Updates

ICFL/LS/95/2026-27 September 1, 2026 BSE Limited National Stock Exchange of India Limited Listing Department, 1st Floor, Exchange Plaza, C-1, Block G, P J Towers, Dalal Street, Fort, Bandra Kurla Complex, Mumbai - 400 001. Bandra (E), Mumbai – 400 051. Scrip Code: 541336 Symbol: INDOSTAR Dear Sir/ Madam, Sub.: Intimation under SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 as amended ("SEBI Listing Regulations") - Business Responsibility and Sustainability Report for the Financial Year 2025-26 Pursuant to Regulation 34(2)(f) of SEBI Listing Regulations, please find enclosed the Business Responsibility and Sustainability Report (“BRSR”) of the Company for the Financial Year 2025-26, which also forms part of the Annual Report for Financial Year 2025-26. The BRSR is also being made available on the website of the Company at https://www.indostarcapital.com/investors-corner. Please take the above on record. Thanking you, Yours faithfully, For IndoStar Capital Finance Limited Shikha Jain Company Secretary & Compliance Officer (Membership No.: A59686) Encl. As above IndoStar Capital Finance Limited Registered Office: Silver Utopia, 3rd Floor, Unit No 301-A, Opposite P & G Plaza, Cardinal Gracious Road, Chakala, Andheri (E), Mumbai - 400099, India. | T +91 22 4315 7000 | contact@indostarcapital.com | www.indostarcapital.com | CIN: L65100MH2009PLC268160 BUSINESS RESPONSIBILITY AND SUSTAINABILITY REPORT SECTION A: GENERAL DISCLOSURES I. Details of the listed entity Sl. Required Information 1 Corporate Identity Number (CIN) of the Listed L65100MH2009PLC268160 Entity 2 Name of the Listed Entity IndoStar Capital Finance Limited (referred to as ‘the Company’) 3 Year of incorporation July 21, 2009 4 Registered office address Silver Utopia, Third Floor, Unit No 301-A, Opposite P & G Plaza, Cardinal Gracious Road, Chakala, Andheri (E), Mumbai – 400 099 5 Corporate address Silver Utopia, Third Floor, Unit No 301-A, Opposite P & G Plaza, Cardinal Gracious Road, Chakala, Andheri (E), Mumbai – 400 099 6 E-mail icf.secretarial@indostarcapital.com 7 Telephone 022-4315 7000 8 Website www.indostarcapital.com 9 Financial year for which reporting is being done 2025-26 10 Name of the Stock Exchange(s) where shares are BSE Limited listed National Stock Exchange of India Ltd. 11 Paid-up Capital ` 1,61,53,72,660.00 12 Name and contact details (telephone, email Ms. Shikha Jain address) of the person who may be contacted in Company Secretary and Compliance Officer case of any queries on the BRSR report Phone: 022 – 4315 7000 Email id: sjain4@indostarcapital.com 13 Reporting boundary - Are the disclosures under Standalone Basis this report made on a standalone basis (i.e. only for the entity) or on a consolidated basis (i.e. for the entity and all the entities which form a part of its consolidated financial statements, taken together). 14 Name of Assessment or Assurance Provider Not Applicable (NA) 15 Type of Assessment or Assurance obtained NA II. Products/Services 16 Details of business activities (accounting for 90% of the turnover): Sl. Description of Main Activity Description of Business Activity % of Turnover of the No entity 1 Financial and Insurance Service Other financial activities 100% 17 Products/Services sold by the entity (accounting for 90% of the entity’s Turnover): Sl. Product / Service NIC Code % of total Turnover No contributed 1 Non-banking financial company involved in 649 100% financing and related services III. Operation 18 Number of locations where plants and/or operations/offices of the entity are situated: Location Number of plants Number of offices Total National NA 454 454 International NA NA NA 19 Market Served by the entity: a. Number of locations Locations Number National (No. of States) 24 International (No. of Countries) NA b. What is the contribution of exports as a percentage of the total turnover of the entity? Nil. The Company is not engaged in any export-related activities. c. A brief on types of customers T he Company operates as