Submission of 40th Annual report for the F.Y 2025-26.

Paragon Finance Limited CIN-L65921WB1986PLC040980 SIKKIM HOUSE, 4/1 Middleton Street, Kolkata-700 071 September 01st, 2026 The Department of Corporate Services BSE Limited Ground Floor, P. J. Tower, Dalal Street, Mumbai-400001 Scrip Code: 531255 Sub: Submission of 40th Annual Report for the year 2025-26. Dear Sir/Madam, With reference to the regulation 34 of Securities and Exchange Board of India (Listing Obligations and Disclosure Requirement) Regulations,2015, please find attached copy of 40th Annual Report for the Financial Year 2025-2026. The 40th Annual Report for the Financial Year 2025-2026 has been sent to shareholders of the company in compliance with the Regulation 36 of Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015. Further, the Annual Report is uploaded at the Website of the company. Kindly take the same on your records. Thanking you, Yours Faithfully, For Paragon finance limited Sanjay Kumar Gupta Whole Time Director & Company Secretary DIN: 00213467 Encl. As Above ANNUAL REPORT 2025-2026 PARAGON FINANCE LIMITED PARAGON FINANCE LIMITED Registered Office :- "Sikkim House", 4/1, Middleton Street, 4th Floor, Kolkata-700071 CIN :- L65921WB1986PLC040980 Phone No. - 033-40612288 Email id - compliancesdesk@gmail.com Website: www.paragonfinance.in Corporate Information BOARD OF DIRECTORS : Mr. Sanjay Kumar Gupta Chairman, Executive Director and Company Secretary Mr. Aloke Kumar Gupta Executive Director and Chief Financial Officer Mrs. Anny Jain Independent Director Ms. Parul Rajgaria Independent Director Mrs. Raveena Agrawal Additional Director AUDITORS : CONTENTS : M/s. Mandawewala & Co. 1 Notice Chartered Accountants 2 Directors' Report 1 1, British Indian Street, 3 Secretarial Audit Report 10 1st Floor, Suite # 110D 4 Management Discussion & Analysis Report 14 Kolkata - 700 069 (W.B.) 5 Statement pursuant to Section 197(12) 17 6 Corporate Governance Report 18 7 Auditors' Report 36 Registrar & Share Transfer Agent : 8 Balance Sheet 49 Niche Technologies Pvt. Ltd. 9 Profit & Loss Account 50 3A, Auckland Place, Room No. 10 Cash Flow Statement 51 7A and 7B, 7th Floor, 11 Notes on Accounts 55 Kolkata - 700 017. 12 NBFC Report 108 REGISTERED OFFICE : "Sikkim House", 4/1, Middleton Street, 4th Floor, Kolkata - 700 071. RANCHI OFFICES : 1. H. B. Road, Kokar, P.O. - RMCH, Ranchi - 834 009. 2. Tirupati Balaji Complex, Block Chowk, Ramgarh. Website : www.paragonfinance.in PARAGON FINANCE LIMITED (CIN:L65921WB1986PLC040980) NOTICE NOTICE is hereby given that the 40th Annual General Meeting of the Members of the Company “Paragon Finance Limited” will be held on Saturday, the 26th day of September, 2026 at 12:15 P.M. through Video-Conferencing (“VC”)/ Other Audio Visual Means (“OAVM”) to transact the following business: ORDINARY BUSINESS: 1. TO RECEIVE, CONSIDER AND ADOPT THE AUDITED STANDALONE FINANCIAL STATEMENTS OF THE COMPANY FOR THE YEAR ENDED ON 31ST MARCH, 2026, TOGETHER WITH THE REPORTS OF THE DIRECTORS AND THE AUDITORS REPORT THEREON: To consider and if thought fit, to pass, with or without modification(s), the following resolution as an Ordinary Resolution: “RESOLVED THAT the Audited Standalone Financial Statements including Balance Sheet of the Company as at March 31, 2026, the Statement of Profit and Loss, the Statement of Changes in Equity and the Cash Flow Statement for the year ended on that date together with all the notes annexed and the Directors’ and Auditors’ Reports thereon, placed before the meeting, be and are hereby considered and adopted.” 