Shareholders meeting

ICFL/LS/94/2026-27 September 1, 2026 BSE Limited National Stock Exchange of India Limited Listing Department, 1st Floor, Exchange Plaza, C-1, Block G, P J Towers, Dalal Street, Fort, Bandra Kurla Complex, Mumbai - 400 001. Bandra (E), Mumbai – 400 051. Scrip Code: 541336 Symbol: INDOSTAR Dear Sir / Madam, Sub.: Intimation under Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 (“SEBI Listing Regulations”) - Notice of 17th (Seventeenth) Annual General Meeting of the Company along with the Annual Report for the Financial Year 2025-26 Pursuant to Regulation 29, 30, 34, 50, 53 of SEBI Listing Regulations, please find enclosed the Notice of 17th Annual General Meeting of the Members (“AGM Notice”) of IndoStar Capital Finance Limited which is scheduled to be held on Friday, September 25, 2026 at 11:00 a.m. (IST) through Video Conferencing / Other Audio-Visual Means and Annual Report for the Financial Year 2025-26, are being sent to the Members and Debenture holders through electronic mode in accordance with the provisions of the Companies Act, 2013, SEBI Listing Regulations and circulars issued by Ministry of Corporate Affairs and Securities and Exchange Board of India. Further, as per Regulation 36(1)(b) and 58(1)(b) of the SEBI Listing Regulations, a letter providing the web-link, exact path along with a static Quick Response code to access the Annual Report for Financial Year 2025-26 is being sent to those Members and Debenture holders who have not registered their e- mail address(es) with the Company / Registrar and Transfer Agent / Depository Participant(s). The Company has provided its Shareholders the facility to cast their vote by electronic means i.e., Remote e-voting and e-voting system during the AGM on all the resolution(s) as set out in the AGM Notice. The information pertaining to e-voting are as under: 1 Cut-off date for determining eligibility for the Friday, September 18, 2026 remote e-voting & e-voting at the AGM 2 Date and time of commencement of remote e- Monday, September 21, 2026, 09:00 a.m. voting (IST) 3 Date and time of end of remote e-voting Thursday, September 24, 2026, 05:00 p.m. (IST) IndoStar Capital Finance Limited Registered Office: Silver Utopia, 3rd Floor, Unit No 301-A, Opposite P & G Plaza, Cardinal Gracious Road, Chakala, Andheri (E), Mumbai - 400099, India. | T +91 22 4315 7000 | contact@indostarcapital.com | www.indostarcapital.com | CIN: L65100MH2009PLC268160 The AGM Notice and Annual Report are also available on the website of the Company at www.indostarcapital.com. Please take the above on record. Thanking you, Yours faithfully, For IndoStar Capital Finance Limited Shikha Jain Company Secretary & Compliance Officer (Membership No. A59686) Encl: As above BUILT TO LEAP FORWARD It is the moment the athlete leaves the ground, not with certainty of the distance ahead, but with complete confidence in the momentum that has been built. In that single leap, preparation gives way to possibility, and intent is transformed into action. 2025-26 represents that moment for IndoStar. Every long jump has a defining instant. The Company has entered a new trajectory, shaped by a focused retail strategy, stronger operating fundamentals, disciplined risk management and an execution-led culture. Having strengthened its foundations through the year, the Company now enters its next phase with greater resilience, sharper focus and stronger readiness for growth. With a simplified business model and an organisation built to scale, IndoStar is Built to Leap Forward, carrying the momentum to grow stronger, move further and create lasting value. Like the long jump itself, this journey is not defined by the act of taking off, but by the distance that follows. Every stride ahead will be measured by disciplined execution, sustainable performance and the value created for customers, partners, employees and shareholders. Statutory Reports Financial Statements Across the Corporate Pages Information BOARD OF DIRECTORS