Submission of the Annual Report of the Company for the FY 2025-26

01.09.2026 BSE Limited Department of Corporate Services Phiroze Jeejeebhoy Towers, Dalal Street, Mumbai – 400001 Scrip Code: 526869 Sub: Submission of Annual Report for the Financial Year 2025-26 pursuant to Regulation 34(1) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. Dear Sir/Madam, Pursuant to Regulation 34(1) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, please find enclosed herewith the Annual Report of Kumbhat Financial Services Limited for the Financial Year 2025-26, including the Notice convening the 33rd Annual General Meeting (“AGM”) of the Company scheduled to be held on Thursday, September 24, 2026 at 11:00 A.M. (IST) through Video Conferencing (“VC”) / Other Audio Visual Means (“OAVM”). The Annual Report for the Financial Year 2025-26 is also available on the website of the Company and can be accessed at the following link: https://kumbhatfinancialserviceslimited.com/wp- content/uploads/2026/09/KFSL_Annual_Report_2025-26.pdf Kindly take the same on record. Thanking you, Yours faithfully, For Kumbhat Financial Services Limited Bharath Selva Ganesh P Company Secretary & Compliance Officer Membership No.: A78578 Encl.: As above KUMBHAT FINANCIAL SERVICES LIMITED CORPORATE OVERVIEW ANNUAL REPORT 2025–26 BUILDING TRUST • ENABLING GROWTH • CREATING VALUE 1 KUMBHAT FINANCIAL SERVICES LIMITED CORPORATE OVERVIEW ANNUAL REPORT 2025–26 BUILDING TRUST • ENABLING GROWTH • CREATING VALUE 2 KUMBHAT FINANCIAL SERVICES LIMITED CORPORATE OVERVIEW ANNUAL REPORT 2025–26 BUILDING TRUST • ENABLING GROWTH • CREATING VALUE 3 KUMBHAT FINANCIAL SERVICES LIMITED CORPORATE OVERVIEW ANNUAL REPORT 2025–26 BUILDING TRUST • ENABLING GROWTH • CREATING VALUE 4 KUMBHAT FINANCIAL SERVICES LIMITED CORPORATE OVERVIEW ANNUAL REPORT 2025–26 BUILDING TRUST • ENABLING GROWTH • CREATING VALUE 5 KUMBHAT FINANCIAL SERVICES LIMITED CORPORATE OVERVIEW ANNUAL REPORT 2025–26 BUILDING TRUST • ENABLING GROWTH • CREATING VALUE 6 KUMBHAT FINANCIAL SERVICES LIMITED CORPORATE OVERVIEW ANNUAL REPORT 2025–26 BUILDING TRUST • ENABLING GROWTH • CREATING VALUE 7 KUMBHAT FINANCIAL SERVICES LIMITED CORPORATE OVERVIEW ANNUAL REPORT 2025–26 BUILDING TRUST • ENABLING GROWTH • CREATING VALUE 8 KUMBHAT FINANCIAL SERVICES LIMITED STATUTORY REPORTS NOTICE OF THE 33RD ANNUAL GENERAL MEETING THURSDAY, 24 SEPTEMBER 2026 | 11.00 A.M. IST | VC \ OAVM Notice is hereby given that the 33rd Annual General Meeting of the members of Kumbhat Financial Services Limited will be held on Thursday, 24th September 2026 at 11.00 A.M. IST through Video Conferencing (“VC”) / Other Audio Visual Means (“OAVM”) to transact the following business. ORDINARY BUSINESS: 1 ADOPTION OF AUDITED FINANCIAL STATEMENTS OF THE COMPANY FOR THE FINANCIAL YEAR ENDED MARCH 31, 2026 To consider and, if thought fit, to pass with or without modification, the following resolution as an Ordinary Resolution: - “RESOLVED THAT the Audited Financial Statements of the Company for the financial year ended March 31, 2026, comprising the Balance Sheet as at March 31, 2026, the Statement of Profit and Loss, Statement of Changes in Equity and Statement of Cash Flows for the year ended on that date, together with the notes forming part thereof and the Reports of the Board of Directors and the Auditors thereon, as circulated to the Members and laid before the Meeting, be and are hereby received, considered and adopted” 2 APPOINTMENT OF A DIRECTOR IN PLACE OF SMT. SARIKA KUMBHAT (DIN: 08032091), WHO RETIRES BY ROTATION AND BEING ELIGIBLE, OFFERS HERSELF FOR RE- APPOINTMENT To consider and, if thought fit, to pass with or without modification, the following resolution as an Ordinary Resolution:- “RESOLVED THAT pursuant to the provisions of section 152 and other applicable provisions, if any, of the Companies Act, 2013, read with the Articles of Association of the Company, Smt. Sarika Kumbhat (DIN: 08032091), who retires by rotation at the 33rd Annual General Meeting and being eligible offers