2. TO APPOINT AN EXECUTIVE DIRECTOR IN PLACE OF MR. ALOKE KUMAR GUPTA (DIN: 00825331), DIRECTOR WHO RETIRES BY ROTATION AT THIS MEETING AND BEING ELIGIBLE, OFFERS HIMSELF FOR RE-APPOINTMENT AS AN EXECUTIVE DIRECTOR OF THE COMPANY To consider and if thought fit, to pass, with or without modification(s), the following resolution as an Ordinary Resolution: “RESOLVED THAT pursuant to the provisions of Section 152 and other applicable provisions of the Companies Act, 2013, Mr. Aloke Kumar Gupta (DIN: 00825331), Executive Director of the Company who retires by rotation at this meeting, and being eligible, has offered himself for re-appointment, be and is hereby reappointed as an Executive Director of the Company, liable to retire by rotation.” SPECIAL BUSINESS: 3. APPOINTMENT OF SECRETARIAL AUDITOR OF THE COMPANY FOR THE TERM OF 5 CONSECUTIVE YEARS: To consider and if thought fit, to pass with or without modification(s), the following resolution as an Ordinary Resolution: PARAGON FINANCE LIMITED (CIN) L65921WB1986PLC040980 “RESOLVED THAT pursuant to the provision of Section 204(1) of the Companies Act, 2013 & Rule 9 of the Companies (Appointment and Remuneration of Managerial Personnel) Rules, 2014 and other applicable provisions, if any of the Companies Act, 2013, applicable regulations of Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 [including any statutory modification(s) or amendment(s) thereto or re-enactment(s) thereof for the time being in force], based on the recommendation of Audit committee and Board of Directors of the Company, consent of the members be and is hereby given for appointment of Mr. Altab Uddin Kazi, Practising Company Secretaries, (FCS No. 12581) (C.P. No: 27662), as Secretarial Auditor of the Company for the term of 5 consecutive years starting from the FY 2025-2026 at such remuneration and out-of-pocket expenses, as may be mutually agreed between the Secretarial Auditor and the Audit committee/Board of Directors on the terms and conditions including those relating to remuneration as set out under the Explanatory Statement annexed to this Notice.” “RESOLVED FURTHER THAT the Board of Directors of the Company, be and is hereby authorized to do all such acts, to file form with the Registrar, deeds, matters and things as may be necessary for the purposes of giving effect to this resolution and matters connected therewith or incidental thereto.” 4. REVISION OF REMUNERATION PAYABLE TO MR. SANJAY KUMAR GUPTA (DIN: 00213467) & MR. ALOKE KUMAR GUPTA (DIN: 00825331), EXECUTIVE DIRECTORS OF THE COMPANY W.E.F. 01.05.2026 To consider and if thought fit, to pass with or without modification(s), the following resolution, as an Ordinary Resolution: - RESOLVED THAT pursuant to the provisions of Sections 196, 197, 203, Schedule V and other applicable provisions, if any, of the Companies Act, 2013 read with the Rules framed thereunder, applicable provisions of the (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended from time to time, the Articles of Association of the Company and based on the recommendations of the Nomination and Remuneration Committee, Audit Committee and the Approval of Board of Directors, the consent of the Members be and is hereby accorded for revision and reduction of remuneration payable to the Executive Directors of the Company, namely, Mr. Sanjay Kumar Gupta (DIN: 00213467) from Rs. 3,00,000/- per month to Rs. 1,00,000/- per month plus National Pension Scheme as applicable and Mr. Aloke Kumar Gupta (DIN: 00825331) from Rs. 5,00,000/- per month to Rs. 50,000/- per month, with effect from 1st May, 2026 subject to approval of shareholders in the Annual General Meeting. “RESOLVED FURTHER THAT the Board of Directors of the Company, be and is hereby authorized to do all such acts, to file form with the Registrar, deeds, matters and things as may be necessary for the purposes of giving effect to this resolution and matters connected therewith or incidental thereto.” PARAGON FINANCE LIMITED (CIN) L65921WB1986PLC040980 5. REGULARISATION OF APPOINTMENT OF MRS. RAVEENA AGRAWAL (DIN: 09117345) AS A NON-EXECUTIVE INDEPENDENT DIRECTOR OF THE COMPANY To consider and, if thought fit, to pass, with or without modification(s), the following resolution as a Special Resolution: “RESOLVED THAT pursuant to the recommendation of the Nomin [Showing first 8,000 characters — download PDF for full document]