjewellers.com/investor-relations Kindly take the above information on your records. Thanking you Yours sincerely, For Manoj Vaibhav Gems „N‟ Jewellers Limited Bandari Shiva Krishna Company Secretary & Compliance Officer M. No: F11172 MANOJ VAIBHAV GEMS ‘N’ JEWELLERS LIMITED Regd. Office: #47-15-8, V Square, Zone-A, Opp: TSR Complex, Station Road, Dwarakanagar, Visakhapatnam, Andhra Pradesh India, 530016 Corporate Office: # 47-10-19, 2nd Lane, Dwarakanagar, Visakhapatnam - 530 016, Andhra Pradesh, India, Phone: +91 891 663 7777 E mail: info@vaibhavjewellers.in; Website: www.vaibhavjewellers.com. CIN: L55101AP1989PLC009734 Celebrating Every Bond Annual Report 2025-26 Contents CORPORATE OVERVIEW STATUTORY REPORTS About Manoj Vaibhav Gems ‘N’ Corporate Information 24 Jewellers Limited 02 Notice 25 Product Categories 04 Directors’ Report 44 Presence 06 Management Discussion and Analysis 64 Chairperson and Managing Director’s Message 08 Report on Corporate Governance 71 Joint Managing Director’s Message 10 Key Performance Indicators 12 FINANCIAL STATEMENTS Strengthening Brand Connect Standalone 98 Through Marketing Initiatives 14 Strategic Priorities 18 Driven by People 20 Board of Directors 22 Celebrating Every Bond Jewellery has always been an integral part of life’s most meaningful moments. Beyond its intrinsic value and craftsmanship, it represents emotions, traditions and relationships that are cherished across generations. From weddings and festive celebrations to personal milestones and everyday expressions of love, every piece of jewellery carries a story of connection, trust and memories that last a lifetime. At Vaibhav Jewellers, we believe that every customer relationship is built on a foundation of trust and shared experiences. For generations, we have been privileged to be a part of our customers’ journeys, creating jewellery that celebrates the bonds between families, communities and loved ones. Our commitment extends beyond crafting exquisite designs—we strive to create memorable experiences through personalised service, transparency and an unwavering focus on quality. Our collections bring together timeless craftsmanship and contemporary aesthetics, reflecting the diverse aspirations and evolving preferences of our customers. Whether it is a cherished heirloom passed across generations, a symbol of a new beginning or a celebration of personal achievements, we aim to create jewellery that becomes a part of every special story. During the year, we continued to strengthen these connections through innovative designs, customer-focused initiatives and meaningful brand experiences. By combining our deep understanding of regional traditions with modern retail practices, we continue to make every interaction more personal and every occasion more memorable. As we move forward, our purpose remains unchanged—to celebrate every bond, honour every occasion and create lasting relationships with the customers and communities we proudly serve. 2025-26 highlights Rs. 2,744.03 Crores Rs. 114.98 Crores Revenue from Operations Profit After Tax (PAT) (15.1% - Y-o-Y growth) (14.5% - Y-o-Y growth) Rs. 185.25 Crores EBITDA (12.6% - Y-o-Y growth) About Manoj Vaibhav Gems ‘N’ Jewellers Limited Manoj Vaibhav Gems 'N' Jewellers Limited (MVGJL) is one of the leading regional jewellery retailers in South India, with a strong presence across Andhra Pradesh and Telangana. Built on a legacy of trust, craftsmanship, and customer-centricity, the Company has established itself as a preferred jewellery destination by offering an extensive range of gold, diamond, silver, and precious stone jewellery that caters to diverse customer preferences, occasions, and budgets. With a network of 21 showrooms (including one franchise Looking ahead, Vaibhav Jewellers remains focused on showroom) across Andhra Pradesh and Telangana, Vaibhav expanding its presence across high-potential markets, Jewellers has developed a strong foothold in both urban enhancing customer engagement through innovative and rural markets through its hyperlocal retail strategy. retail experiences, and delivering differentiated designs By combining deep regional insights with an extensive that reflect evolving consumer preferences. Backed by design portfolio, transparent pricing, and superior an experienced leadership team and a customer-first product quality, the Company has built enduring customer approach, the Company continues to reinforce its position relationships while strengthening its position in the as a trusted regional jewellery brand committed to organised jewellery retail market. sustainable growth. Vision Mission A richer tomorrow Our Mission is to enrich Stakeholders’ value through The three Es of enrichment: Our Vision is to enrich the lives • Customer Delight of everyone we touch through innovative products and • Employee Satisfaction services that enable Expression, Experience and Evolution. • Expand our presence at various Strategic Locations Key Strengths Strong Regional Presence Hyperlocal Market Strategy Established retail footprint across Andhra Pradesh and Combines regional insights with an extensive showroom Telangana with deep understanding of local markets and network to effectively serve urban and emerging markets. customer preferences. Strong Brand-Building Capabilities Trusted Brand Legacy Drives customer recall through innovative marketing Built on decades of trust, craftsmanship and customer campaigns, exhibitions, experiential initiatives and relationships, positioning Vaibhav Jewellers as a preferred digital engagement. jewellery destination. Operational Excellence Diverse Product Portfolio Supported by experienced leadership, robust Offers a wide range of gold, diamond, silver and precious retail processes and a commitment to quality and stone jewellery catering to varied occasions, preferences service standards. and budgets. Growth-Oriented Platform Design-Led Differentiation Well positioned to expand its presence, strengthen market Focused on contemporary and traditional designs, share and capture opportunities in the organised jewellery supported by evolving collections aligned [Showing first 8,000 characters — download PDF for full document]