Investor Presentation

Ref No: PSB/HO/Shares Cell / 44 /2026-27 September 1, 2026 BSE Limited, National Stock Exchange of India Ltd., Department of Corporate Services, Exchange Plaza, C – 1, Block – G, 25th floor, Phiroze Jeejeebhoy Towers, Bandra Kurla Complex, Bandra (East), Dalal Street, Fort, Mumbai – 400 051. Mumbai – 400 001. SYMBOL: PSB SERIES: EQ SCRIP ID : PSB SCRIP CODE : 533295 Dear Sir, Sub: Submission of Corporate Presentation Pursuant to disclosure of material event / information under Regulation 30 read with Schedule III and other applicable provisions of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended, read with corresponding circulars and notifications issued thereunder, please find enclosed the Corporate Presentation of Punjab & Sind Bank. The same is also available on the website of the Bank at https://punjabandsind.bank.in/. This is for your information and record. Yours faithfully Saket Mehrotra Company Secretary Head Office: 21, Rajendra Place, New Delhi-110008 Corporate Office: NBCC Office Complex, Block 3, East Kidwai Nagar, New Delhi – 110023 Email: complianceofficer@psb.bank.in CORPORATE PRESENTATION September 2026 Follow our Official Page: @PSBIndOfficial 124 Disclaimer 31 This presentation is issued by Punjab & Sind Bank (the “Bank”) for general information purposes only, without regard to any specific objectives, suitability, financial situations and needs of any particular 49 person. This presentation does not constitute any recommendation or form part of any offer or invitation, directly or indirectly, in any manner or inducement to sell or issue, or any solicitation of any offer to purchase or subscribe for, any securities of the Bank, in any jurisdiction, nor shall it or any part of it or the fact of its distribution form the basis of, or be relied on in connection with, any contract or commitment therefor. This presentation does not solicit any action based on the material contained herein and no offering of securities of the Bank will be made except by means of a statutory offering document containing detailed information about the Bank. Nothing in this presentation is intended by the Bank to be construed as legal, accounting or tax advice and does not take into account an investor’s individual investment objectives, including the merits and risks involved in an investment in the Bank or its securities, or an investor’s financial situation, tax position or particular needs.This 102 presentation has not been approved and will not or may not be reviewed or approved by any statutory or regulatory authority in India or by any Stock Exchange in India. 102 This presentation may include statements which may constitute forward-looking statements. All statements that address expectations or projections about the future, including, but not limited to, statements about the strategy for growth, business development, market position, expenditures, and financial results, are forward looking statements. Forward looking statements are based on certain assumptions and expectations of future events. All forward-looking statements are based on judgments derived from the information available to the Bank at this time. Forward-looking statements are statements concerning future circumstances and results, and any other statements that are not historical facts, sometimes identified by the words including, without limitation “believes”, “expects”, “predicts”, “intends”, “projects”, “plans”, “estimates”, “aims”, “foresees”, “anticipates”, “targets”, and similar expressions. This presentation should not be relied upon as a recommendation or forecast by 234 the Bank. Please note that the past performance of the Bank is not, and should not be considered as, indicative of future results. The Bank cannot guarantee that these assumptions and expectations 248 are accurate or will be realised. The actual results, performance or achievements, could thus differ materially from those projected in any such forward-looking statements. Such statements are not and 232 should not be construed as a representation of future performance or achievements of the Bank. In particular, such statements should not be regarded as a projection of future performance of the Bank. It should be noted that the actual performance or achievements of the Bank may vary significantly from such statements. The Bank does not undertake to revise any forward-looking statement that may be made from time to time by or on behalf of the Bank. Given these risks, uncertainties and other factors, viewers of this presentation are cautioned not to place undue reliance on these forward-looking statements. This presentation is confidential, is being given solely for your information and for your use and may not be (i) copied, photocopied, duplicated or disseminated, in whole or in part, and in any manner or for any purpose and; (ii) re-circulated, redistributed, passed on, published in any media, website or otherwise disseminated, to any other person, in any form or manner, in part or as a whole, without the prior written consent of the Bank. No person is authorized to give any information or to make any representation not contained in or inconsistent with this presentation and if given or made, such information or representation must not be relied upon as having been authorized by any person. Any unauthorized use, disclosure or public dissemination of information contained herein is prohibited. Failure to comply with this restriction may constitute a violation of applicable laws. The information contained in these materials has not been independently verified. None of the Bank, its Directors or affiliates nor any of its or their respective employees, advisers or representatives or any other person accepts any responsibility or liability whatsoever, whether arising in tort, contract or otherwise, for any errors, omissions or inaccuracies in such information or opinions or for any loss, cost or damage suffered or incurred howsoever arising, directly or indirectly, from any use of this document or its contents or otherwise in connection with this document, and makes no representation or warranty, express or implied, for the contents of this document including its accuracy, fairness, completeness or verification or for any other statement made or purported to be made by any of them, or on behalf of them, and nothing in this presentation shall be relied upon as a promise or representation in this respect, whether as to the past or the future. Past performance is not a guide for future performance. The information and opinions contained in this presentation are current, and if not stated otherwise, as of the date of this presentation. The Bank may alter, modify or otherwise change in any manner the contents of this presentation, without obligation to notify any person of such revision or changes. Any opinions or information expressed in this presentation are subject to change without notice. Further, certain financial and operational numbers may have been rounded off. Persons should consult their own financial or tax adviser and carry out their own due diligence procedures if in doubt about the treatment of the transaction for themselves. Privileged & Confidential, © All Rights Reserved. 124 Disclaimer 31 This presentation includes certain industry data and projections that have been obtained from industry publications and surveys. Industry publications and surveys and forecasts generally state that the 49 information contained therein has been obtained from sources believed to be reliable, but there is no assurance that the information is accurate or complete. Neither the Bank nor any of its advisors or representatives have independently verified any of the data from third-party sources or ascertained the underlying economic assumptions relied upon therein. All industry data and projections contained in this presentation are based on data ob [Showing first 8,000 characters — download PDF for full document]