herself for re-appointment, be and is hereby re-appointed as a Director of the Company, liable to retire by rotation.” SPECIAL BUSINESS: APPROVAL FOR BORROWING IN EXCESS OF THE AGGREGATE OF PAID-UP SHARE CAPITAL, FREE RESERVES AND SECURITIES PREMIUM OF THE COMPANY UNDER SECTION 180(1)(C) OF THE COMPANIES ACT, 2013 To consider and if thought fit, to pass the following resolution as a Special Resolution: “RESOLVED THAT pursuant to the provisions of Section 180(1)(c) and other applicable provisions, if any, of the Companies Act, 2013, read with the applicable Rules made thereunder (including any statutory modification(s) or re-enactment thereof for the time being in force), the applicable directions, circulars , guidelines and notifications issued by the Reserve Bank of India from time to time, and subject to such approvals, permissions and sanctions as may be necessary, consent of the Members of the Company be and ANNUAL REPORT 2025–26 BUILDING TRUST • ENABLING GROWTH • CREATING VALUE 9 KUMBHAT FINANCIAL SERVICES LIMITED STATUTORY REPORTS is hereby accorded to the Board of Directors of the Company (“Board”) to borrow from time to time, any sum or sums of money, whether by way of loans, issuance of debentures or other debt instruments, credit facilities or otherwise, from any bank(s), financial institution(s), body corporate(s), person(s) or other eligible lender(s), as may be permitted under applicable law, for the purposes of the business of the Company, notwithstanding that the monies to be borrowed together with the monies already borrowed by the Company may exceed the aggregate of the paid-up share capital and free reserves of the Company, provided that the total amount so borrowed and remaining outstanding at any point of time shall not exceed ₹43,00,00,000/- (Rupees Forty-Three Crores Only), apart from temporary loans obtained from the Company's bankers in the ordinary course of business. RESOLVED FURTHER THAT the Board (including any Committee thereof or any person(s) authorised by the Board) be and is hereby authorised to determine the terms and conditions of such borrowings and to negotiate, finalise, execute and deliver all agreements, deeds, documents, instruments and writings and to do all such acts, deeds, matters and things as may be necessary, proper, desirable or expedient for giving effect to this resolution.” 4 CREATION OF CHARGE / MORTGAGE ON THE ASSETS OF THE COMPANY UNDER SECTION 180(1)(a) OF THE COMPANIES ACT, 2013 To consider and if thought fit, to pass the following resolution as a Special Resolution: “RESOLVED THAT pursuant to the provisions of Section 180(1)(a) and other applicable provisions, if any, of the Companies Act, 2013, read with the Rules made thereunder (including any statutory modification(s) or re-enactment thereof for the time being in force), the applicable directions, circulars, guidelines and notifications issued by the Reserve Bank of India from time to time, and subject to such approvals, permissions and sanctions as may be necessary, consent of the Members of the Company be and is hereby accorded to the Board of Directors of the Company (“Board”) to create such mortgage(s), charge(s), hypothecation(s) and/or other security interest(s), in such form and manner and with such ranking as may be determined by the Board, on all or any of the movable and/or immovable properties and assets of the Company, both present and future, and/or the whole or substantially the whole of the undertaking(s) of the Company, in favour of any lender(s), bank(s), financial institution(s), trustee(s) or other eligible person(s), for securing the borrowings availed or to be availed by the Company within the overall borrowing limit of ₹43,00,00,000/- (Rupees Forty-Three Crores Only) approved under Section 180(1)(c) of the Companies Act, 2013, together with interest, additional interest, compound interest, costs, charges, expenses and all other monies payable by the Company in res [Showing first 8,000 characters — download PDF for full document]