Mr. Binoy Parikh DEBENTURE TRUSTEE Chief Compliance Officer 01-51 52-172 Non-Executive Independent IDBI Trusteeship Services Limited Chairperson Mr. Shivam Choudhary Asian Building, Ground Floor, 17, Corporate Overview Statutory Reports Chief Technology Officer R Kamani Marg, Ballard Estate, Ms. Naina Krishna Murthy 03 Corporate Information 52 Management Discussion and Mumbai - 400 001 Ms. Jasmine Bawa Analysis Tel No.: +91 22 4080 7000 04 The Runway Builds the Leap Executive Director Chief Human Resources Officer Fax No.: +91 22 6631 1776 77 Board’s Report 06 About IndoStar Mr. Randhir Singh Mr. Kaushal Mithani Email: itsl@idbitrustee.com 102 Business Responsibility and 08 Geographic Presence Managing Director & Executive Head - Treasury Scan this QR code to navigate Sustainability Report 10 The Moment of Take-Off investor-related information Vice Chairman Mr. Kekin Savla REGISTRAR & TRANSFER 140 Report on Corporate 12 Product Portfolio Head - Finance AGENT Governance Non-Executive Independent 24 Financial Highlights Directors Mr. Krishnamoorthy Swaminathan MUFG Intime India Private Limited 28 Chairperson’s Message 173-349 Head - Operations C - 101, 247 Park, L.B.S. Marg, Mr. Hemant Kaul 30 Managing Director & Executive Financial Statements Vikhroli (West), Ms. Sujatha Mohan Mr. P. Krishnan Vice Chairman’s Message Mumbai - 400 083 Principal Officer (Insurance - 174 Standalone Tel No.: +91 22 4918 6270 34 Digitalisation Journey Non-Executive Directors Corporate Agency Business) 270 Consolidated Fax No.: +91 22 4918 6060 38 HR Initiatives Mr. Bobby Parikh Mr. Mihir Bhavsar Email: rnt.helpdesk@linkintime.co.in 40 CSR Initiatives 350-364 Mr. Aditya Joshi Chief Information Security Officer 42 Corporate Governance & Risk Mr. Devdutt Marathe BANKERS/FINANCIAL Notice of 17th Annual Mr. Kashinath Palekar Management Mr. Vishal Goenka Head - Internal Audit INSTITUTIONS General Meeting 44 Board of Directors CHIEF FINANCIAL AU Small Finance Bank 46 Awards & Accolades STATUTORY AUDITORS OFFICER Axis Bank 48 The Flight Ahead M S K A & ASSOCIATES LLP Bajaj Finance Limited 50 Way Forward Mr. Jayesh Jain 602, Floor 6, Raheja Titanium, Bandhan Bank Western Express Highway, Canara Bank COMPANY SECRETARY & Geetanjali Railway Colony, Central Bank of India COMPLIANCE OFFICER Ram Nagar, Goregaon (E), CSB Bank Investor Information Mumbai – 400 063. DBS Bank India Limited Ms. Shikha Jain DCB Bank Market Capitalisation : ` 3,065 crore CIN Hero Fincorp Limited (as on March 31, 2026) LEADERSHIP TEAM IDBI Bank CIN : L65100MH2009PLC268160 L65100MH2009PLC268160 Mr. Nitin Gyanchandani IDFC First Bank BSE Code : 541336 Chief Risk Officer Indian Overseas Bank REGISTERED & NSE Symbol : INDOSTAR IndusInd Bank Limited Mr. Amandeep Singh Sandhu AGM Date : September 25, 2026 CORPORATE OFFICE Karnataka Bank Chief Operating Officer - Vehicle AGM Mode : Through Video Conferencing Karur Vysya Bank Finance Silver Utopia, Third Floor, Poonawalla Fincorp Limited Unit No. 301-A, Opposite P & G Mr. Amit Kumar Khan RBL Bank Disclaimer: This document contains statements about expected future events and financials Plaza, Cardinal Gracious Road, Chief Operating Officer - Micro Lap State Bank of India of IndoStar Capital Finance Limited (‘the Company’), which are forward-looking. By their Chakala, Andheri (E), Mumbai - nature, forward-looking statements require the Company to make assumptions and are Suryoday Small Finance Bank Mr. K. V. Bharadwaj 400 099 subject to inherent risks and uncertainties. There is a significant risk that the assumptions, Tata Capital Limited predictions, and other forward-looking statements may not prove to be accurate. Readers Chief Credit Officer Tel No.: +91 22 4315 7000 are cautioned not to place undue reliance on forward-looking statements as several factors Unity Small Finance Bank Email: investor.relations@ could cause assumptions, actual future results and events to differ materially from thos [Showing first 8,000 characters — download PDF for full document]