a non-banking financial institution with a focus on diversified lending across retail and institutional segments. The Company’s key business verticals and corresponding customer segments are outlined below: Vehicle Finance: T his segment primarily serves transport operators, particularly Small Road Transport Operators (SRTOs), by providing asset-backed financing for Commercial Vehicle, Construction Equipment, Passanger Vehicle and Farm Equipment. The Company aims to address segment-specific credit requirements while maintaining prudent risk management practices. Housing Finance: U ndertaken through its erstwhile wholly-owned subsidiary, Niwas Housing Finance Limited (NHFL), this segment catered to customers in semi-urban and emerging markets. The Company focused on financing the purchase and construction of self-occupied residential properties. As on March 31, 2025, the Company held investments in its wholly owned subsidiary, Niwas Housing Finance Limited. Pursuant to the sale of the subsidiary to Witkopeend BV, an affiliate of BPEA EQT, during 2025–26, Niwas Housing Finance Limited ceased to be a wholly owned subsidiary of the Company effective July 17, 2025. SME Finance: T he Company extends secured credit facilities to small and medium enterprises to support working capital needs, business expansion, and other operational requirements. The customer base comprises traders, manufacturers, professionals, and service-oriented businesses, with a portion of the portfolio qualifying under Priority Sector Lending (PSL). Corporate Lending: T his segment provides structured financing solutions to mid-sized and large corporates across multiple sectors. The Company supports both project-specific and general funding requirements across industries such as manufacturing, infrastructure-linked sectors, consumer goods, and financial services. Micro LAP: T he Company offers secured, small-ticket loans to small business operators in Tier 2 and Tier 3 markets. These facilities are primarily utilised for working capital and expansion purposes, with a focus on collateral-backed lending and disciplined credit structures. IV. Employees 20 Details as at the end of Financial Year: a. Employees and workers (including differently abled): Sl. Particulars Total Male Female No (A) No.(B) % (B/A) No.(C) % (C/A) Employees 1 Permanent (D) 4,585 4,449 97.03% 136 2.97% 2 Other than Permanent (E) 38 29 76.32% 9 23.68% 3 Total employees (D+E) 4,623 4,478 96.86% 145 3.14% Workers 4 Permanent (F) - - - - - 5 Other than Permanent (G) - - - - - 6 Total workers (F+G) - - - - - b. Differently abled Employees and workers: Sl. Particulars Total Male Female No (A) No.(B) % (B/A) No.(C) % (C/A) Differently Abled Employees 1 Permanent (D) 1 1 100% - - 2 Other than Permanent (E) - - - - - 3 Total differently abled employees 1 1 100% - - (D+E) Differently Abled Workers 4 Permanent (F) - - - - - 5 Other than Permanent (G) - - - - - 6 Total differently abled workers - - - - - (F+G) 21 Participation/Inclusion/Representation of women: Total No. and percentage (A) of Females No. (B) % (B / A) Board of Directors 8 2 25% Key Management Personnel 3 1 33.33% 22 Turnover rate for permanent employees and workers (Disclose trends for the past 3 years) 2025-26 2024-25 2023-24 (Turnover rate in current (Turnover rate in previous (Turnover rate in the year FY) FY) prior to the previous FY) Male Female Total Male Female Total Male Female Total Permanent 44.61% 33.68% 44.26% 35.65% 18.91% 35.04% 29.25% 20.37% 28.87% Employees Permanent NA NA NA NA NA NA NA NA NA Workers V. Holding, Subsidiary and Associate Companies (Including Joint Ventures) 23 (a) Name of holding / subsidiary / associate companies / joint ventures Sl. Name of the holding / Indicate whether % of shares Does the entity indicated No subsidiary / associate holding/ held by listed at column A, participate in companies / joint Subsidiary/ entity the Business Responsibility ventures (A) Ass [Showing first 8,000 characters — download PDF for full document]